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IDENTIFIKASI KEBUTUHAN PEMBIAYAAN SYARIAH PETERNAK LEMBU DI DELI SERDANG

Asy-Syari'ah · Vol. 22 No. 2 (2021) · hlm. 337–352

DOI
10.15575/as.v22i2.9684
ISSN
2654-5675, 2086-9029
Terbit
2021-01-13
Penerbit
Faculty of Sharia and Law, Sunan Gunung Djati Islamic State University of Bandung
Bahasa
eng

Abstrak

Abstract: This research identifies the needs of cattle breeders for Islamic financing for cattle business development to provide solutions to problems faced by breeders in Deli Serdang Regency, North Sumatra, especially in obtaining access to capital through Islamic financial institutions. The condition of the breeders included in the non-bankable criteria and did not have the 5 C criteria (character, capacity, collateral, capital, and conditions of economic), which are the main requirements for distribution of financing. One way to provide a solution to this problem is by providing easy access for farmers to obtain financing from LKMS with the most appropriate financing schemes and models for farmer business activities. In order to reach this stage, it is necessary to identify the needs of breeders. The research method used is a qualitative approach. Data were collected based on primary sources in the form of interviews with breeders, LKMS around Deli Serdang Regency. The results showed the main needs (needs) of breeders in managing their livestock business to be successful where the availability of capital during the maintenance period, the need for knowledge and skills in processing potential waste from livestock manure to become business and additional income from livestock management, the availability of routine health assistants. Conduct visits to help and provide counseling and control the health of livestock. The Islamic financing model for cattle breeders shows very promising business potential and opportunities for both parties of Islamic cooperatives and cattle breeders. The welfare opportunities formed in a multiplier manner from the sharia financing model for cattle breeders and sharia cooperatives based on investment with a yield within 42 months reach an equivalent rate of 72.5%.

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  • Universitas Djuanda
  • Politeknik Negeri Medan
  • Universitas Jambi
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Rekan penulisOrganisasiArtikel bersama
Muhammad AminUniversitas Jambi1
Erwanda Praja YusupUniversitas Djuanda1
Gamal AkbarUniversitas Djuanda1
Gianisha HardiyaniUniversitas Djuanda1
Sahlan HasbiUniversitas Djuanda1
Rimawati RimawatiUniversitas Djuanda1
Anas AlhifniUniversitas Djuanda1

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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.uinsgd.ac.id/index.php/asy-syariah/oai, pertama di-harvest 7 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
<oai_dc:dc xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/  http://www.openarchives.org/OAI/2.0/oai_dc.xsd">
	<dc:title xml:lang="en-US">IDENTIFIKASI KEBUTUHAN PEMBIAYAAN SYARIAH  PETERNAK LEMBU DI DELI SERDANG</dc:title>
	<dc:creator>Fatira AK, Marlya</dc:creator>
	<dc:creator>Nasution, Anriza Witi</dc:creator>
	<dc:creator>Kurnia, Tuti</dc:creator>
	<dc:subject xml:lang="en-US">Farmers Financing</dc:subject>
	<dc:subject xml:lang="en-US">Mudharabah</dc:subject>
	<dc:subject xml:lang="en-US">Ta’awun</dc:subject>
	<dc:subject xml:lang="en-US">Sharia Cooperatives</dc:subject>
	<dc:description xml:lang="en-US">Abstract: This research identifies the needs of cattle breeders for Islamic financing for cattle business development to provide solutions to problems faced by breeders in Deli Serdang Regency, North Sumatra, especially in obtaining access to capital through Islamic financial institutions. The condition of the breeders included in the non-bankable criteria and did not have the 5 C criteria (character, capacity, collateral, capital, and conditions of economic), which are the main requirements for distribution of financing. One way to provide a solution to this problem is by providing easy access for farmers to obtain financing from LKMS with the most appropriate financing schemes and models for farmer business activities. In order to reach this stage, it is necessary to identify the needs of breeders. The research method used is a qualitative approach. Data were collected based on primary sources in the form of interviews with breeders, LKMS around Deli Serdang Regency. The results showed the main needs (needs) of breeders in managing their livestock business to be successful where the availability of capital during the maintenance period, the need for knowledge and skills in processing potential waste from livestock manure to become business and additional income from livestock management, the availability of routine health assistants. Conduct visits to help and provide counseling and control the health of livestock. The Islamic financing model for cattle breeders shows very promising business potential and opportunities for both parties of Islamic cooperatives and cattle breeders. The welfare opportunities formed in a multiplier manner from the sharia financing model for cattle breeders and sharia cooperatives based on investment with a yield within 42 months reach an equivalent rate of 72.5%.</dc:description>
	<dc:publisher xml:lang="en-US">Faculty of Sharia and Law, Sunan Gunung Djati Islamic State University of Bandung</dc:publisher>
	<dc:date>2021-01-13</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.uinsgd.ac.id/index.php/asy-syariah/article/view/9684</dc:identifier>
	<dc:identifier>10.15575/as.v22i2.9684</dc:identifier>
	<dc:source xml:lang="en-US">Asy-Syari'ah; Vol. 22 No. 2 (2020): Asy-Syari'ah; 337-352</dc:source>
	<dc:source>2654-5675</dc:source>
	<dc:source>2086-9029</dc:source>
	<dc:source>10.15575/as.v22i2</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.uinsgd.ac.id/index.php/asy-syariah/article/view/9684/pdf</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2021 Asy-Syari'ah</dc:rights>
</oai_dc:dc>