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Capital adequacy of the banking industry in Indonesia

Economic Journal of Emerging Markets · Vol. ume (2015) · hlm. 69–77

DOI
10.20885/ejem.vol7.iss2.art1
ISSN
2502-180X, 2086-3128
Terbit
2015-10-01
Penerbit
Universitas Islam Indonesia
Bahasa
eng

Abstrak

This study analyzes the relationship between credit risk and profitability on the capital adequacy ratio (CAR) of commercial banks in Indonesia. The empirical model result shows that credit risk and profitability performance altogether significantly influence the capital adequacy ratio (CAR). Partially, the variables that significantly influence the CAR are the characteristics and complexity of the bank group. This study also suggests that the pace towards the long-term balance is, in general, less than one year. Capital ratio in the banking industry is 8%, indicating the bank has set aside to anticipate the impact of external factors as well as to comply with Bank Indonesia Regulation Number 15/12/PBI/2013.

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  • IPB University
  • Bank Indonesia
  • Universitas Iqra Buru
  • Lampung University
  • Sunan Gunung Djati State Islamic University Bandung
  • Afiliasi tidak diketahui
  • Organisasi berbeda
  • Organisasi sama
  • Afiliasi tidak diketahui
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Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Bambang JuandaIPB University3
Linda Karlina SariIPB University2
Zenal AsikinIPB University2
Rita NurmalinaIPB University2
Tanti NoviantiIPB University2
Pamuji Gesang RaharjoIPB University2
Adler Haymans ManurungIPB University2
Tubagus Nur Ahmad MaulanaIPB University2
Eka Intan Kumala PutriIPB University2
Toni BakhtiarIPB University2
Ferry SyarifuddinBank Indonesia2
Febriann Dedy SyahputraIPB University1
Achmad Iskandar ZulkarnainIPB University1
Mulya E. SiregarBank Indonesia1
Irfan Syauqi BeikIPB University1
Hesti WerdaningtyasIPB University1
Anny RatnawatiIPB University1
Tony IrawanIPB University1
Kepas Antoni Adrianus ManurungIPB University1
Hermanto SiregarIPB University1
Idqan FahmiIPB University1
Dikky IndrawanIPB University1
Priscilla Maulina Juliani SiregarAfiliasi tidak diketahui1
Ossi FerliAfiliasi tidak diketahui1
Trias AndatiIPB University1
Husen BahasoanUniversitas Iqra Buru1
Muhammad Mehran IqbalAfiliasi tidak diketahui1
Muhammad FirdausIPB University1
Nengsi Puspita DewiIPB University1
Sri Utami LestariIPB University1
Akhmad FauziIPB University1
Dedy YuliawanLampung University1
Ascarya AscaryaBank Indonesia1
Heni HasanahIPB University1
Dila VindayaniIPB University1
Alla AsmaraIPB University1
Solihin SolihinSunan Gunung Djati State Islamic University Bandung1

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Sumber metadata: OAI-PMH (metadata jurnal) http://journal.uii.ac.id/index.php/JEP/oai, pertama di-harvest 8 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en-US">Capital adequacy of the banking industry in Indonesia</dc:title>
	<dc:creator>Murtiyanti, Sri</dc:creator>
	<dc:creator>Achsani, Noer Azam</dc:creator>
	<dc:creator>Hakim, Dedi Budiman</dc:creator>
	<dc:subject xml:lang="en-US">credit risk</dc:subject>
	<dc:subject xml:lang="en-US">profitability and capital adequacy ratio</dc:subject>
	<dc:subject xml:lang="en-US">G21</dc:subject>
	<dc:subject xml:lang="en-US">G24</dc:subject>
	<dc:subject xml:lang="en-US">G29</dc:subject>
	<dc:description xml:lang="en-US">This study analyzes the relationship between credit risk and profitability on the capital adequacy ratio (CAR) of commercial banks in Indonesia. The empirical model result shows that credit risk and profitability performance altogether significantly influence the capital adequacy ratio (CAR). Partially, the variables that significantly influence the CAR are the characteristics and complexity of the bank group. This study also suggests that the pace towards the long-term balance is, in general, less than one year. Capital ratio in the banking industry is 8%, indicating the bank has set aside to anticipate the impact of external factors as well as to comply with Bank Indonesia Regulation Number 15/12/PBI/2013.</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Islam Indonesia</dc:publisher>
	<dc:date>2015-10-01</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.uii.ac.id/JEP/article/view/4258</dc:identifier>
	<dc:identifier>10.20885/ejem.vol7.iss2.art1</dc:identifier>
	<dc:source xml:lang="en-US">Economic Journal of Emerging Markets; Volume 7 Issue 2, 2015; 69-77</dc:source>
	<dc:source>2502-180X</dc:source>
	<dc:source>2086-3128</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.uii.ac.id/JEP/article/view/4258/3766</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2016 Economic Journal of Emerging Markets</dc:rights>
</oai_dc:dc>