Akses terbuka Jurnal
Murabahah in Contemporary Islamic Banking: An Analysis of the Maudhu’i Hadith in the Indonesian Context
Al-Muamalat · Vol. 12 No. 2 (2025) · hlm. 234–251
- ISSN
- 2716-0610, 2086-3225
- Terbit
- 2025-08-14
- Penerbit
- Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung
- Bahasa
- eng
Abstrak
This study aims to examine the practice of Murabahah contracts in Indonesian Islamic banking through a Maudhu’i approach to the hadith of the Prophet Muhammad, as a response to concerns about ethical deviations. Although Murabahah is commonly used as a financing instrument, this study assesses its normative and applicative suitability with the principles of hadith. The method employed is a qualitative descriptive-analytical analysis of 4 main hadiths and 42 supporting hadiths from Imam al-Bukhari, Nasa’i, and other Rawi. The results of the study indicate that the principles of Murabahah, such as price clarity, ownership of goods, and mutual agreement, have a strong foundation in authentic hadith, particularly Bukhari No. 1926 and Nasa’i No. 4571. Three main themes were identified: justice and willingness, the validity of deferred payment (nasi’ah), and the prohibition of gharar and hidden usury. In principle, Murabahah is permissible, but its implementation often violates the valid conditions of the contract. This study emphasises the importance of hadith literacy for industry practitioners and the role of the Sharia Supervisory Board (DPS). The implications are the need for standardisation of digital contracts and harmonisation of bank operations with hadith values to ensure the conformity of Murabahah with the objectives of Sharia law.
Kata kunci
Jaringan kolaborasi para penulis
40 penulis · 93 tautan kepenulisan bersama · 52 lintas organisasi · menampilkan 40 yang paling banyak terhubung
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- Sunan Gunung Djati State Islamic University Bandung
- Institut Agama Islam Negeri Kerinci
- Syarif Hidayatullah State Islamic University Jakarta
- Sunan Kalijaga State Islamic University Yogyakarta
- Institut Miftahul Huda (IMH) Subang
- UIN Raden Mas Said Surakarta
- Universitas Islam Negeri Imam Bonjol Padang
- Organisasi lain
- Afiliasi tidak diketahui
- Organisasi berbeda
- Organisasi sama
- Afiliasi tidak diketahui
- Garis lebih tebal = lebih banyak artikel bersama · lingkaran lebih besar = lebih banyak artikel
Tampilkan sebagai tabel
| Rekan penulis | Organisasi | Artikel bersama |
|---|---|---|
| Mhd. Rasidin | Institut Agama Islam Negeri Kerinci | 6 |
| Darti Busni | Institut Agama Islam Negeri Kerinci | 4 |
| Muhamad Fahrudin Yusuf | Institut Agama Islam Negeri Kerinci | 3 |
| Zufriani Zufriani | Institut Agama Islam Negeri Kerinci | 3 |
| Arzam Arzam | Institut Agama Islam Negeri Kerinci | 3 |
| Muhamad Izazi Nurjaman | Sunan Gunung Djati State Islamic University Bandung | 3 |
| Rahmad Setyawan | Sunan Kalijaga State Islamic University Yogyakarta | 3 |
| Muhamad Taufik Kustiawan | UIN Raden Mas Said Surakarta | 2 |
| Andri Nurjaman | Sunan Gunung Djati State Islamic University Bandung | 2 |
| Asa’ari Asa’ari | Institut Agama Islam Negeri Kerinci | 2 |
| Imaro Sidqi | Sunan Kalijaga State Islamic University Yogyakarta | 2 |
| Abdul Rohman | Sunan Gunung Djati State Islamic University Bandung | 1 |
| Ike Yulisa | Universitas Islam Negeri Imam Bonjol Padang | 1 |
| Luqyana Azmiya Putri | Institut Agama Islam Negeri Kerinci | 1 |
| Nurul Salis Alamin | Institut Agama Islam Negeri Kerinci | 1 |
| Mufti Labib Jalaluddin | Universitas Islam Internasional Indonesia | 1 |
| Alwis Alwis | Institut Agama Islam Negeri Kerinci | 1 |
| Eka Putra | Institut Agama Islam Negeri Kerinci | 1 |
| Yessy Gusminalita | Institut Agama Islam Negeri Kerinci | 1 |
| Kesi Afrilia | Institut Agama Islam Negeri Kerinci | 1 |
| Ayi Yunus Rusyana | Sunan Gunung Djati State Islamic University Bandung | 1 |
| Natardi Natardi | Ministry of Religious Affairs | 1 |
| Jafar Ahmad | Institut Agama Islam Negeri Kerinci | 1 |
| M Solahudin | Sunan Gunung Djati State Islamic University Bandung | 1 |
| Izzah Faizah Siti Rusydati Khaerani | Sunan Gunung Djati State Islamic University Bandung | 1 |
| Siti Chodijah | Sunan Gunung Djati State Islamic University Bandung | 1 |
| Muhammad Dikron | Sunan Gunung Djati State Islamic University Bandung | 1 |
| Hamka Hasan | Syarif Hidayatullah State Islamic University Jakarta | 1 |
| Ahmad Thib Raya | Syarif Hidayatullah State Islamic University Jakarta | 1 |
| Kusmana Kusmana | Syarif Hidayatullah State Islamic University Jakarta | 1 |
| Dudi Permana | Sunan Gunung Djati State Islamic University Bandung | 1 |
| Muhammad Ridha DS | Institut Agama Islam Negeri Kerinci | 1 |
| Iwan Setiawan | Sunan Gunung Djati State Islamic University Bandung | 1 |
| Sofian Al-Hakim | Sunan Gunung Djati State Islamic University Bandung | 1 |
| Dimas Indianto S. | Sunan Gunung Djati State Islamic University Bandung | 1 |
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