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User Acceptance of Online Waqf Applications: Evidence from Indonesia

Journal of Islamic Monetary Economics and Finance · Vol. 6 No. 3 (2020) · hlm. 503–530

DOI
10.21098/jimf.v6i3.1117
ISSN
2460-6618, 2460-6146
Terbit
2020-09-10
Penerbit
Bank Indonesia
Bahasa
eng

Abstrak

Waqf is an Islamic asset endowment to be kept in faith and used for charitable or religious purposes. Its function is to demonstrate the potential and economic benefits of waqf assets for worship and other people’s prosperity. Indonesia has great opportunities to raise more significant amounts of waqf funds. One strategy that appears effective with regard to waqf, especially cash waqf, is to provide an online service. Hence, this research attempts to analyse whether the perceived usefulness, perceived ease of use, perceived religiosity, and amount of information influences user acceptance of using an online waqf application process by implementing the technology acceptance model (TAM). Moreover, the study incorporates structural equation modelling (SEM) to interpret the path analysis of the model. The study fills the gap in the literature concerning the context of use of the technology acceptance model for online waqf in Indonesia. We find that the variables that directly influence user acceptance of online waqf application are perceived usefulness and perceived ease of use, with perceived ease of use influencing perceived usefulness. In addition, perceived ease of use is influenced by the amount of information. Furthermore, the majority of respondents prefer to have projects such as mosques, Islamic boarding schools, schools, and hospital construction projects. To increase user acceptance, online waqf developers should provide more information about the application process and develop more user-friendly software with many features. Moreover, regulators should provide incentives for online waqf developers to maximise cash waqf collection.

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  • Bandung Institute of Technology
  • Universitas Halu Oleo
  • Universitas Dinamika Bangsa
  • Universitas Bhayangkara Surabaya
  • Universitas Jambi
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Rekan penulisOrganisasiArtikel bersama
Muhamad Anindya Hiroshi PurbayantoBandung Institute of Technology2
Arson AliludinBandung Institute of Technology2
Edy KarnoUniversitas Halu Oleo1
Muhammad IlhamAfiliasi tidak diketahui1
Gusti Ayu Kade SutariatiUniversitas Halu Oleo1
MIRZA ARSIATY ARSYADUniversitas Halu Oleo1
Andi NurmasUniversitas Halu Oleo1
Azhar AnsiUniversitas Halu Oleo1
MUHIDIN MUHIDINUniversitas Halu Oleo1
Dwi Tri AstutikAfiliasi tidak diketahui1
Sri Yuni WidowatiAfiliasi tidak diketahui1
Lulus PraptiAfiliasi tidak diketahui1
Haryono HaryonoUniversitas Bhayangkara Surabaya1
Yuli UtantoAfiliasi tidak diketahui1
Yosi FahdillahUniversitas Dinamika Bangsa1
YossinomitaUniversitas Dinamika Bangsa1
Wahya Iffa LubisUniversitas Jambi1
Salma Fadhilah WidityaniBandung Institute of Technology1
Raden Aswin RahadiBandung Institute of Technology1
Yulianti YuliantiBandung Institute of Technology1
Hasna Laila Nabila KhilfahBandung Institute of Technology1
Teguh NugrahaBandung Institute of Technology1

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Sumber metadata: OAI-PMH (metadata jurnal) http://www.jimf-bi.org/index.php/JIMF/oai, pertama di-harvest 9 Nov 2026, terakhir terlihat 9 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">User Acceptance of Online Waqf Applications: Evidence from Indonesia</dc:title>
	<dc:creator xml:lang="en">Faturohman, Taufik</dc:creator>
	<dc:creator xml:lang="en">Hassandi, Irfan</dc:creator>
	<dc:creator xml:lang="en">Yulianti, Yulianti</dc:creator>
	<dc:subject xml:lang="en">User intention</dc:subject>
	<dc:subject xml:lang="en">online waqf application</dc:subject>
	<dc:subject xml:lang="en">technology acceptance model (TAM)</dc:subject>
	<dc:subject xml:lang="en">structural equation model (SEM)</dc:subject>
	<dc:description xml:lang="en">Waqf is an Islamic asset endowment to be kept in faith and used for charitable or religious purposes. Its function is to demonstrate the potential and economic benefits of waqf assets for worship and other people’s prosperity. Indonesia has great opportunities to raise more significant amounts of waqf funds. One strategy that appears effective with regard to waqf, especially cash waqf, is to provide an online service. Hence, this research attempts to analyse whether the perceived usefulness, perceived ease of use, perceived religiosity, and amount of information influences user acceptance of using an online waqf application process by implementing &amp;nbsp;the technology acceptance model (TAM). Moreover, the study incorporates structural equation modelling (SEM) to interpret the path analysis of the model. The study fills the gap in the literature concerning the context of use of the technology acceptance model for online waqf in Indonesia. We find that the variables that directly influence user acceptance of online waqf application are perceived usefulness and perceived ease of use, with perceived ease of use influencing perceived usefulness. In addition, perceived ease of use is influenced by the amount of information. Furthermore, the majority of respondents prefer to have projects such as mosques, Islamic boarding schools, schools, and hospital construction projects. To increase user acceptance, online waqf developers should provide more information about the application process and develop more user-friendly software with many features. Moreover, regulators should provide incentives for online waqf developers to maximise cash waqf collection.</dc:description>
	<dc:publisher xml:lang="en">Bank Indonesia</dc:publisher>
	<dc:date>2020-09-10</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://jimf-bi.org/JIMF/article/view/1117</dc:identifier>
	<dc:identifier>10.21098/jimf.v6i3.1117</dc:identifier>
	<dc:source xml:lang="en">Journal of Islamic Monetary Economics and Finance; Vol. 6 No. 3 (2020); 503 - 530</dc:source>
	<dc:source>2460-6618</dc:source>
	<dc:source>2460-6146</dc:source>
	<dc:source>10.21098/jimf.v6i3</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://jimf-bi.org/JIMF/article/view/1117/815</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2020 Taufik Faturohman</dc:rights>
</oai_dc:dc>