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GAMPONG EMPLOYMENT INSURANCE AGREEMENT REVIEW ACCORDING TO KAFALAH AGREEMENT (Case Study of Riseh Tunong Village, Sawang District North Aceh Regency)

Dusturiyah: Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial · Vol. 11 No. 2 (2021) · hlm. 209–228

DOI
10.22373/dusturiyah.v11i2.11901
ISSN
2580-5363, 2088-9712
Terbit
2021-12-30
Penerbit
Universitas Islam Negeri Ar-Raniry
Bahasa
eng

Abstrak

The Employment Social Security Administration (BPJS) is the responsibility and obligation of the State that focuses on social security and labor protection in Indonesia to provide socio-economic protection to the community by organizing Work Accident Insurance (JKK), Death Insurance (JKM), Old Age Security programs (JHT), and Retirement. In accordance with the state's financial capacity. With the existence of BPJS for Employment, it is proper to help workers who are at risk and get the compensation or services that should be obtained. In this case the Gampong apparatus is required to become a participant of BPJS Employment in accordance with the Gampong's financial capacity. Riseh Tunong Village apparatus, Sawang District, North Aceh Regency, participated in two social security programs, namely the JKK and JKM programs. The contribution is calculated based on the percentage of wages/salaries per month, representatives from the Gampong apparatus will pay all other village equipment fees to the Lhokseumawe BPJS Employment office, the contributions are taken from the Gampong Revenue and Expenditure Budget (APBG). The purpose of this study was to determine the system of agreement and BPJS employment insurance benefits for the Gampong Riseh Tunong apparatus, Sawang District, North Aceh Regency. And to find out the review of the kafalah contract in the insurance agreement on BPJS employment on the Riseh Tunong Village apparatus, Sawang District, North Aceh Regency. This research is qualitative with descriptive analysis research type, namely the author uses field research methods and library research methods. The results of the study show that the substance of BPJS Employment is the same as conventional insurance. This is because there are two things that are not in accordance with sharia in the scheme that occurs in BPJS Employment, namely the element of transfer of risk (uncertainty) and interest-bearing loans in the determination of contributions.

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  • Politeknik Negeri Ujung Pandang
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Azka Amalia JihadAfiliasi tidak diketahui2
Nurdin SeniaraAfiliasi tidak diketahui2
Hajarul AkbarAfiliasi tidak diketahui2
Andi DarnaAfiliasi tidak diketahui2
Khairuddin HasballahAfiliasi tidak diketahui2
Chairul FahmiAfiliasi tidak diketahui1
Akihisa MatsunoAfiliasi tidak diketahui1
Peter-Tobias StollAfiliasi tidak diketahui1
Mahdalena NasrunAfiliasi tidak diketahui1
Rhoni IsmunandarAfiliasi tidak diketahui1
Mirza RahmatillahAfiliasi tidak diketahui1
Khairil UmuriAfiliasi tidak diketahui1
Muhammad Haris RiyaldiAfiliasi tidak diketahui1
Edi DarmawijayaAfiliasi tidak diketahui1
Safriadi SafriadiAfiliasi tidak diketahui1
Edi YuhermansyahAfiliasi tidak diketahui1
Shintia AfrilliaAfiliasi tidak diketahui1
Arifin AbdullahAfiliasi tidak diketahui1
Luqman NurhisamAfiliasi tidak diketahui1
Nurdianti NurdiantiAfiliasi tidak diketahui1
Nurhayati NurhayatiPoliteknik Negeri Ujung Pandang1
Hardi Syah HendraAfiliasi tidak diketahui1
Jusmalia JusmaliaAfiliasi tidak diketahui1
Muslina MuslinaAfiliasi tidak diketahui1
Bismi KhalidinAfiliasi tidak diketahui1
Ira MaghfirahAfiliasi tidak diketahui1
Sufrizal SufrizalAfiliasi tidak diketahui1
Muhammad RidwansyahAfiliasi tidak diketahui1
Muhamad YusufAfiliasi tidak diketahui1
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Ihdi Karim MakinaraAfiliasi tidak diketahui1
Wardana SaidAfiliasi tidak diketahui1
Khairul AzmyAfiliasi tidak diketahui1
Nazaruddin A WahabAfiliasi tidak diketahui1
Azman SayutiAfiliasi tidak diketahui1
Muhammad IqbalHasanuddin University1
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Sumber metadata: OAI-PMH (metadata jurnal) https://jurnal.ar-raniry.ac.id/index.php/dustur/oai, pertama di-harvest 7 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">GAMPONG EMPLOYMENT INSURANCE AGREEMENT REVIEW ACCORDING TO KAFALAH AGREEMENT (Case Study of Riseh Tunong Village, Sawang District North Aceh Regency)</dc:title>
	<dc:creator xml:lang="en">Nurdin, Ridwan</dc:creator>
	<dc:creator xml:lang="en">Purnamasari, Rita</dc:creator>
	<dc:creator xml:lang="en">Fauzan, Faisal</dc:creator>
	<dc:subject xml:lang="en">Gampong Employment</dc:subject>
	<dc:subject xml:lang="en">Insurance Agreement</dc:subject>
	<dc:subject xml:lang="en">Kafalah Agreement</dc:subject>
	<dc:subject xml:lang="en">islamic law</dc:subject>
	<dc:subject xml:lang="en">Legislation</dc:subject>
	<dc:subject xml:lang="en">Social Science</dc:subject>
	<dc:description xml:lang="en">The Employment Social Security Administration (BPJS) is the responsibility and obligation of the State that focuses on social security and labor protection in Indonesia to provide socio-economic protection to the community by organizing Work Accident Insurance (JKK), Death Insurance (JKM), Old Age Security programs (JHT), and Retirement. In accordance with the state's financial capacity. With the existence of BPJS for Employment, it is proper to help workers who are at risk and get the compensation or services that should be obtained. In this case the Gampong apparatus is required to become a participant of BPJS Employment in accordance with the Gampong's financial capacity. Riseh Tunong Village apparatus, Sawang District, North Aceh Regency, participated in two social security programs, namely the JKK and JKM programs. The contribution is calculated based on the percentage of wages/salaries per month, representatives from the Gampong apparatus will pay all other village equipment fees to the Lhokseumawe BPJS Employment office, the contributions are taken from the Gampong Revenue and Expenditure Budget (APBG). The purpose of this study was to determine the system of agreement and BPJS employment insurance benefits for the Gampong Riseh Tunong apparatus, Sawang District, North Aceh Regency. And to find out the review of the kafalah contract in the insurance agreement on BPJS employment on the Riseh Tunong Village apparatus, Sawang District, North Aceh Regency. This research is qualitative with descriptive analysis research type, namely the author uses field research methods and library research methods. The results of the study show that the substance of BPJS Employment is the same as conventional insurance. This is because there are two things that are not in accordance with sharia in the scheme that occurs in BPJS Employment, namely the element of transfer of risk (uncertainty) and interest-bearing loans in the determination of contributions.</dc:description>
	<dc:publisher xml:lang="en">Universitas Islam Negeri Ar-Raniry</dc:publisher>
	<dc:date>2021-12-30</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:format>application/pdf</dc:format>
	<dc:format>application/vnd.openxmlformats-officedocument.wordprocessingml.document</dc:format>
	<dc:identifier>https://jurnal.ar-raniry.ac.id/index.php/dustur/article/view/11901</dc:identifier>
	<dc:identifier>10.22373/dusturiyah.v11i2.11901</dc:identifier>
	<dc:source xml:lang="en">Dusturiyah: Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial; Vol. 11 No. 2 (2021): JURNAL DUSTURIAH; 209-228</dc:source>
	<dc:source>2580-5363</dc:source>
	<dc:source>2088-9712</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/dustur/article/view/11901/6320</dc:relation>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/dustur/article/view/11901/6322</dc:relation>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/dustur/article/view/11901/11109</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2021 Rita Purnamasari, Ridwan Nurdin, Faisal Fauzan</dc:rights>
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