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ZAKAT EMPOWERMENT THROUGH THE EMPOWERED VILLAGE PROGRAM: IMPLICATIONS FOR MUSTAHIK WELFARE

JEBIS (Jurnal Ekonomi dan Bisnis Islam) · Vol. 12 No. 1 (2026) · hlm. 71–102

DOI
10.20473/jebis.v12i1.75967
ISSN
2527-3027, 2442-6563
Terbit
2026-06-23
Penerbit
Universitas Airlangga
Bahasa
eng
Lisensi
creativecommons.org/licenses/by-nc-sa/4.0

Abstrak

One of the main challenges in zakat utilization is creating sustainable impacts that enable mustahik to improve their socioeconomic conditions. This study analyzes the zakat empowerment strategy implemented through the Desa Berdaya (Empowered Village) program of Rumah Zakat and examines its impact on mustahik welfare from both material and spiritual perspectives. This study employs a mixed-methods approach. Qualitative data were analyzed using descriptive and SWOT analyses to examine the empowerment model, while quantitative analysis utilized the CIBEST Index to measure changes in mustahik welfare. The findings indicate that the Desa Berdaya strategy is based on three key approaches: continuous mentoring through village facilitators (Relawan Inspirasi), integrated empowerment programs tailored to local potential, and the optimization of community-owned village enterprises (BUMMAS). SWOT results place the program in Quadrant I, reflecting strong growth potential and opportunities for further development. The CIBEST analysis shows substantial improvements in welfare after participation in the program. Material welfare increased by 12%, spiritual welfare by 89%, the absolute poverty index decreased by 91%, and the overall welfare index improved by 145%. These results demonstrate that Desa Berdaya is an effective model of productive zakat utilization that contributes to sustainable poverty reduction and community empowerment. The study also underscores the importance of expanding productive zakat allocation to maximize long-term welfare outcomes.

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  • Sunan Gunung Djati State Islamic University Bandung
  • Bandung Islamic University
  • Institut Agama Islam Negeri Kendari
  • Universitas Islam Bunga Bangsa Cirebon
  • Sultan Sharif Ali Islamic University
  • Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung
  • Universitas Islam Negeri Alauddin Makassar
  • Organisasi lain
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  • Organisasi sama
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Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Oyo Sunaryo MukhlasSunan Gunung Djati State Islamic University Bandung2
Aulia RahmiSunan Gunung Djati State Islamic University Bandung1
Nurrohman SyarifSunan Gunung Djati State Islamic University Bandung1
Harmanto RaharjoSunan Gunung Djati State Islamic University Bandung1
Ngainun NaimUniversitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung1
Aep Syaefudin FirdausSunan Gunung Djati State Islamic University Bandung1
Ahmad Syaeful RahmanSunan Gunung Djati State Islamic University Bandung1
Muhammad Andi SeptiadiSunan Gunung Djati State Islamic University Bandung1
Asni AsniUniversitas Islam Negeri Alauddin Makassar1
Syamsul DarlisInstitut Agama Islam Negeri Kendari1
K. KamaruddinInstitut Agama Islam Negeri Kendari1
Ermianti AtoInstitut Agama Islam Negeri Kendari1
Intan AstianiBandung Islamic University1
Roji IskandarBandung Islamic University1
N NasrudinSunan Gunung Djati State Islamic University Bandung1
Riva Abdillah AzizUniversitas Nusa Mandiri1
Tajul ArifinSunan Gunung Djati State Islamic University Bandung1
Heru CahyanoAfiliasi tidak diketahui1
Mualimin Mochammad SahidUniversiti Sains Islam Malaysia1
Irfan SafrudinBandung Islamic University1
Cory VidiatiUniversitas Islam Bunga Bangsa Cirebon1
LathifaturahmahAfiliasi tidak diketahui1
Dini SelasiUniversitas Islam Bunga Bangsa Cirebon1
Idzam FautanuSunan Gunung Djati State Islamic University Bandung1
Lutfi Fahrul RizalSunan Gunung Djati State Islamic University Bandung1
Usep SaepullahSunan Gunung Djati State Islamic University Bandung1
Toto Supriyanto SupriyantoSunan Gunung Djati State Islamic University Bandung1
Moh NajibSunan Gunung Djati State Islamic University Bandung1
Mohamad GhozaliUniversitas Islam Negeri Siber Syekh Nurjati Cirebon1
Muhammad HasanuddinSunan Gunung Djati State Islamic University Bandung1
Syahrul AnwarSunan Gunung Djati State Islamic University Bandung1
Aulia NurhikmahSunan Gunung Djati State Islamic University Bandung1
Farid MadaniUniversitas Logistik dan Bisnis Internasional1
Asep Ahmad RidwansahSunan Gunung Djati State Islamic University Bandung1

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Sumber metadata: OAI-PMH (metadata jurnal) https://e-journal.unair.ac.id/JEBIS/oai, pertama di-harvest 8 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en-US">ZAKAT EMPOWERMENT THROUGH THE EMPOWERED VILLAGE PROGRAM: IMPLICATIONS FOR MUSTAHIK WELFARE</dc:title>
	<dc:creator>Efendi, Nur</dc:creator>
	<dc:creator> Ridwan, Ahmad Hasan</dc:creator>
	<dc:creator>Athoillah, Mohamad Anton </dc:creator>
	<dc:creator> Solehudin, Ending</dc:creator>
	<dc:creator>Nurhasanah, Neneng</dc:creator>
	<dc:creator>Kurniawan, Cecep Soleh </dc:creator>
	<dc:subject xml:lang="en-US">Impact of Zakat</dc:subject>
	<dc:subject xml:lang="en-US">Mustahik Welfare</dc:subject>
	<dc:subject xml:lang="en-US">Villages Empowerment</dc:subject>
	<dc:subject xml:lang="en-US">Zakat Empowerment</dc:subject>
	<dc:description xml:lang="en-US">One of the main challenges in zakat utilization is creating sustainable impacts that enable mustahik to improve their socioeconomic conditions. This study analyzes the zakat empowerment strategy implemented through the Desa Berdaya (Empowered Village) program of Rumah Zakat and examines its impact on mustahik welfare from both material and spiritual perspectives. This study employs a mixed-methods approach. Qualitative data were analyzed using descriptive and SWOT analyses to examine the empowerment model, while quantitative analysis utilized the CIBEST Index to measure changes in mustahik welfare. The findings indicate that the Desa Berdaya strategy is based on three key approaches: continuous mentoring through village facilitators (Relawan Inspirasi), integrated empowerment programs tailored to local potential, and the optimization of community-owned village enterprises (BUMMAS). SWOT results place the program in Quadrant I, reflecting strong growth potential and opportunities for further development. The CIBEST analysis shows substantial improvements in welfare after participation in the program. Material welfare increased by 12%, spiritual welfare by 89%, the absolute poverty index decreased by 91%, and the overall welfare index improved by 145%. These results demonstrate that Desa Berdaya is an effective model of productive zakat utilization that contributes to sustainable poverty reduction and community empowerment. The study also underscores the importance of expanding productive zakat allocation to maximize long-term welfare outcomes.</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Airlangga</dc:publisher>
	<dc:date>2026-06-23</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:format>text/xml</dc:format>
	<dc:identifier>https://e-journal.unair.ac.id/JEBIS/article/view/75967</dc:identifier>
	<dc:identifier>10.20473/jebis.v12i1.75967</dc:identifier>
	<dc:source xml:lang="en-US">Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business); Vol. 12 No. 1 (2026): JANUARY - JUNE 2026; 71-102</dc:source>
	<dc:source>2527-3027</dc:source>
	<dc:source>2442-6563</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://e-journal.unair.ac.id/JEBIS/article/view/75967/38405</dc:relation>
	<dc:relation>https://e-journal.unair.ac.id/JEBIS/article/view/75967/38717</dc:relation>
	<dc:rights xml:lang="en-US">http://creativecommons.org/licenses/by-nc-sa/4.0</dc:rights>
</oai_dc:dc>