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How Efficient are Islamic Banks in Indonesia, Saudi Arabia, and the United Kingdom?

ETIKONOMI · Vol. 19 No. 2 (2020) · hlm. 237–270

DOI
10.15408/etk.v19i2.15862
ISSN
2461-0771, 1412-8969
Terbit
2020-10-08
Penerbit
Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah Jakarta
Bahasa
eng

Abstrak

This research aims to analyze the efficiency level of 13 Islamic Banks in Indonesia, Saudi Arabia, and the United Kingdom from 2015 to 2019. The calculation of the efficiency level in this study is relative, not absolute. This study uses the Data Envelopment Analysis (DEA) method and source data from Bankscope and Bank Focus. This research consists of 3 input variables that are Total of Assets (X1), Staff Expenses (X2) and Total Deposit (X3), and 2 Output that is Income (Y1) and Loan (Y2). This research finds that the overall efficiency level of 13 Islamic banks in Indonesia, Saudi Arabia, and the United Kingdom are fluctuating. According to the result, the Islamic banks in Saudi Arabia is more efficient than in Indonesia and the United Kingdom. There are some inefficient variables—the solution for this inefficiency problem achieve by employing managerial simulation generated by DEA. This study implies that Islamic banks should reduce wasteful variables and optimize the variables that improve the efficiency.JEL Classification: C1, F30, G20, G21How to Cite:Suhail., & Nurzaman, M. S. (2020). How Efficient are Islamic Banks in Indonesia, Saudi Arabia, and the United Kingdom?. Etikonomi: Jurnal Ekonomi, 19(2), 237-270. https://doi.org/10.15408/etk.v19i2.15862.

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  • University of Indonesia
  • Universitas Islam Negeri Imam Bonjol Padang
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Rekan penulisOrganisasiArtikel bersama
Rahmat FitriansyahUniversity of Indonesia1
Annisa Maulidia AlfianUniversitas Islam Negeri Imam Bonjol Padang1
Alfian AlfianAfiliasi tidak diketahui1
Elvira HerdianiUniversity of Indonesia1
R. Gratiyana NingratUniversity of Indonesia1

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Sumber metadata: OAI-PMH (metadata jurnal) http://journal.uinjkt.ac.id/index.php/etikonomi/oai, pertama di-harvest 8 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">How Efficient are Islamic Banks in Indonesia, Saudi Arabia, and the United Kingdom?</dc:title>
	<dc:creator xml:lang="en">Suhail, Suhail</dc:creator>
	<dc:creator xml:lang="en">Nurzaman, Mohamad Soleh</dc:creator>
	<dc:subject xml:lang="en">Keywords</dc:subject>
	<dc:subject xml:lang="en">Islamic Bank</dc:subject>
	<dc:subject xml:lang="en">Efficiency</dc:subject>
	<dc:subject xml:lang="en">Stability</dc:subject>
	<dc:subject xml:lang="en">Data Envelopment Analysis (DEA)</dc:subject>
	<dc:description xml:lang="en">This research aims to analyze the efficiency level of 13 Islamic Banks in Indonesia, Saudi Arabia, and the United Kingdom from 2015 to 2019. The calculation of the efficiency level in this study is relative, not absolute. This study uses the Data Envelopment Analysis (DEA) method and source data from Bankscope and Bank Focus. This research consists of 3 input variables that are Total of Assets (X1), Staff Expenses (X2) and Total Deposit (X3), and 2 Output that is Income (Y1) and Loan (Y2). This research finds that the overall efficiency level of 13 Islamic banks in Indonesia, Saudi Arabia, and the United Kingdom are fluctuating. According to the result, the Islamic banks in Saudi Arabia is more efficient than in Indonesia and the United Kingdom. There are some inefficient variables—the solution for this inefficiency problem achieve by employing managerial simulation generated by DEA. This study implies that Islamic banks should reduce wasteful variables and optimize the variables that improve the efficiency.JEL Classification: C1, F30, G20, G21How to Cite:Suhail., &amp;amp; Nurzaman, M. S. (2020). How Efficient are Islamic Banks in Indonesia, Saudi Arabia, and the United Kingdom?. Etikonomi: Jurnal Ekonomi, 19(2), 237-270. https://doi.org/10.15408/etk.v19i2.15862.</dc:description>
	<dc:publisher xml:lang="en">Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah Jakarta</dc:publisher>
	<dc:date>2020-10-08</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.uinjkt.ac.id/index.php/etikonomi/article/view/15862</dc:identifier>
	<dc:identifier>10.15408/etk.v19i2.15862</dc:identifier>
	<dc:source xml:lang="en">ETIKONOMI; Vol. 19 No. 2 (2020); 237-270</dc:source>
	<dc:source>2461-0771</dc:source>
	<dc:source>1412-8969</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.uinjkt.ac.id/index.php/etikonomi/article/view/15862/pdf</dc:relation>
	<dc:relation>https://journal.uinjkt.ac.id/index.php/etikonomi/article/view/15862/16299</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2020 ETIKONOMI</dc:rights>
</oai_dc:dc>