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TINJAUAN HUKUM EKONOMI SYARIAH TENTANG BEBAN BIAYA DALAM PEMBIAYAAN MIKRO DENGAN AKAD MUSYARAKAH MUTANAQISHAH DI BRI SYARIAH

Al-Muamalat · Vol. 7 No. 1 (2021) · hlm. 57–64

DOI
10.15575/am.v7i1.10860
ISSN
2716-0610, 2086-3225
Terbit
2021-01-15
Penerbit
Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung
Bahasa
eng

Abstrak

The musyārakah mutanāqiṣhah contract on micro financing in BRISyariah KCP Majalaya incurs costs (administrative fees, notary fees and insurance costs) that must be borne by the customer. This differs from the DSN MUI fatwa No.73/DSN-MUI/XI/2008 concerning Musyārakah Mutanāqiṣhah. This study aims to determine the micro financing in BRISyariah KCP Majalaya, the mechanism and its relevance to the fatwa of DSN MUI No.73/DSN-MUI/XI/2008. The method used is descriptive, which is describing microfinancing with the musyārakah mutanāqiṣhah contract in BRISyariah KCP Majalaya. Based on the results of the study, it can be concluded that microfinance with the musyārakah mutanāqiṣhah contract is one of the products and services provided by BRISyariah KCP Majalaya. The mechanism starts with the customer submitting an application, before the disbursement the customer must pay the full cost, the customer then shares the profit accompanied by the purchase of a portion of the bank. The cost burden in conducting microfinance with the musyārakah mutanāqiṣhah contract is not yet relevant to the DSN MUI fatwa No.73/DSN-MUI/XI/2008, because all costs that should be borne jointly are borne by the customer, this can lead to injustice.

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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.uinsgd.ac.id/index.php/mua/oai, pertama di-harvest 7 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en-US">TINJAUAN HUKUM EKONOMI SYARIAH  TENTANG BEBAN BIAYA DALAM PEMBIAYAAN MIKRO  DENGAN AKAD MUSYARAKAH MUTANAQISHAH DI BRI SYARIAH</dc:title>
	<dc:creator>Sariningsih, Sariningsih</dc:creator>
	<dc:creator>Jaenudin, Jaenudin</dc:creator>
	<dc:creator>Badriyah, Mila</dc:creator>
	<dc:subject xml:lang="en-US">Cost Expenses</dc:subject>
	<dc:subject xml:lang="en-US">Micro Financing</dc:subject>
	<dc:subject xml:lang="en-US">Musyarakah Mutanaqishah.</dc:subject>
	<dc:description xml:lang="en-US">The musyārakah mutanāqiṣhah contract on micro financing in BRISyariah KCP Majalaya incurs costs (administrative fees, notary fees and insurance costs) that must be borne by the customer. This differs from the DSN MUI fatwa No.73/DSN-MUI/XI/2008 concerning Musyārakah Mutanāqiṣhah. This study aims to determine the micro financing in BRISyariah KCP Majalaya, the mechanism and its relevance to the fatwa of DSN MUI No.73/DSN-MUI/XI/2008. The method used is descriptive, which is describing microfinancing with the musyārakah mutanāqiṣhah contract in BRISyariah KCP Majalaya. Based on the results of the study, it can be concluded that microfinance with the musyārakah mutanāqiṣhah contract is one of the products and services provided by BRISyariah KCP Majalaya. The mechanism starts with the customer submitting an application, before the disbursement the customer must pay the full cost, the customer then shares the profit accompanied by the purchase of a portion of the bank. The cost burden in conducting microfinance with the musyārakah mutanāqiṣhah contract is not yet relevant to the DSN MUI fatwa No.73/DSN-MUI/XI/2008, because all costs that should be borne jointly are borne by the customer, this can lead to injustice.</dc:description>
	<dc:publisher xml:lang="en-US">Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung</dc:publisher>
	<dc:date>2021-01-15</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.uinsgd.ac.id/index.php/mua/article/view/10860</dc:identifier>
	<dc:identifier>10.15575/am.v7i1.10860</dc:identifier>
	<dc:source xml:lang="en-US">Al-Muamalat; Vol. 7 No. 1 (2020): January; 57-64</dc:source>
	<dc:source>2716-0610</dc:source>
	<dc:source>2086-3225</dc:source>
	<dc:source>10.15575/am.v7i1</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.uinsgd.ac.id/index.php/mua/article/view/10860/5225</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2021 Al-Muamalat</dc:rights>
</oai_dc:dc>