Jurnal
The Variables that Affect MurÄbaḥa Financing in Islamic Commercial Banks
International Journal of Nusantara Islam
ISSN 2355-651X, 2252-5904
Terbit 2017-08-03
Penerbit UIN Sunan Gunung Djati Bandung
Bahasa eng
Abstrak
MurÄbaḥa financing is a type of financing that dominates the financing contract on Islamic banking in Indonesia. This shows that financing on the basis of sale (murÄbaḥa) has a greater contribution than the financing of the basis for the profit and loss sharing (muá¸Äraba and muá¹£Äraka). The purpose of this study is to determine the factors that affect the financing of murÄbaḥa in the Islamic Commercial Banking in Indonesia by using variables Third Party Fund (DPK), Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF) and Return on Assets (ROA). The population in this study is the performance of Islamic Commercial Banks in Indonesia in the period of January 2014 to June 2016. The data used in this research is secondary data and sample selection by using purposive sampling method. The analytical tool used in this research is multiple linear regression analysis at significantly the rate of 5%. The results of this study indicate that the variable DPK, CAR, FDR, NPF, and ROA simultaneously have an influence on MurÄbaḥa. Coefficient determination test results show that the five independent variables affect the dependent variable amounted to 87.6% and the remaining 12.4% is influenced by other variables. Partially DPK, CAR, FDR, and ROA have a positive and significant effect on the financing MurÄbaḥa. While the NPF has no influence on MurÄbaḥa financing.
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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.uinsgd.ac.id/index.php/ijni/oai, pertama di-harvest 7 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc)
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<dc:title xml:lang="en-US">The Variables that Affect MurÄbaḥa Financing in Islamic Commercial Banks</dc:title>
<dc:creator>Husaeni, Uus Ahmad</dc:creator>
<dc:subject xml:lang="en-US">Islamic Economic</dc:subject>
<dc:subject xml:lang="en-US">MurÄbaḥah financing</dc:subject>
<dc:subject xml:lang="en-US">Deposit Ratio</dc:subject>
<dc:subject xml:lang="en-US">Capital Ratio</dc:subject>
<dc:description xml:lang="en-US">MurÄbaḥa financing is a type of financing that dominates the financing contract on Islamic banking in Indonesia. This shows that financing on the basis of sale (murÄbaḥa) has a greater contribution than the financing of the basis for the profit and loss sharing (muá¸Äraba and muá¹£Äraka). The purpose of this study is to determine the factors that affect the financing of murÄbaḥa in the Islamic Commercial Banking in Indonesia by using variables Third Party Fund (DPK), Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF) and Return on Assets (ROA). The population in this study is the performance of Islamic Commercial Banks in Indonesia in the period of January 2014 to June 2016. The data used in this research is secondary data and sample selection by using purposive sampling method. The analytical tool used in this research is multiple linear regression analysis at significantly the rate of 5%. The results of this study indicate that the variable DPK, CAR, FDR, NPF, and ROA simultaneously have an influence on MurÄbaḥa. Coefficient determination test results show that the five independent variables affect the dependent variable amounted to 87.6% and the remaining 12.4% is influenced by other variables. Partially DPK, CAR, FDR, and ROA have a positive and significant effect on the financing MurÄbaḥa. While the NPF has no influence on MurÄbaḥa financing.</dc:description>
<dc:publisher xml:lang="en-US">UIN Sunan Gunung Djati Bandung</dc:publisher>
<dc:date>2017-08-03</dc:date>
<dc:type>info:eu-repo/semantics/article</dc:type>
<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
<dc:format>application/pdf</dc:format>
<dc:identifier>https://journal.uinsgd.ac.id/index.php/ijni/article/view/1446</dc:identifier>
<dc:identifier>10.15575/ijni.v4i2.1446</dc:identifier>
<dc:source xml:lang="en-US">International Journal of Nusantara Islam; Vol. 4 No. 2 (2016): International Journal of Nusantara Islam; 1-16</dc:source>
<dc:source xml:lang="id-ID">International Journal of Nusantara Islam; Vol 4 No 2 (2016): International Journal of Nusantara Islam; 1-16</dc:source>
<dc:source>2355-651X</dc:source>
<dc:source>2252-5904</dc:source>
<dc:source>10.15575/ijni.v4i2</dc:source>
<dc:language>eng</dc:language>
<dc:relation>https://journal.uinsgd.ac.id/index.php/ijni/article/view/1446/pdf_73</dc:relation>
</oai_dc:dc>
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APA 7
Husaeni, U. A. (2017). The Variables that Affect MurÄbaḥa Financing in Islamic Commercial Banks. International Journal of Nusantara Islam, 4(2), 1–16. https://doi.org/10.15575/ijni.v4i2.1446
Salin
IEEE
U. A. Husaeni, “The Variables that Affect MurÄbaḥa Financing in Islamic Commercial Banks,” International Journal of Nusantara Islam, vol. 4, no. 2, pp. 1–16, 2017, doi: 10.15575/ijni.v4i2.1446.
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