Developing Fintech and Islamic Finance Products in Agricultural Value Chain

Ningrat, R. Gratiyana; Nurzaman, Mohamad Soleh

doi:10.21098/jimf.v5i3.1077

Jurnal SINTA 1

Developing Fintech and Islamic Finance Products in Agricultural Value Chain

Journal of Islamic Monetary Economics and Finance · Vol. 5 No. 3 (2019) · hlm. 491–516

DOI: 10.21098/jimf.v5i3.1077
ISSN: 2460-6618, 2460-6146
Terbit: 2019-11-01
Penerbit: Bank Indonesia
Bahasa: eng

Abstrak

To meet the global population needs, it is projected to at least eighty billion dollars in investment per year to support the food security until 2050. It is widely known that the agriculture financing growth has stalled due to many reasons. Islamic finance has potential to spur the growth of agriculture financing to promote global food security. Meanwhile, agriculture in Indonesia is still nowhere to its potential. It is hindered by an inefficient and underdeveloped downstream segment, low access to financial and technology. This is a huge opportunity for Islamic finance in helping to bridge the gap through value chain finance approach as one of the strategies to reduce risk and give socio-economic spill-over effect along the chain. Islamic finance can promote agricultures sustainability and a more efficient process with FinTech enabled platform. The multiple case study proposes a sharia compliant community-based financing model in agricultural value chain practice with FinTech enabled platform. The result is this model integrating all actors from different market segmentation (landowners, suppliers, farmers, brokers, retailers, investor) into an Islamic value chain financing platform. However, determining buying intention, partnership establishment, and technology infrastructure are pivotal for its future implementation.

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Alfian Alfian	Universitas Halu Oleo	1
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Sumber metadata: OAI-PMH (metadata jurnal) http://www.jimf-bi.org/index.php/JIMF/oai, pertama di-harvest 9 Nov 2026, terakhir terlihat 9 Nov 2026.

Metadata asli (oai_dc)

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	<dc:title xml:lang="en">Developing Fintech and Islamic Finance Products in Agricultural Value Chain</dc:title>
	<dc:creator xml:lang="en">Ningrat, R. Gratiyana</dc:creator>
	<dc:creator xml:lang="en">Nurzaman, Mohamad Soleh</dc:creator>
	<dc:subject xml:lang="en">agriculture</dc:subject>
	<dc:subject xml:lang="en">value chain finance</dc:subject>
	<dc:subject xml:lang="en">financial technology</dc:subject>
	<dc:subject xml:lang="en">islamic finance</dc:subject>
	<dc:subject xml:lang="en">Islamic Finance</dc:subject>
	<dc:subject xml:lang="en">Agriculture</dc:subject>
	<dc:description xml:lang="en">To meet the global population needs, it is projected to at least eighty billion dollars in investment per year to support the food security until 2050. It is widely known that the agriculture financing growth has stalled due to many reasons. Islamic finance has potential to spur the growth of agriculture financing to promote global food security. Meanwhile, agriculture in Indonesia is still nowhere to its potential. It is hindered by an inefficient and underdeveloped downstream segment, low access to financial and technology. This is a huge opportunity for Islamic finance in helping to bridge the gap through value chain finance approach as one of the strategies to reduce risk and give socio-economic spill-over effect along the chain. Islamic finance can promote agricultures sustainability and a more efficient process with FinTech enabled platform. The multiple case study proposes a sharia compliant community-based financing model in agricultural value chain practice with FinTech enabled platform. The result is this model integrating all actors from different market segmentation (landowners, suppliers, farmers, brokers, retailers, investor) into an Islamic value chain financing platform. However, determining buying intention, partnership establishment, and technology infrastructure are pivotal for its future implementation.</dc:description>
	<dc:publisher xml:lang="en">Bank Indonesia</dc:publisher>
	<dc:date>2019-11-01</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://jimf-bi.org/JIMF/article/view/1077</dc:identifier>
	<dc:identifier>10.21098/jimf.v5i3.1077</dc:identifier>
	<dc:source xml:lang="en">Journal of Islamic Monetary Economics and Finance; Vol. 5 No. 3 (2019); 491-516</dc:source>
	<dc:source>2460-6618</dc:source>
	<dc:source>2460-6146</dc:source>
	<dc:source>10.21098/jimf.v5i3</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://jimf-bi.org/JIMF/article/view/1077/773</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2019 Gratiyana Ningrat, Mohamad Soleh Nurzaman</dc:rights>
</oai_dc:dc>