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Religiosity and Islamic Banking Product Decision: Survey on Employees of PT Telekomunikasi Indonesia

ETIKONOMI · Vol. 16 No. 1 (2017) · hlm. 25–42

DOI
10.15408/etk.v16i1.4379
ISSN
2461-0771, 1412-8969
Terbit
2017-03-08
Penerbit
Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah Jakarta
Bahasa
eng

Abstrak

The objective of this research is to examine the religiosity on Islamic banking product decision. A survey method was employed using a sample of 2.627 employees at different level of education, level of income, gender, age, marital status, length of service, work location (provincial based), ownership of conventional banking products as well as ownership of sharia banking products among employees of PT. Telekomunikasi Indonesia. The study also developed valid and reliable scales for religiosity and selection of sharia banking product. The findings of the study revealed that dimensions of religiosity affected understanding of Islamic Banking Concept and also affected Bank Selection Criteria. Future research is required to investigate private employees and semi government employees, even in military institutions to find different figure of religiosity and preference of sharia banking products, by identifying the specific areas of religiosity that have particular impact in determining the sharia banking products.DOI: 10.15408/etk.v16i1.4379

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18 penulis · 39 tautan kepenulisan bersama · 12 lintas organisasi

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  • Bandung Institute of Technology
  • Padjadjaran University
  • Universitas Teknologi Muhammadiyah Jakarta
  • Telkom University
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  • Organisasi sama
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Rekan penulisOrganisasiArtikel bersama
Aldrin HerwanyPadjadjaran University1
Dwi LarsoBandung Institute of Technology1
Leo AldiantoBandung Institute of Technology1
Jann Hidajat TjakraatmadjaBandung Institute of Technology1
Grisna AnggadwitaTelkom University1
Lela Nurlaela WatiUniversitas Teknologi Muhammadiyah Jakarta1
Hesty FebriyanthiUniversitas Teknologi Muhammadiyah Jakarta1
Yunieta Anny NainggolanBandung Institute of Technology1
Sita Deliyana FirmialyBandung Institute of Technology1
Reza Ashari NasutionBandung Institute of Technology1
Prawira Fajarindra BelgiawanBandung Institute of Technology1
Lidia MayangsariBandung Institute of Technology1
Raden Aswin RahadiBandung Institute of Technology1
Annisa Rahmani QastharinBandung Institute of Technology1

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Sumber metadata: OAI-PMH (metadata jurnal) http://journal.uinjkt.ac.id/index.php/etikonomi/oai, pertama di-harvest 8 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Religiosity and Islamic Banking Product Decision: Survey on Employees of PT Telekomunikasi Indonesia</dc:title>
	<dc:creator xml:lang="en">Soma, Abdul Mukti</dc:creator>
	<dc:creator xml:lang="en">Primiana, Ina</dc:creator>
	<dc:creator xml:lang="en">Wiryono, Sudarso K</dc:creator>
	<dc:creator xml:lang="en">Febrian, Erie</dc:creator>
	<dc:subject xml:lang="en">religiosity</dc:subject>
	<dc:subject xml:lang="en">conventional banking products</dc:subject>
	<dc:subject xml:lang="en">Islamic banking products</dc:subject>
	<dc:subject xml:lang="en">financial awareness</dc:subject>
	<dc:description xml:lang="en">The objective of this research is to examine the religiosity on Islamic banking product decision. A survey method was employed using a sample of 2.627 employees at different level of education, level of income, gender, age, marital status, length of service, work location (provincial based), ownership of conventional banking products as well as ownership of sharia banking products among employees of PT. Telekomunikasi Indonesia. The study also developed valid and reliable scales for religiosity and selection of sharia banking product.  The findings of the study revealed that dimensions of religiosity affected understanding of Islamic Banking Concept and also affected Bank Selection Criteria. Future research is required to investigate private employees and semi government employees, even in military institutions to find different figure of religiosity and preference of sharia banking products, by identifying the specific areas of religiosity that have particular impact in determining the sharia banking products.DOI: 10.15408/etk.v16i1.4379</dc:description>
	<dc:publisher xml:lang="en">Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah Jakarta</dc:publisher>
	<dc:date>2017-03-08</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.uinjkt.ac.id/index.php/etikonomi/article/view/4379</dc:identifier>
	<dc:identifier>10.15408/etk.v16i1.4379</dc:identifier>
	<dc:source xml:lang="en">ETIKONOMI; Vol. 16 No. 1 (2017); 25 - 42</dc:source>
	<dc:source>2461-0771</dc:source>
	<dc:source>1412-8969</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.uinjkt.ac.id/index.php/etikonomi/article/view/4379/pdf</dc:relation>
	<dc:relation>https://journal.uinjkt.ac.id/index.php/etikonomi/article/view/4379/15922</dc:relation>
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