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Review of DSN-MUI Fatwa No. 177/DSN-MUI/II/2018 against the Practice of Paying Products on Credit Using the Shopee PayLater Payment Feature on the Shopee Application
Al-Muamalat
ISSN 2716-0610, 2086-3225
Terbit 2022-08-04
Penerbit Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung
Bahasa eng
Abstrak
This study aims to find out to practice credit payments using the SPayLater feature in the Shopee application and the suitability of loan funds through the SPayLater feature is based on the DSN-MUI fatwa No.177/DSN-MUI/II/2018 concerning Information Technology-Based Financing Services Based on Sharia Principles. This research was conducted using a descriptive method, which describes specifically the practice of product payments using the SPayLater feature and conformity analysis based on sharia. The results of this study conclude that the use of SPayLater can be done after activation. As for the practice, select the item you want to buy then, click the payment method and select SPayLater, click long payment then confirm, click make the order and enter the Shopeepay PIN. Analysis of the suitability of the DSN-MUI fatwa No. 177/DSNMUI/ II/2018 on loan funds in the form of electronic money in the SPayLater feature there are things in practice that are not in accordance with sharia principles, in which there is an additional fee of minimum installments of 2-95% of the total payment and there are late fees of 5 percent of the total invoices that are due.
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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.uinsgd.ac.id/index.php/mua/oai, pertama di-harvest 7 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc)
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<dc:title xml:lang="en-US">Review of DSN-MUI Fatwa No. 177/DSN-MUI/II/2018 against the Practice of Paying Products on Credit Using the Shopee PayLater Payment Feature on the Shopee Application</dc:title>
<dc:creator>Prasetyo, Yoyok</dc:creator>
<dc:creator>Fatimah, Neneng</dc:creator>
<dc:subject xml:lang="en-US">Shopee</dc:subject>
<dc:subject xml:lang="en-US">SPayLater</dc:subject>
<dc:subject xml:lang="en-US">Sharia Principles</dc:subject>
<dc:description xml:lang="en-US">This study aims to find out to practice credit payments using the SPayLater feature in the Shopee application and the suitability of loan funds through the SPayLater feature is based on the DSN-MUI fatwa No.177/DSN-MUI/II/2018 concerning Information Technology-Based Financing Services Based on Sharia Principles. This research was conducted using a descriptive method, which describes specifically the practice of product payments using the SPayLater feature and conformity analysis based on sharia. The results of this study conclude that the use of SPayLater can be done after activation. As for the practice, select the item you want to buy then, click the payment method and select SPayLater, click long payment then confirm, click make the order and enter the Shopeepay PIN. Analysis of the suitability of the DSN-MUI fatwa No. 177/DSNMUI/ II/2018 on loan funds in the form of electronic money in the SPayLater feature there are things in practice that are not in accordance with sharia principles, in which there is an additional fee of minimum installments of 2-95% of the total payment and there are late fees of 5 percent of the total invoices that are due.</dc:description>
<dc:publisher xml:lang="en-US">Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung</dc:publisher>
<dc:date>2022-08-04</dc:date>
<dc:type>info:eu-repo/semantics/article</dc:type>
<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
<dc:format>application/pdf</dc:format>
<dc:identifier>https://journal.uinsgd.ac.id/index.php/mua/article/view/14617</dc:identifier>
<dc:identifier>10.15575/am.v9i1.14617</dc:identifier>
<dc:source xml:lang="en-US">Al-Muamalat; Vol. 9 No. 1 (2022): January; 7-13</dc:source>
<dc:source>2716-0610</dc:source>
<dc:source>2086-3225</dc:source>
<dc:source>10.15575/am.v9i1</dc:source>
<dc:language>eng</dc:language>
<dc:relation>https://journal.uinsgd.ac.id/index.php/mua/article/view/14617/7431</dc:relation>
<dc:rights xml:lang="en-US">Copyright (c) 2022 Yoyok Prasetyo, Neneng Fatimah</dc:rights>
<dc:rights xml:lang="en-US">https://creativecommons.org/licenses/by-sa/4.0</dc:rights>
</oai_dc:dc>
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APA 7
Prasetyo, Y., & Fatimah, N. (2022). Review of DSN-MUI Fatwa No. 177/DSN-MUI/II/2018 against the Practice of Paying Products on Credit Using the Shopee PayLater Payment Feature on the Shopee Application. Al-Muamalat, 9(1), 7–13. https://doi.org/10.15575/am.v9i1.14617
Salin
IEEE
Y. Prasetyo and N. Fatimah, “Review of DSN-MUI Fatwa No. 177/DSN-MUI/II/2018 against the Practice of Paying Products on Credit Using the Shopee PayLater Payment Feature on the Shopee Application,” Al-Muamalat, vol. 9, no. 1, pp. 7–13, 2022, doi: 10.15575/am.v9i1.14617.
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