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ANALISIS PENETAPAN MARGIN KEUNTUNGAN MURABAHAH PADA BANK SYARIAH DI INDONESIA

Jihbiz: Global Journal of Islamic Banking and Finance · Vol. 5 No. 2 (2023) · hlm. 18–38

DOI
10.22373/jihbiz.v5i2.25423
ISSN
2684-8554
Terbit
2023-07-31
Penerbit
Program Studi Perbankan Syariah FEBIII UIN Ar-Raniry
Bahasa
eng

Abstrak

Murabahah financing is a form of buying and selling financing with certain benefits added on top of the acquisition cost, where repayment can be made in cash or in installments. This study aims to look at the factors determining murabahah profit margins. The researcher uses a qualitative descriptive approach using primary data, library research, literature studies, and is also supported by related topics obtained from the web and information sources on Islamic banking. The results showed that the factors with the greatest potential in determining margins were internal factors (overhead costs, financing volume, profit targets, third party funds and acquiring costs) and external factors (BI rate and market competition).

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23 penulis · 48 tautan kepenulisan bersama

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  • Universitas Islam Negeri Ar-Raniry
  • Organisasi berbeda
  • Organisasi sama
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Rekan penulisOrganisasiArtikel bersama
Ayumiati AyumiatiUniversitas Islam Negeri Ar-Raniry3
Azharsyah IbrahimUniversitas Islam Negeri Ar-Raniry1
Muhammad ArifinUniversitas Islam Negeri Ar-Raniry1
Syarifah RaudhahUniversitas Islam Negeri Ar-Raniry1
Zaki FuadUniversitas Islam Negeri Ar-Raniry1
Ananda RizkinaUniversitas Islam Negeri Ar-Raniry1
Hafas FurqaniUniversitas Islam Negeri Ar-Raniry1
Qadrun NadaUniversitas Islam Negeri Ar-Raniry1
Muhammad Syauqi Bin-ArmiaUniversitas Islam Negeri Ar-Raniry1
Arief MeutuahUniversitas Islam Negeri Ar-Raniry1
Birrul WalidainUniversitas Islam Negeri Ar-Raniry1
Evy IskandarUniversitas Islam Negeri Ar-Raniry1
Cut ElfidaUniversitas Islam Negeri Ar-Raniry1
Akmal NasrulUniversitas Islam Negeri Ar-Raniry1
Hafiizh MaulanaUniversitas Islam Negeri Ar-Raniry1
Muhammad Yasir YusufUniversitas Islam Negeri Ar-Raniry1
Innayatillah InnayatillahUniversitas Islam Negeri Ar-Raniry1
Intan Qurratul AiniUniversitas Islam Negeri Ar-Raniry1
Nevi HasnitaUniversitas Islam Negeri Ar-Raniry1
Dara AmanatillahUniversitas Islam Negeri Ar-Raniry1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://jurnal.ar-raniry.ac.id/index.php/jihbiz/oai, pertama di-harvest 7 Nov 2026, terakhir terlihat 7 Nov 2026.
Metadata asli (oai_dc) 
<oai_dc:dc xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/  http://www.openarchives.org/OAI/2.0/oai_dc.xsd">
	<dc:title xml:lang="en">ANALISIS PENETAPAN MARGIN KEUNTUNGAN MURABAHAH PADA BANK SYARIAH DI INDONESIA</dc:title>
	<dc:creator xml:lang="en">Ahadi, Mu’thial</dc:creator>
	<dc:creator xml:lang="en">Zulhilmi, Muhammad</dc:creator>
	<dc:creator xml:lang="en">Isnaliana, Isnaliana</dc:creator>
	<dc:subject xml:lang="en">Margins</dc:subject>
	<dc:subject xml:lang="en">Murabahah Financing</dc:subject>
	<dc:subject xml:lang="en">Islamic Banks</dc:subject>
	<dc:description xml:lang="en">Murabahah financing is a form of buying and selling financing with certain benefits added on top of the acquisition cost, where repayment can be made in cash or in installments. This study aims to look at the factors determining murabahah profit margins. The researcher uses a qualitative descriptive approach using primary data, library research, literature studies, and is also supported by related topics obtained from the web and information sources on Islamic banking. The results showed that the factors with the greatest potential in determining margins were internal factors (overhead costs, financing volume, profit targets, third party funds and acquiring costs) and external factors (BI rate and market competition).</dc:description>
	<dc:publisher xml:lang="en">Program Studi Perbankan Syariah FEBIII UIN Ar-Raniry</dc:publisher>
	<dc:date>2023-07-31</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://jurnal.ar-raniry.ac.id/index.php/jihbiz/article/view/25423</dc:identifier>
	<dc:identifier>10.22373/jihbiz.v5i2.25423</dc:identifier>
	<dc:source xml:lang="en">Jihbiz: Global Journal of Islamic Banking and Finance; Vol. 5 No. 2 (2023); 18-38</dc:source>
	<dc:source>2684-8554</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/jihbiz/article/view/25423/9775</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2024 Mu’thial Ahadi, Muhammad Zulhilmi, Isnaliana Isnaliana</dc:rights>
</oai_dc:dc>