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Strategy For Developing MSME Through Sharia Microfinance Institutions

Jihbiz: Global Journal of Islamic Banking and Finance · Vol. 7 No. 2 (2025) · hlm. 206–214

DOI
10.22373/ssanfc19
ISSN
2684-8554
Terbit
2025-08-18
Penerbit
Program Studi Perbankan Syariah FEBIII UIN Ar-Raniry
Bahasa
eng
Lisensi
creativecommons.org/licenses/by-sa/4.0

Abstrak

Providing access to financing to Micro, Small and Medium Enterprises (MSMEs) carried out by banking financial institutions and microfinance institutions can have a positive impact on the development of MSMEs. The development of MSMEs can be carried out by offering financing products based on sharia principles. This research aims to determine the strategies and obstacles of LKMS Mahirah Muamalah in helping the development of MSMEs in the City of Banda Aceh. This research uses a qualitative descriptive method with field research data collection through interviews, observation and documentation. The research results show that LKMS Mahirah Muamalah carries out 3 types of strategies, namely: information provision strategy, provision of financing products, and service strategy. Then the obstacles faced by LKMS Mahirah Muamalah are divided into 2, namely intern (There is still a lack of human resources/employees, distribution of financing is still limited), as for extern obstacles: There is still minimal public literacy regarding LKMS, weak understanding and management skills of MSMEs

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18 penulis · 38 tautan kepenulisan bersama · 7 lintas organisasi

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  • Universitas Pembangunan Jaya
  • Muria Kudus University
  • Satya Wacana Christian University
  • Monash University
  • Afiliasi tidak diketahui
  • Organisasi berbeda
  • Organisasi sama
  • Afiliasi tidak diketahui
  • Garis lebih tebal = lebih banyak artikel bersama · lingkaran lebih besar = lebih banyak artikel
Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Syafiul MuzidMuria Kudus University1
Muhammad Taufiq HidayatMuria Kudus University1
Evangs MailoaSatya Wacana Christian University1
Lailatussaadah LailatussaadahAfiliasi tidak diketahui1
Sri MutiaAfiliasi tidak diketahui1
Salma HayatiAfiliasi tidak diketahui1
Cut Intan HayatiAfiliasi tidak diketahui1
Zaki Saptari SaldiUniversitas Pembangunan Jaya1
Purba PurnamaUniversitas Pembangunan Jaya1
Nurmalia NurmaliaUniversitas Pembangunan Jaya1
Salman AlfarisiUniversitas Pembangunan Jaya1
Ammar Munadi SuwecoUniversitas Pembangunan Jaya1
Selamat Husni HasibuanMonash University1
Ambar WulansariAfiliasi tidak diketahui1
Tengku Winona EmeliaAfiliasi tidak diketahui1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://jurnal.ar-raniry.ac.id/index.php/jihbiz/oai, pertama di-harvest 7 Nov 2026, terakhir terlihat 7 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Strategy For Developing MSME Through Sharia  Microfinance Institutions</dc:title>
	<dc:creator xml:lang="en">Riza, Akmal</dc:creator>
	<dc:creator xml:lang="en">Arifin, Muhammad</dc:creator>
	<dc:creator xml:lang="en">Nazar, Nazar</dc:creator>
	<dc:subject xml:lang="en">Strategy</dc:subject>
	<dc:subject xml:lang="en">MSMEs development</dc:subject>
	<dc:subject xml:lang="en">obstacles</dc:subject>
	<dc:description xml:lang="en">Providing access to financing to Micro, Small and Medium Enterprises (MSMEs) carried out by banking financial institutions and microfinance institutions can have a positive impact on the development of MSMEs. The development of MSMEs can be carried out by offering financing products based on sharia principles. This research aims to determine the strategies and obstacles of LKMS Mahirah Muamalah in helping the development of MSMEs in the City of Banda Aceh. This research uses a qualitative descriptive method with field research data collection through interviews, observation and documentation. The research results show that LKMS Mahirah Muamalah carries out 3 types of strategies, namely: information provision strategy, provision of financing products, and service strategy. Then the obstacles faced by LKMS Mahirah Muamalah are divided into 2, namely intern (There is still a lack of human resources/employees, distribution of financing is still limited), as for extern obstacles: There is still minimal public literacy regarding LKMS, weak understanding and management skills of MSMEs</dc:description>
	<dc:publisher xml:lang="en">Program Studi Perbankan Syariah FEBIII UIN Ar-Raniry</dc:publisher>
	<dc:date>2025-08-18</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://jurnal.ar-raniry.ac.id/index.php/jihbiz/article/view/30205</dc:identifier>
	<dc:identifier>10.22373/ssanfc19</dc:identifier>
	<dc:source xml:lang="en">Jihbiz: Global Journal of Islamic Banking and Finance; Vol. 7 No. 2 (2025); 206-214</dc:source>
	<dc:source>2684-8554</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/jihbiz/article/view/30205/11917</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2025 Akmal Riza, Muhammad Arifin, Nazar Nazar</dc:rights>
	<dc:rights xml:lang="en">http://creativecommons.org/licenses/by-sa/4.0</dc:rights>
</oai_dc:dc>