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Does Business Sustainability Mediate the Effect of Women’s Micro Entrepreneurship on Family Welfare?

Journal of Islamic Economics and Business · Vol. 6 No. 1 (2026) · hlm. 110–149

DOI
10.15575/jieb.v6i1.55000
ISSN
2798-4834, 2798-8562
Terbit
2026-08-03
Penerbit
Fakultas Ekonomi dan Bisnis Islam
Bahasa
eng
Lisensi
creativecommons.org/licenses/by-sa/4.0

Abstrak

This study aims to develop a holistic model of family welfare among women micro-entrepreneurs by examining the effects of Islamic microfinance, women’s empowerment, spiritual motivation, and digital technology adoption, with business sustainability serving as a mediating variable. Unlike previous studies that predominantly examine the direct effects of financial and non-financial resources on business performance or welfare, this study integrates financial, technological, empowerment, and spiritual dimensions into a single model and investigates business sustainability as the mechanism linking these factors to family welfare. A quantitative approach was employed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). Data were collected through purposive sampling from 200 women micro-entrepreneurs in West Java, Indonesia. The results demonstrate that digital technology adoption and spiritual motivation have positive and significant effects on business sustainability, whereas women’s empowerment has a significant negative effect. Islamic microfinance does not significantly affect business sustainability. Digital technology adoption, spiritual motivation, and business sustainability have positive and significant effects on family welfare, while Islamic microfinance and women’s empowerment have no significant direct effects. The mediation analysis reveals that business sustainability significantly mediates only the relationship between digital technology adoption and family welfare. However, it does not mediate the effects of Islamic microfinance, women’s empowerment, or spiritual motivation on family welfare. These findings highlight digital technology adoption as a critical pathway through which sustainable micro-enterprises can improve the welfare of women entrepreneurs’ families.

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  • Hasanuddin University
  • Universitas Pancasakti Makassar
  • Universitas Halu Oleo
  • Universitas Ahmad Dahlan
  • Universitas Airlangga
  • Lambung Mangkurat University
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  • Organisasi berbeda
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Rekan penulisOrganisasiArtikel bersama
Tona Aurora LubisAfiliasi tidak diketahui5
Maryati NingsihAfiliasi tidak diketahui4
Juliana JulianaAfiliasi tidak diketahui3
Daffa Rizqi PrayudyaAfiliasi tidak diketahui2
Abdul FadlilUniversitas Ahmad Dahlan2
Rusydi UmarAfiliasi tidak diketahui2
Novita SariAfiliasi tidak diketahui2
Huntari HarahapAfiliasi tidak diketahui2
Moh. IhsanAfiliasi tidak diketahui2
Aulia Syarif AzizAfiliasi tidak diketahui2
Ririn Tri RatnasariUniversitas Airlangga2
Firman AzizUniversitas Pancasakti Makassar1
Nurul Fathanah MustaminLambung Mangkurat University1
Pertiwi IshakUniversitas Pancasakti Makassar1
Siti Hadrayanti AnandaAfiliasi tidak diketahui1
Muhammad Ikhsan AkbarAfiliasi tidak diketahui1
Rahmawati RahmawatiAfiliasi tidak diketahui1
Ramli RamliUniversitas Halu Oleo1
Surdin SurdinUniversitas Halu Oleo1
Susi AstiantihAfiliasi tidak diketahui1
Salmia SyarifuddinAfiliasi tidak diketahui1
Yetty YettyAfiliasi tidak diketahui1
Andi Detti YuniantiHasanuddin University1
Yuyun WidaningsihHasanuddin University1
Asmita AhmadHasanuddin University1
Kidung Tirtayasa Putra PangestuHasanuddin University1
Ashar Ramadan SyahHasanuddin University1
Siti Hilmiati AzyziaAfiliasi tidak diketahui1
Uswatun KhasanahAfiliasi tidak diketahui1
Destiati NabilaAfiliasi tidak diketahui1
Nuraeni NuraeniAfiliasi tidak diketahui1
Andry PrihartaAfiliasi tidak diketahui1
Eka WarniAfiliasi tidak diketahui1
Mira MaisuraAfiliasi tidak diketahui1

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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.uinsgd.ac.id/index.php/jieb/oai, pertama di-harvest 7 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en-US">Does Business Sustainability Mediate the Effect of Women’s Micro Entrepreneurship on Family Welfare?</dc:title>
	<dc:creator>Nurasyiah, Aas</dc:creator>
	<dc:creator>Monoarfa, Hilda</dc:creator>
	<dc:creator>Hermawan, Ripan</dc:creator>
	<dc:creator>Firmansyah, Firmansyah</dc:creator>
	<dc:creator>Rahmayati</dc:creator>
	<dc:creator>Ismail, Shafinar</dc:creator>
	<dc:subject xml:lang="en-US">Business Sustainability</dc:subject>
	<dc:subject xml:lang="en-US">Digital Technology Adoption</dc:subject>
	<dc:subject xml:lang="en-US">Entrepreneurs</dc:subject>
	<dc:subject xml:lang="en-US">Family Welfare</dc:subject>
	<dc:subject xml:lang="en-US">Spiritual Motivation</dc:subject>
	<dc:subject xml:lang="en-US">Women Micro- Islamic Microfinance</dc:subject>
	<dc:description xml:lang="en-US">This study aims to develop a holistic model of family welfare among women micro-entrepreneurs by examining the effects of Islamic microfinance, women’s empowerment, spiritual motivation, and digital technology adoption, with business sustainability serving as a mediating variable. Unlike previous studies that predominantly examine the direct effects of financial and non-financial resources on business performance or welfare, this study integrates financial, technological, empowerment, and spiritual dimensions into a single model and investigates business sustainability as the mechanism linking these factors to family welfare. A quantitative approach was employed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). Data were collected through purposive sampling from 200 women micro-entrepreneurs in West Java, Indonesia. The results demonstrate that digital technology adoption and spiritual motivation have positive and significant effects on business sustainability, whereas women’s empowerment has a significant negative effect. Islamic microfinance does not significantly affect business sustainability. Digital technology adoption, spiritual motivation, and business sustainability have positive and significant effects on family welfare, while Islamic microfinance and women’s empowerment have no significant direct effects. The mediation analysis reveals that business sustainability significantly mediates only the relationship between digital technology adoption and family welfare. However, it does not mediate the effects of Islamic microfinance, women’s empowerment, or spiritual motivation on family welfare. These findings highlight digital technology adoption as a critical pathway through which sustainable micro-enterprises can improve the welfare of women entrepreneurs’ families.</dc:description>
	<dc:publisher xml:lang="en-US">Fakultas Ekonomi dan Bisnis Islam</dc:publisher>
	<dc:date>2026-08-03</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.uinsgd.ac.id/index.php/jieb/article/view/55000</dc:identifier>
	<dc:identifier>10.15575/jieb.v6i1.55000</dc:identifier>
	<dc:source xml:lang="en-US">Journal of Islamic Economics and Business; Vol. 6 No. 1 (2026): JIEB: Journal of Islamic Economics and Business; 110-149</dc:source>
	<dc:source>2798-4834</dc:source>
	<dc:source>2798-8562</dc:source>
	<dc:source>10.15575/jieb.v6i1</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.uinsgd.ac.id/index.php/jieb/article/view/55000/16918</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2026 Aas Nurasyiah, Hilda Monoarfa, Ripan Hermawan, Firmansyah, Rahmayati, Shafinar Ismail (Author)</dc:rights>
	<dc:rights xml:lang="en-US">https://creativecommons.org/licenses/by-sa/4.0</dc:rights>
</oai_dc:dc>