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Social Security Programs in Islamic Law: A Comparative Study of Fatwa Institutions on Indonesia’s Health Insurance

JURNAL HUKUM · Vol. 40 No. 1 (2024) · hlm. 187–203

DOI
10.26532/jh.v40i1.37174
ISSN
2723-6668, 1412-2723
Terbit
2024-09-01
Penerbit
Unissula
Bahasa
en

Abstrak

This research addresses the divergence of scholarly opinions regarding the legal status of Indonesia's National Health Insurance (BPJS Kesehatan) and its implications for Sharia compliance. The controversy arises from varying arguments put forth by the Indonesian Ulema Council (MUI) and Nahdlatul Ulama as the largest Islamic organization in Indonesia, which has implications for the pro-people government program. The study aims to identify and analyze the factors contributing to the disparities in fatwas issued by MUI and NU concerning national health insurance. Additionally, it examines the role of scholars in shaping public policies to ensure their alignment with Sharia principles. The method used in thos study is by employing a descriptive-analytical approach, this research combines document studies and interviews for data collection. Qualitative analysis, guided by ushul fiqh and fiqh siyasa principles, is used to evaluate the controversies surrounding national health insurance issues. The research reveals that discrepancies in fatwa rulings are rooted in differences in the focus of study. MUI emphasizes the contractual aspect, deeming National health insurance incompatible with Sharia principles. In contrast, NU highlights the program's societal benefits, considering it Sharia-compliant due to its social insurance components. This study demonstrates that scholars' involvement in policy formulation is essential to ensure compliance with Islamic law. The divergence of fatwas regarding national health insurance underscores the need for greater scholarly input in shaping pro-people government programs. This research offers a comprehensive analysis of the national health insurance controversy from a scholarly perspective, shedding light on the critical role of scholars in policy-making processes in predominantly Muslim countries

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36 penulis · 81 tautan kepenulisan bersama · 41 lintas organisasi

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  • Universitas Muhammadiyah Jakarta
  • Sebelas Maret University
  • Binus University
  • Syarif Hidayatullah State Islamic University Jakarta
  • Universitas Jambi
  • Sriwijaya University
  • UIN Sunan Ampel Surabaya
  • Organisasi lain
  • Afiliasi tidak diketahui
  • Organisasi berbeda
  • Organisasi sama
  • Afiliasi tidak diketahui
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Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Maskufa MaskufaSyarif Hidayatullah State Islamic University Jakarta2
Adi DamanhuriUIN Sunan Ampel Surabaya2
Ali IdrusUniversitas Muhammadiyah Jakarta2
Muhammad Khaerul MuttaqienUniversitas Muhammadiyah Jakarta2
Iin Ainur AzizahSebelas Maret University1
Yuhastina YuhastinaSebelas Maret University1
Ayuning Khuratul Jannah WarangSebelas Maret University1
Yosafat Hermawan TrinugrahaSebelas Maret University1
Gautam KhannaAfiliasi tidak diketahui1
Syafrudin AnharUniversitas Muhammadiyah Jakarta1
Dwi AndayaniUniversitas Muhammadiyah Jakarta1
Anandha FitrianiUniversitas Raharja1
Ali IdrusUniversitas Jambi1
Güldane GündüzözKırıkkale University1
Sri HidayatiSyarif Hidayatullah State Islamic University Jakarta1
Darmiyati ZuchdiYogyakarta State University1
Anderes GuiBinus University1
Maryanie MaryanieBinus University1
Melvin OctorianBinus University1
William WilliamBinus University1
Deris StiawanSriwijaya University1
Saparudin SaparudinSriwijaya University1
Mohd. Yazid IdrisUniversity of Technology Malaysia1
Danial HilmiUniversitas Islam Negeri Maulana Malik Ibrahim1
Sri MulyaniUniversitas Jambi1
Muhammad HadiUniversitas Muhammadiyah Jakarta1
Idyatul HasanahInstitut Kesehatan YARSI Mataram1
Li Yoong TangUniversity of Malaya1
Eni WidiastutiUniversitas Muhammadiyah Jakarta1
Ahmad Chairul HadiSyarif Hidayatullah State Islamic University Jakarta1

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Sumber metadata: OAI-PMH (metadata jurnal) http://jurnal.unissula.ac.id/index.php/jurnalhukum/oai, pertama di-harvest 9 Nov 2026, terakhir terlihat 9 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Social Security Programs in Islamic Law: A Comparative Study of Fatwa Institutions on Indonesia’s Health Insurance</dc:title>
	<dc:creator xml:lang="en">Sopa, Sopa</dc:creator>
	<dc:creator xml:lang="en">Kartika, Rini Fatma</dc:creator>
	<dc:creator xml:lang="en">Nurhadi, Nurhadi</dc:creator>
	<dc:creator xml:lang="en">Darmansyah, Dina Febriani</dc:creator>
	<dc:creator xml:lang="en">Taufiqurokhman, Taufiqurokhman</dc:creator>
	<dc:creator xml:lang="en">Murod, Ma’mun</dc:creator>
	<dc:subject xml:lang="en">National Health Insurance</dc:subject>
	<dc:subject xml:lang="en">Legal Status</dc:subject>
	<dc:subject xml:lang="en">Sharia Compliance</dc:subject>
	<dc:subject xml:lang="en">Scholarly Fatwas</dc:subject>
	<dc:description xml:lang="en">This research addresses the divergence of scholarly opinions regarding the legal status of Indonesia's National Health Insurance (BPJS Kesehatan) and its implications for Sharia compliance. The controversy arises from varying arguments put forth by the Indonesian Ulema Council (MUI) and Nahdlatul Ulama as the largest Islamic organization in Indonesia, which has implications for the pro-people government program. The study aims to identify and analyze the factors contributing to the disparities in fatwas issued by MUI and NU concerning national health insurance. Additionally, it examines the role of scholars in shaping public policies to ensure their alignment with Sharia principles. The method used in thos study is by employing a descriptive-analytical approach, this research combines document studies and interviews for data collection. Qualitative analysis, guided by ushul fiqh and fiqh siyasa principles, is used to evaluate the controversies surrounding national health insurance issues. The research reveals that discrepancies in fatwa rulings are rooted in differences in the focus of study. MUI emphasizes the contractual aspect, deeming National health insurance incompatible with Sharia principles. In contrast, NU highlights the program's societal benefits, considering it Sharia-compliant due to its social insurance components. This study demonstrates that scholars' involvement in policy formulation is essential to ensure compliance with Islamic law. The divergence of fatwas regarding national health insurance underscores the need for greater scholarly input in shaping pro-people government programs. This research offers a comprehensive analysis of the national health insurance controversy from a scholarly perspective, shedding light on the critical role of scholars in policy-making processes in predominantly Muslim countries</dc:description>
	<dc:publisher xml:lang="en">Unissula</dc:publisher>
	<dc:date>2024-09-01</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://jurnal.unissula.ac.id/index.php/jurnalhukum/article/view/37174</dc:identifier>
	<dc:identifier>10.26532/jh.v40i1.37174</dc:identifier>
	<dc:source xml:lang="en">Jurnal Hukum; Vol. 40 No. 1 (2024): Jurnal Hukum; 187-203</dc:source>
	<dc:source xml:lang="id">Jurnal Hukum; Vol 40 No 1 (2024): Jurnal Hukum; 187-203</dc:source>
	<dc:source>2723-6668</dc:source>
	<dc:source>1412-2723</dc:source>
	<dc:source>10.26532/jh.v40i1</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://jurnal.unissula.ac.id/index.php/jurnalhukum/article/view/37174/10356</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2024 Sopa Sopa, Rini Fatma Kartika, Nurhadi Nurhadi, Dina Febriani Darmansyah, Taufiqurokhman Taufiqurokhman, Ma’mun Murod</dc:rights>
</oai_dc:dc>