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INVESTMENT DECISION OF DKI JAKARTA MILLENNIALS IN ISLAMIC PEER-TO-PEER FINANCING DURING THE COVID-19 PANDEMIC

JEBIS (Jurnal Ekonomi dan Bisnis Islam) · Vol. 9 No. 2 (2023) · hlm. 270–290

DOI
10.20473/jebis.v9i2.34072
ISSN
2527-3027, 2442-6563
Terbit
2023-12-01
Penerbit
Universitas Airlangga
Bahasa
eng
Lisensi
creativecommons.org/licenses/by-nc-sa/4.0

Abstrak

DKI Jakarta is the region with the highest proportion of internet users from the total population of each province on the island of Java, including in terms of the use of Financial Technology (FinTech). Islamic Peer-To-Peer Financing (IP2PF) is one type of FinTech that is an investment choice for millennials, but Islamic FinTech users from the investor side are still very few, especially during the COVID-19 pandemic. This research aims to find out the factors that influence the investment decisions of DKI Jakarta millennials in IP2PF during the COVID-19 pandemic through a sample of 100 DKI Jakarta millennial investors. The methods used are descriptive analysis and binary logistic regression with IBM SPSS Statistics 22 software tools. The results showed that during the COVID-19 pandemic, Islamic financial literacy, IP2PF knowledge, trust, social environment, gender, and income had a significant positive effect on investment decisions in IP2PF. Therefore, the IP2PF should closely build engagement to their customers, enlarge literacy coverage in supported by government to build the ecosystem.

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  • IPB University
  • International Islamic University Malaysia
  • Afiliasi tidak diketahui
  • Organisasi berbeda
  • Organisasi sama
  • Afiliasi tidak diketahui
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Rekan penulisOrganisasiArtikel bersama
Salina KassimInternational Islamic University Malaysia2
Adewale Abideen AdeyemiInternational Islamic University Malaysia2
Konita LutfiyahAfiliasi tidak diketahui1
Mohammad Syamsul MaarifAfiliasi tidak diketahui1
Yudha Heryawan AsnawiAfiliasi tidak diketahui1
Irfan Syauqi BeikAfiliasi tidak diketahui1
Adelia AdeliaAfiliasi tidak diketahui1
Lilik Noor YuliatiIPB University1
Hartoyo HartoyoAfiliasi tidak diketahui1
Fitry PrimadonaAfiliasi tidak diketahui1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://e-journal.unair.ac.id/JEBIS/oai, pertama di-harvest 8 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en-US">INVESTMENT DECISION OF DKI JAKARTA MILLENNIALS IN ISLAMIC PEER-TO-PEER FINANCING DURING THE COVID-19 PANDEMIC</dc:title>
	<dc:creator>Dewi, Destiana Rahmawati</dc:creator>
	<dc:creator>Arsyianti, Laily Dwi</dc:creator>
	<dc:description xml:lang="en-US">DKI Jakarta is the region with the highest proportion of internet users from the total population of each province on the island of Java, including in terms of the use of Financial Technology (FinTech). Islamic Peer-To-Peer Financing (IP2PF) is one type of FinTech that is an investment choice for millennials, but Islamic FinTech users from the investor side are still very few, especially during the COVID-19 pandemic. This research aims to find out the factors that influence the investment decisions of DKI Jakarta millennials in IP2PF during the COVID-19 pandemic through a sample of 100 DKI Jakarta millennial investors. The methods used are descriptive analysis and binary logistic regression with IBM SPSS Statistics 22 software tools. The results showed that during the COVID-19 pandemic, Islamic financial literacy, IP2PF knowledge, trust, social environment, gender, and income had a significant positive effect on investment decisions in IP2PF. Therefore, the IP2PF should closely build engagement to their customers, enlarge literacy coverage in supported by government to build the ecosystem.</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Airlangga</dc:publisher>
	<dc:date>2023-12-01</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://e-journal.unair.ac.id/JEBIS/article/view/34072</dc:identifier>
	<dc:identifier>10.20473/jebis.v9i2.34072</dc:identifier>
	<dc:source xml:lang="en-US">Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business); Vol. 9 No. 2 (2023): JULY - DECEMBER 2023; 270-290</dc:source>
	<dc:source>2527-3027</dc:source>
	<dc:source>2442-6563</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://e-journal.unair.ac.id/JEBIS/article/view/34072/27119</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2023 JEBIS (Jurnal Ekonomi dan Bisnis Islam) |  JOURNAL OF ISLAMIC ECONOMICS AND BUSINESS</dc:rights>
	<dc:rights xml:lang="en-US">http://creativecommons.org/licenses/by-nc-sa/4.0</dc:rights>
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