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Strengthening MSMEs: Evaluating the Impact of Sharia Rural Banks on Welfare in Accordance with Maqashid Sharia

TEMALI : Jurnal Pembangunan Sosial · Vol. 7 No. 2 (2024) · hlm. 187–194

DOI
10.15575/jt.v7i2.37891
ISSN
2615-5028
Terbit
2024-08-08
Penerbit
Universitas Islam Negeri Sunan Gunung Djati Bandung
Bahasa
eng

Abstrak

This study aims to evaluate the support provided for MSME development by PT. BPRS Hijra Alami and the application of maqashid sharia principles in its management. The research employs a qualitative method, using data collection techniques such as observation, interviews, and financial report analysis. The main findings reveal significant limitations in the support for training programs and business network access for MSMEs. Although BPRS provides financing, additional support such as skills training and network access remains inadequate, affecting the ability of MSMEs to utilize funds and expand their business networks optimally. The study also uncovers that, despite the application of maqashid sharia principles in BPRS's management, their implementation has not been fully effective in managing the risks and social impacts of the provided financing. The primary contribution of this research is the emphasis on the need for a more comprehensive integration of maqashid sharia principles throughout all operational aspects of BPRS, as well as offering recommendations for policies supporting MSME training and network access. This study provides new insights into Islamic banking practices and MSME development and suggests directions for future research to examine the effectiveness and social impact of the implemented strategies

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Nanda SeptianiAfiliasi tidak diketahui2
Yusrawati. .Afiliasi tidak diketahui1
Abdul Azis Ahmad ZawawiAfiliasi tidak diketahui1
Syofriza SyofyanAfiliasi tidak diketahui1
Fathimah Ahmad Zawawi NawawiAfiliasi tidak diketahui1
Rifki IsmalUniversity of Indonesia1
Hermanto SiregarAfiliasi tidak diketahui1
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Primasatria EdastamaAfiliasi tidak diketahui1
Muhammad Hakimi Mohd ShafiaiAfiliasi tidak diketahui1
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Jozi JazuliAfiliasi tidak diketahui1
Raden HeriyantoAfiliasi tidak diketahui1
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Abdullah Achmad ZawawiAfiliasi tidak diketahui1
Acep R. JayaprawiraAfiliasi tidak diketahui1
Yochebed Anggraini TerahAfiliasi tidak diketahui1
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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.uinsgd.ac.id/index.php/temali/oai, pertama di-harvest 7 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en-US">Strengthening MSMEs: Evaluating the Impact of Sharia Rural Banks on Welfare in Accordance with Maqashid Sharia</dc:title>
	<dc:creator>Suryaman, Inge Salsabila</dc:creator>
	<dc:creator>Mariyanti, Tatik</dc:creator>
	<dc:creator>Anugrah, Insan Praditya</dc:creator>
	<dc:subject xml:lang="en-US">BPRS Hijra Alami</dc:subject>
	<dc:subject xml:lang="en-US">business training</dc:subject>
	<dc:subject xml:lang="en-US">maqashid sharia</dc:subject>
	<dc:subject xml:lang="en-US">social risk management</dc:subject>
	<dc:subject xml:lang="en-US">strengthening MSMEs</dc:subject>
	<dc:description xml:lang="en-US">This study aims to evaluate the support provided for MSME development by PT. BPRS Hijra Alami and the application of maqashid sharia principles in its management. The research employs a qualitative method, using data collection techniques such as observation, interviews, and financial report analysis. The main findings reveal significant limitations in the support for training programs and business network access for MSMEs. Although BPRS provides financing, additional support such as skills training and network access remains inadequate, affecting the ability of MSMEs to utilize funds and expand their business networks optimally. The study also uncovers that, despite the application of maqashid sharia principles in BPRS's management, their implementation has not been fully effective in managing the risks and social impacts of the provided financing. The primary contribution of this research is the emphasis on the need for a more comprehensive integration of maqashid sharia principles throughout all operational aspects of BPRS, as well as offering recommendations for policies supporting MSME training and network access. This study provides new insights into Islamic banking practices and MSME development and suggests directions for future research to examine the effectiveness and social impact of the implemented strategies</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Islam Negeri Sunan Gunung Djati Bandung</dc:publisher>
	<dc:date>2024-08-08</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.uinsgd.ac.id/index.php/temali/article/view/37891</dc:identifier>
	<dc:identifier>10.15575/jt.v7i2.37891</dc:identifier>
	<dc:source xml:lang="en-US">TEMALI : Jurnal Pembangunan Sosial; Vol. 7 No. 2 (2024): Temali: Jurnal Pembangunan Sosial; 187-194</dc:source>
	<dc:source>2615-5028</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.uinsgd.ac.id/index.php/temali/article/view/37891/pdf</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2024 Inge Salsabila Suryaman, Tatik Mariyanti, Insan Praditya Anugrah</dc:rights>
</oai_dc:dc>