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WHY SHOULD WE CHOOSE SHARIAH FINTECH OVER SHARIAH BANKS: AN INVESTMENT ANALYSIS

Jihbiz: Global Journal of Islamic Banking and Finance · Vol. 6 No. 1 (2024) · hlm. 62–78

DOI
10.22373/jihbiz.v6i1.25548
ISSN
2684-8554
Terbit
2024-01-31
Penerbit
Program Studi Perbankan Syariah FEBIII UIN Ar-Raniry
Bahasa
eng
Lisensi
creativecommons.org/licenses/by-sa/4.0

Abstrak

The article investigated an analysis the preference between Shariah fintech and Shariah banks through an investment perspective. The rise of Islamic fintech represents a significant development in the financial landscape, offering a blend of Islamic finance principles with financial technology. This sector has seen rapid growth, expanding from a few companies in 2016 to over 200 by 2021. This making Shariah fintech not only promotes financial inclusion by reaching underserved populations but also supports the development of the MSMEs. Meanwhile, the Shariah banking industry facing a decline, particularly the investors’ preferences in the financial industry. Does this mean the Shaiah fintech successfully competes with traditional Shariah banks by offering greater flexibility, faster transactions, and lower costs, appealing particularly to younger, tech-savvy consumers? As an outcome, the research will be qualitatively examined utilising the library study approach and employing scientific research and publications as secondary data. The study concluded that Sharia fintech has proven global development with soaring market size. This significantly contributed to social impacts, direct investment, and reliability.

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8 penulis · 18 tautan kepenulisan bersama

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  • Universitas Islam Negeri Ar-Raniry
  • Organisasi berbeda
  • Organisasi sama
  • Afiliasi tidak diketahui
  • Garis lebih tebal = lebih banyak artikel bersama · lingkaran lebih besar = lebih banyak artikel
Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Chairul FahmiUniversitas Islam Negeri Ar-Raniry1
Muhammad Siddiq ArmiaUniversitas Islam Negeri Ar-Raniry1
Zahlul Pasha KarimUniversitas Islam Negeri Ar-Raniry1
Huwaida Tengku-ArmiaUniversitas Islam Negeri Ar-Raniry1
Armiadi MusaUniversitas Islam Negeri Ar-Raniry1
Isnaliana IsnalianaUniversitas Islam Negeri Ar-Raniry1
Arief MeutuahUniversitas Islam Negeri Ar-Raniry1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://jurnal.ar-raniry.ac.id/index.php/jihbiz/oai, pertama di-harvest 7 Nov 2026, terakhir terlihat 7 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">WHY SHOULD WE CHOOSE SHARIAH FINTECH OVER SHARIAH BANKS: AN INVESTMENT ANALYSIS</dc:title>
	<dc:creator xml:lang="en">Bin-Armia, Muhammad Syauqi</dc:creator>
	<dc:subject xml:lang="en">Fintech</dc:subject>
	<dc:subject xml:lang="en">Shariah banks</dc:subject>
	<dc:subject xml:lang="en">Investment</dc:subject>
	<dc:subject xml:lang="en">Preference</dc:subject>
	<dc:description xml:lang="en">The article investigated an analysis the preference between Shariah fintech and Shariah banks through an investment perspective. The rise of Islamic fintech represents a significant development in the financial landscape, offering a blend of Islamic finance principles with financial technology. This sector has seen rapid growth, expanding from a few companies in 2016 to over 200 by 2021. This making Shariah fintech not only promotes financial inclusion by reaching underserved populations but also supports the development of the MSMEs. Meanwhile, the Shariah banking industry facing a decline, particularly the investors’ preferences in the financial industry. Does this mean the Shaiah fintech successfully competes with traditional Shariah banks by offering greater flexibility, faster transactions, and lower costs, appealing particularly to younger, tech-savvy consumers? As an outcome, the research will be qualitatively examined utilising the library study approach and employing scientific research and publications as secondary data. The study concluded that Sharia fintech has proven global development with soaring market size. This significantly contributed to social impacts, direct investment, and reliability.</dc:description>
	<dc:publisher xml:lang="en">Program Studi Perbankan Syariah FEBIII UIN Ar-Raniry</dc:publisher>
	<dc:date>2024-01-31</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://jurnal.ar-raniry.ac.id/index.php/jihbiz/article/view/25548</dc:identifier>
	<dc:identifier>10.22373/jihbiz.v6i1.25548</dc:identifier>
	<dc:source xml:lang="en">Jihbiz: Global Journal of Islamic Banking and Finance; Vol. 6 No. 1 (2024); 62-78</dc:source>
	<dc:source>2684-8554</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/jihbiz/article/view/25548/9802</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2024 Muhammad Syauqi Bin-Armia</dc:rights>
	<dc:rights xml:lang="en">http://creativecommons.org/licenses/by-sa/4.0</dc:rights>
</oai_dc:dc>