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GAMPONG EMPLOYMENT INSURANCE AGREEMENT REVIEW ACCORDING TO KAFALAH AGREEMENT (Case Study of Riseh Tunong Village, Sawang District North Aceh Regency)

Dusturiyah: Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial · Vol. 11 No. 2 (2021) · hlm. 209–228

DOI
10.22373/dusturiyah.v11i2.11901
ISSN
2580-5363, 2088-9712
Terbit
2021-12-30
Penerbit
Universitas Islam Negeri Ar-Raniry
Bahasa
eng

Abstrak

The Employment Social Security Administration (BPJS) is the responsibility and obligation of the State that focuses on social security and labor protection in Indonesia to provide socio-economic protection to the community by organizing Work Accident Insurance (JKK), Death Insurance (JKM), Old Age Security programs (JHT), and Retirement. In accordance with the state's financial capacity. With the existence of BPJS for Employment, it is proper to help workers who are at risk and get the compensation or services that should be obtained. In this case the Gampong apparatus is required to become a participant of BPJS Employment in accordance with the Gampong's financial capacity. Riseh Tunong Village apparatus, Sawang District, North Aceh Regency, participated in two social security programs, namely the JKK and JKM programs. The contribution is calculated based on the percentage of wages/salaries per month, representatives from the Gampong apparatus will pay all other village equipment fees to the Lhokseumawe BPJS Employment office, the contributions are taken from the Gampong Revenue and Expenditure Budget (APBG). The purpose of this study was to determine the system of agreement and BPJS employment insurance benefits for the Gampong Riseh Tunong apparatus, Sawang District, North Aceh Regency. And to find out the review of the kafalah contract in the insurance agreement on BPJS employment on the Riseh Tunong Village apparatus, Sawang District, North Aceh Regency. This research is qualitative with descriptive analysis research type, namely the author uses field research methods and library research methods. The results of the study show that the substance of BPJS Employment is the same as conventional insurance. This is because there are two things that are not in accordance with sharia in the scheme that occurs in BPJS Employment, namely the element of transfer of risk (uncertainty) and interest-bearing loans in the determination of contributions.

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  • Universitas Islam Negeri Ar-Raniry
  • Institut Agama Islam Negeri Bone
  • Universitas Syiah Kuala
  • The University of Osaka
  • University of Göttingen
  • Universitas Jambi
  • Institut Agama Islam Negeri Kerinci
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Rekan penulisOrganisasiArtikel bersama
Azka Amalia JihadUniversitas Islam Negeri Ar-Raniry2
Nurdin SeniaraUniversitas Islam Negeri Ar-Raniry2
Andi DarnaInstitut Agama Islam Negeri Bone2
Khairuddin HasballahUniversitas Islam Negeri Ar-Raniry2
Chairul FahmiUniversitas Islam Negeri Ar-Raniry1
Akihisa MatsunoThe University of Osaka1
Peter-Tobias StollUniversity of Göttingen1
Mahdalena NasrunUniversitas Islam Negeri Ar-Raniry1
Rhoni IsmunandarUniversitas Islam Negeri Ar-Raniry1
Mirza RahmatillahUniversitas Islam Negeri Ar-Raniry1
Khairil UmuriUniversitas Syiah Kuala1
Muhammad Haris RiyaldiUniversitas Syiah Kuala1
Safriadi SafriadiUniversitas Islam Negeri Ar-Raniry1
Edi YuhermansyahAfiliasi tidak diketahui1
Shintia AfrilliaUniversitas Islam Negeri Ar-Raniry1
Luqman NurhisamAfiliasi tidak diketahui1
Arifin AbdullahUniversitas Islam Negeri Ar-Raniry1
Nurdianti NurdiantiUniversitas Islam Negeri Ar-Raniry1
Hardi Syah HendraUniversitas Islam Negeri Ar-Raniry1
Jusmalia JusmaliaUniversitas Islam Negeri Ar-Raniry1
Muslina MuslinaAfiliasi tidak diketahui1
Bismi KhalidinUniversitas Islam Negeri Ar-Raniry1
Ira MaghfirahUniversitas Islam Negeri Ar-Raniry1
Muhammad RidwansyahUniversitas Jambi1
Muhamad Fahrudin YusufInstitut Agama Islam Negeri Kerinci1
Syarifah Sharah NatasyaUniversitas Muhammadiyah Aceh1
Ihdi Karim MakinaraUniversitas Islam Negeri Ar-Raniry1
Hajarul AkbarUniversitas Islam Negeri Ar-Raniry1
Wardana SaidInstitut Agama Islam Negeri Bone1
Khairul AzmyPoliteknik Kutaraja1
Nazaruddin A WahabUniversitas Islam Negeri Ar-Raniry1
Azman SayutiUniversitas Islam Negeri Ar-Raniry1
Mursyid DjawasUniversitas Islam Negeri Ar-Raniry1
Nahara EriyantiUniversitas Islam Negeri Ar-Raniry1
Anita YuliaUniversitas Islam Negeri Ar-Raniry1
Muslem AbdullahUniversitas Islam Negeri Ar-Raniry1
Zakiyul FahmiUniversitas Islam Negeri Ar-Raniry1

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Sumber metadata: OAI-PMH (metadata jurnal) https://jurnal.ar-raniry.ac.id/index.php/dustur/oai, pertama di-harvest 7 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">GAMPONG EMPLOYMENT INSURANCE AGREEMENT REVIEW ACCORDING TO KAFALAH AGREEMENT (Case Study of Riseh Tunong Village, Sawang District North Aceh Regency)</dc:title>
	<dc:creator xml:lang="en">Nurdin, Ridwan</dc:creator>
	<dc:creator xml:lang="en">Purnamasari, Rita</dc:creator>
	<dc:creator xml:lang="en">Fauzan, Faisal</dc:creator>
	<dc:subject xml:lang="en">Gampong Employment</dc:subject>
	<dc:subject xml:lang="en">Insurance Agreement</dc:subject>
	<dc:subject xml:lang="en">Kafalah Agreement</dc:subject>
	<dc:subject xml:lang="en">islamic law</dc:subject>
	<dc:subject xml:lang="en">Legislation</dc:subject>
	<dc:subject xml:lang="en">Social Science</dc:subject>
	<dc:description xml:lang="en">The Employment Social Security Administration (BPJS) is the responsibility and obligation of the State that focuses on social security and labor protection in Indonesia to provide socio-economic protection to the community by organizing Work Accident Insurance (JKK), Death Insurance (JKM), Old Age Security programs (JHT), and Retirement. In accordance with the state's financial capacity. With the existence of BPJS for Employment, it is proper to help workers who are at risk and get the compensation or services that should be obtained. In this case the Gampong apparatus is required to become a participant of BPJS Employment in accordance with the Gampong's financial capacity. Riseh Tunong Village apparatus, Sawang District, North Aceh Regency, participated in two social security programs, namely the JKK and JKM programs. The contribution is calculated based on the percentage of wages/salaries per month, representatives from the Gampong apparatus will pay all other village equipment fees to the Lhokseumawe BPJS Employment office, the contributions are taken from the Gampong Revenue and Expenditure Budget (APBG). The purpose of this study was to determine the system of agreement and BPJS employment insurance benefits for the Gampong Riseh Tunong apparatus, Sawang District, North Aceh Regency. And to find out the review of the kafalah contract in the insurance agreement on BPJS employment on the Riseh Tunong Village apparatus, Sawang District, North Aceh Regency. This research is qualitative with descriptive analysis research type, namely the author uses field research methods and library research methods. The results of the study show that the substance of BPJS Employment is the same as conventional insurance. This is because there are two things that are not in accordance with sharia in the scheme that occurs in BPJS Employment, namely the element of transfer of risk (uncertainty) and interest-bearing loans in the determination of contributions.</dc:description>
	<dc:publisher xml:lang="en">Universitas Islam Negeri Ar-Raniry</dc:publisher>
	<dc:date>2021-12-30</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:format>application/pdf</dc:format>
	<dc:format>application/vnd.openxmlformats-officedocument.wordprocessingml.document</dc:format>
	<dc:identifier>https://jurnal.ar-raniry.ac.id/index.php/dustur/article/view/11901</dc:identifier>
	<dc:identifier>10.22373/dusturiyah.v11i2.11901</dc:identifier>
	<dc:source xml:lang="en">Dusturiyah: Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial; Vol. 11 No. 2 (2021): JURNAL DUSTURIAH; 209-228</dc:source>
	<dc:source>2580-5363</dc:source>
	<dc:source>2088-9712</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/dustur/article/view/11901/6320</dc:relation>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/dustur/article/view/11901/6322</dc:relation>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/dustur/article/view/11901/11109</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2021 Rita Purnamasari, Ridwan Nurdin, Faisal Fauzan</dc:rights>
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