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DOES SHARIAH FINTECH CARRIES MORE ETHICAL IMPACTS THAN SHARIAH BANKS: GLOBAL INDEX ANALYSIS ON INDONESIAN INDUSTRY

Jihbiz: Global Journal of Islamic Banking and Finance · Vol. 6 No. 2 (2024) · hlm. 69–80

DOI
10.22373/jihbiz.v6i2.25565
ISSN
2684-8554
Terbit
2024-07-31
Penerbit
Program Studi Perbankan Syariah FEBIII UIN Ar-Raniry
Bahasa
eng
Lisensi
creativecommons.org/licenses/by-sa/4.0

Abstrak

This article provides an analysis of Indonesia’s Shariah Fintech industry’s ethical impacts agaisnt Shariah banks, particularly from a global index point of view. The Shariah fintech industry experienced enormous development, particularly in the post-pandemic era with a holistic impact socially and ethically. Meanwhile, the Sharia banking industry did not have sufficient impacts on society. Does this mean that Shariah fintech has more ethical impacts and received wider acceptance, particularly those are categorised as unbanked and underbanked entrepreneurs? Hence, the study will be qualitatively analysed using the global index approach in order to find the result. The research adopted the library research approach and used the published and research articles as secondary data alongside the analysis. The study concluded that Shariah fintech successfully contributed ethically to society, particularly for those who were grouped as unbanked categories. Shariah banks should hands-in-hand with the Shariah fintech to create a more impactful business ecosystem and meaningful collaboration with marginalised enterprises.

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  • Universitas Islam Negeri Ar-Raniry
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Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Chairul FahmiUniversitas Islam Negeri Ar-Raniry1
Muhammad Siddiq ArmiaUniversitas Islam Negeri Ar-Raniry1
Zahlul Pasha KarimUniversitas Islam Negeri Ar-Raniry1
Huwaida Tengku-ArmiaUniversitas Islam Negeri Ar-Raniry1
Armiadi MusaUniversitas Islam Negeri Ar-Raniry1
Isnaliana IsnalianaUniversitas Islam Negeri Ar-Raniry1
Arief MeutuahUniversitas Islam Negeri Ar-Raniry1

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Sumber metadata: OAI-PMH (metadata jurnal) https://jurnal.ar-raniry.ac.id/index.php/jihbiz/oai, pertama di-harvest 7 Nov 2026, terakhir terlihat 7 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">DOES SHARIAH FINTECH CARRIES MORE ETHICAL IMPACTS THAN SHARIAH BANKS: GLOBAL INDEX ANALYSIS ON INDONESIAN INDUSTRY</dc:title>
	<dc:creator xml:lang="en">Bin-Armia, Muhammad Syauqi</dc:creator>
	<dc:subject xml:lang="en">Fintech</dc:subject>
	<dc:subject xml:lang="en">Ethical</dc:subject>
	<dc:subject xml:lang="en">Social</dc:subject>
	<dc:subject xml:lang="en">Impacts</dc:subject>
	<dc:subject xml:lang="en">Shariah</dc:subject>
	<dc:subject xml:lang="en">Global Index</dc:subject>
	<dc:description xml:lang="en">This article provides an analysis of Indonesia’s Shariah Fintech industry’s ethical impacts agaisnt Shariah banks, particularly from a global index point of view. The Shariah fintech industry experienced enormous development, particularly in the post-pandemic era with a holistic impact socially and ethically. Meanwhile, the Sharia banking industry did not have sufficient impacts on society. Does this mean that Shariah fintech has more ethical impacts and received wider acceptance, particularly those are categorised as unbanked and underbanked entrepreneurs?  Hence, the study will be qualitatively analysed using the global index approach in order to find the result. The research adopted the library research approach and used the published and research articles as secondary data alongside the analysis. The study concluded that Shariah fintech successfully contributed ethically to society, particularly for those who were grouped as unbanked categories. Shariah banks should hands-in-hand with the Shariah fintech to create a more impactful business ecosystem and meaningful collaboration with marginalised enterprises.</dc:description>
	<dc:publisher xml:lang="en">Program Studi Perbankan Syariah FEBIII UIN Ar-Raniry</dc:publisher>
	<dc:date>2024-07-31</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://jurnal.ar-raniry.ac.id/index.php/jihbiz/article/view/25565</dc:identifier>
	<dc:identifier>10.22373/jihbiz.v6i2.25565</dc:identifier>
	<dc:source xml:lang="en">Jihbiz: Global Journal of Islamic Banking and Finance; Vol. 6 No. 2 (2024); 69-80</dc:source>
	<dc:source>2684-8554</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/jihbiz/article/view/25565/9810</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2024 Muhammad Syauqi Bin-Armia</dc:rights>
	<dc:rights xml:lang="en">http://creativecommons.org/licenses/by-sa/4.0</dc:rights>
</oai_dc:dc>