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Empowering sharia-based Micro, Small and Medium Enterprises (MSMEs) in Indonesia: A Socioeconomic and ethical framework for inclusive development

International Journal of Nusantara Islam · Vol. 13 No. 2 (2025) · hlm. 245–256

DOI
10.15575/ijni.v13i2.47733
ISSN
2355-651X, 2252-5904
Terbit
2025-07-01
Penerbit
UIN Sunan Gunung Djati Bandung
Bahasa
eng

Abstrak

Sharia-based Micro, Small, and Medium Enterprises (MSMEs) represent a critical driver of economic development in Indonesia, contributing significantly to employment, poverty alleviation, and local entrepreneurship. In a country with the world’s largest Muslim population, the integration of maqāṣid al-sharī‘ah principles into MSME governance offers a unique pathway toward ethical and inclusive economic growth. This study investigates the institutional, financial, and socio-religious dynamics that shape the performance and sustainability of Sharia-compliant MSMEs. It explores how Islamic economic principles intersect with regulatory frameworks and market practices to influence business outcomes in this sector. The objective is to formulate a conceptual and practical model for strengthening Sharia-based MSMEs in Indonesia. Adopting a qualitative approach, this research utilizes document analysis from regulatory texts, journal articles, and Islamic economic theory. Findings reveal critical challenges in legal harmonization, limited access to Sharia-compliant financing, and inconsistent application of ‘adl (justice), amanah (trust), and raḥmah (compassion) in entrepreneurial practices. However, notable opportunities exist in the areas of community-based empowerment, halal certification, and fintech adoption aligned with Islamic values. This study contributes to both policy and academic discourses by offering an integrative perspective on Sharia-based MSMEs. It highlights the importance of strengthening tawhidic foundations in economic structures and provides a roadmap for policymakers, practitioners, and scholars committed to building an inclusive and just economic system rooted in Islamic ethics.

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  • Sunan Gunung Djati State Islamic University Bandung
  • Institut Miftahul Huda (IMH) Subang
  • Institut Agama Islam Nasional Laa Roiba
  • IAIN Syekh Nurjati Cirebon
  • Ministry of Finance
  • Siliwangi University
  • Universitas Masoem
  • Organisasi lain
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  • Organisasi berbeda
  • Organisasi sama
  • Afiliasi tidak diketahui
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Rekan penulisOrganisasiArtikel bersama
Iwan SetiawanSunan Gunung Djati State Islamic University Bandung2
Reza Fauzi NazarSunan Gunung Djati State Islamic University Bandung2
Lutfiyah ArifinSunan Gunung Djati State Islamic University Bandung1
Ade PonirahSunan Gunung Djati State Islamic University Bandung1
Gina GustianiSunan Gunung Djati State Islamic University Bandung1
Siti ChodijahSunan Gunung Djati State Islamic University Bandung1
Cucu SetiawanSunan Gunung Djati State Islamic University Bandung1
Lilis SulastriSunan Gunung Djati State Islamic University Bandung1
Afiqoh AgustinIAIN Syekh Nurjati Cirebon1
Wina PaulAfiliasi tidak diketahui1
Rachmad FaudjiMinistry of Finance1
Ayi Yunus RusyanaSunan Gunung Djati State Islamic University Bandung1
Trisna WijayaSiliwangi University1
Ade Iskandar NasutionUniversitas Masoem1
Reni Qurroti AeniAustralian National University1
Awang Dodi KardeliSunan Gunung Djati State Islamic University Bandung1
Abdulah SafeiAfiliasi tidak diketahui1
Nurhaeti NurhaetiIndonesia Open University1
Rahayu KusumadewiSunan Gunung Djati State Islamic University Bandung1
Iwan SetiawanSunan Gunung Djati State Islamic University Bandung1
Bambang HeryantoInstitut Miftahul Huda (IMH) Subang1
SupandiInstitut Miftahul Huda (IMH) Subang1
NurhadiInstitut Miftahul Huda (IMH) Subang1
Arjun Ahmad FirdausInstitut Miftahul Huda (IMH) Subang1
Ahmad RidwanSunan Gunung Djati State Islamic University Bandung1
Dini Hasinatu Sa’adahSunan Gunung Djati State Islamic University Bandung1
Ramadhani Irma TripalupiSunan Gunung Djati State Islamic University Bandung1
Iwan SetiawanSunan Gunung Djati State Islamic University Bandung1
Hana Aulia IslamiatiSunan Gunung Djati State Islamic University Bandung1
Caca HandikaSunan Gunung Djati State Islamic University Bandung1
Ichsan BudimanUniversity of Birmingham1
Moch. Hoerul GunawanSunan Gunung Djati State Islamic University Bandung1
Amanda AisiyahSunan Gunung Djati State Islamic University Bandung1
Elis Bunga AyuSunan Gunung Djati State Islamic University Bandung1
Khoerunnisa KhoerunnisaJenderal Soedirman University1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://journal.uinsgd.ac.id/index.php/ijni/oai, pertama di-harvest 7 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en-US">Empowering sharia-based Micro, Small and Medium Enterprises (MSMEs) in Indonesia: A Socioeconomic and ethical framework for inclusive development</dc:title>
	<dc:creator>Rukmanda, Meirani Rahayu</dc:creator>
	<dc:creator>Bisri, Hasan</dc:creator>
	<dc:creator>Jubaedah, Dedah</dc:creator>
	<dc:creator>Gojali, Dudang</dc:creator>
	<dc:creator>Hadi, Sholikul</dc:creator>
	<dc:subject xml:lang="en-US">community empowerment</dc:subject>
	<dc:subject xml:lang="en-US">halal practices</dc:subject>
	<dc:subject xml:lang="en-US">inclusive development</dc:subject>
	<dc:subject xml:lang="en-US">Islamic economics</dc:subject>
	<dc:subject xml:lang="en-US">small enterprise</dc:subject>
	<dc:description xml:lang="en-US">Sharia-based Micro, Small, and Medium Enterprises (MSMEs) represent a critical driver of economic development in Indonesia, contributing significantly to employment, poverty alleviation, and local entrepreneurship. In a country with the world’s largest Muslim population, the integration of maqāṣid al-sharī‘ah principles into MSME governance offers a unique pathway toward ethical and inclusive economic growth. This study investigates the institutional, financial, and socio-religious dynamics that shape the performance and sustainability of Sharia-compliant MSMEs. It explores how Islamic economic principles intersect with regulatory frameworks and market practices to influence business outcomes in this sector. The objective is to formulate a conceptual and practical model for strengthening Sharia-based MSMEs in Indonesia. Adopting a qualitative approach, this research utilizes document analysis from regulatory texts, journal articles, and Islamic economic theory. Findings reveal critical challenges in legal harmonization, limited access to Sharia-compliant financing, and inconsistent application of ‘adl (justice), amanah (trust), and raḥmah (compassion) in entrepreneurial practices. However, notable opportunities exist in the areas of community-based empowerment, halal certification, and fintech adoption aligned with Islamic values. This study contributes to both policy and academic discourses by offering an integrative perspective on Sharia-based MSMEs. It highlights the importance of strengthening tawhidic foundations in economic structures and provides a roadmap for policymakers, practitioners, and scholars committed to building an inclusive and just economic system rooted in Islamic ethics.</dc:description>
	<dc:publisher xml:lang="en-US">UIN Sunan Gunung Djati Bandung</dc:publisher>
	<dc:date>2025-07-01</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.uinsgd.ac.id/index.php/ijni/article/view/47733</dc:identifier>
	<dc:identifier>10.15575/ijni.v13i2.47733</dc:identifier>
	<dc:source xml:lang="en-US">International Journal of Nusantara Islam; Vol. 13 No. 2 (2025): International Journal of Nusantara Islam; 245-256</dc:source>
	<dc:source xml:lang="id-ID">International Journal of Nusantara Islam; Vol 13 No 2 (2025): International Journal of Nusantara Islam; 245-256</dc:source>
	<dc:source>2355-651X</dc:source>
	<dc:source>2252-5904</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.uinsgd.ac.id/index.php/ijni/article/view/47733/14648</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2025 International Journal of Nusantara Islam</dc:rights>
</oai_dc:dc>