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Solution to Overcome the Bankruptcy Potential of Islamic Rural Bank in Indonesia

Journal of Islamic Monetary Economics and Finance · Vol. 3 (2018) · hlm. 25–44

DOI
10.21098/jimf.v3i0.750
ISSN
2460-6618, 2460-6146
Terbit
2018-05-31
Penerbit
Bank Indonesia
Bahasa
eng

Abstrak

This paper investigates the direct and indirect effect of macro and microeconomics variables toward financial distress by using efficiency variable as mediator. This research used time series and monthly-published report data of Islamic Banking Statistics and Macroeconomics data. The Springate Model is used to measure financial distress through s-score, while the Data Envelopment Analysis (DEA) approach is used to measure Islamic rural bank’s efficiency. The finding implies that the efficiency of Islamic rural bank in Indonesia is mainly caused by microeconomics variables where CAR and NPF directly have significant and negative effect on efficiency, while ROA and FDR directly have significant and positive effect on efficiency. The financial distress of Islamic rural bank in Indonesia is mainly caused by micro and macroeconomics variables where CAR and SIZE directly have significant and positive effect on financial distress score, while NPF and Exchange rate directly have significant and negative effect on efficiency. Efficiency is strongly having a role in mediating the effect of microeconomics variables toward financial distress score of Islamic rural bank

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34 penulis · 101 tautan kepenulisan bersama · 42 lintas organisasi

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  • State University of Jakarta
  • IPB University
  • Badan Pusat Statistik
  • Universitas Ibn Khaldun Bogor
  • Universitas Tompotika Luwuk
  • Al-Azhar University
  • Politeknik Statistika STIS
  • Afiliasi tidak diketahui
  • Organisasi berbeda
  • Organisasi sama
  • Afiliasi tidak diketahui
  • Garis lebih tebal = lebih banyak artikel bersama · lingkaran lebih besar = lebih banyak artikel
Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Widiatmaka WidiatmakaAfiliasi tidak diketahui4
Bagus SumargoState University of Jakarta2
Dania SiregarState University of Jakarta2
Hidayat Arismunandar KatiliUniversitas Tompotika Luwuk2
Syartinilia SyartiniliaIPB University2
Aam Slamet RusydianaAfiliasi tidak diketahui2
Asep Anwar NugrahaIPB University1
Mulyono MulyonoState University of Jakarta1
Felia Aidah NurizaBadan Pusat Statistik1
Kadir KadirBadan Pusat Statistik1
Dena SafarizaState University of Jakarta1
Munawar AsikinAl-Azhar University1
Nilam Novita SariState University of Jakarta1
Danu UmbaraState University of Jakarta1
Rizky HilmiantoState University of Jakarta1
Robert KurniawanPoliteknik Statistika STIS1
Lina MarlinaAfiliasi tidak diketahui1
Sudarsono SudarsonoAfiliasi tidak diketahui1
Wiwin AmbarwulanAfiliasi tidak diketahui1
Khursatul MunibahAfiliasi tidak diketahui1
Paulus B.K. SantosoAfiliasi tidak diketahui1
Iman Pirman HidayatAfiliasi tidak diketahui1
Fuad AbdullahAfiliasi tidak diketahui1
Wida WirdaniatiAfiliasi tidak diketahui1
Vidya Mar’atusholikhaAfiliasi tidak diketahui1
Siti NurhajanahAfiliasi tidak diketahui1
Arief HartonoAfiliasi tidak diketahui1
Leonarda Sofiani RameAfiliasi tidak diketahui1
Mohammad Mahbubi AliAfiliasi tidak diketahui1
Hamzah BustomiAfiliasi tidak diketahui1
Muhammad Rizky Prima SaktiAfiliasi tidak diketahui1
M. Mahbubi AliAfiliasi tidak diketahui1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) http://www.jimf-bi.org/index.php/JIMF/oai, pertama di-harvest 9 Nov 2026, terakhir terlihat 9 Nov 2026.
Metadata asli (oai_dc) 
<oai_dc:dc xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/  http://www.openarchives.org/OAI/2.0/oai_dc.xsd">
	<dc:title xml:lang="en">Solution to Overcome the Bankruptcy Potential of Islamic Rural Bank in Indonesia</dc:title>
	<dc:creator xml:lang="en">Devi, Abrista</dc:creator>
	<dc:creator xml:lang="en">Firmansyah, Irman</dc:creator>
	<dc:subject xml:lang="en">Efficiency</dc:subject>
	<dc:subject xml:lang="en">Financial Distress</dc:subject>
	<dc:subject xml:lang="en">Islamic Rural Banks</dc:subject>
	<dc:description xml:lang="en">This paper investigates the direct and indirect effect of macro and microeconomics variables toward financial distress by using efficiency variable as mediator. This research used time series and monthly-published report data of Islamic Banking Statistics and Macroeconomics data. The Springate Model is used to measure financial distress through s-score, while the Data Envelopment Analysis (DEA) approach is used to measure Islamic rural bank’s efficiency. The finding implies that the efficiency of Islamic rural bank in Indonesia is mainly caused by microeconomics variables where CAR and NPF directly have significant and negative effect on efficiency, while ROA and FDR directly have significant and positive effect on efficiency. The financial distress of Islamic rural bank in Indonesia is mainly caused by micro and macroeconomics variables where CAR and SIZE directly have significant and positive effect on financial distress score, while NPF and Exchange rate directly have significant and negative effect on efficiency. Efficiency is strongly having a role in mediating the effect of microeconomics variables toward financial distress score of Islamic rural bank</dc:description>
	<dc:publisher xml:lang="en">Bank Indonesia</dc:publisher>
	<dc:date>2018-05-31</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://jimf-bi.org/JIMF/article/view/750</dc:identifier>
	<dc:identifier>10.21098/jimf.v3i0.750</dc:identifier>
	<dc:source xml:lang="en">Journal of Islamic Monetary Economics and Finance; Vol. 3 (2018): SPECIAL ISSUE; 25 - 44</dc:source>
	<dc:source>2460-6618</dc:source>
	<dc:source>2460-6146</dc:source>
	<dc:source>10.21098/jimf.v3i0</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://jimf-bi.org/JIMF/article/view/750/708</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2018 Abrista Devi, Irman Firmansyah</dc:rights>
</oai_dc:dc>