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Philosophical Underpinnings of Social Insurance Mechanisms within the Framework of Health Insurance

Sriwijaya Law Review · Vol. ume (2024) · hlm. 303–317

DOI
10.28946/slrev.Vol8.Iss2.3665.pp303-317
ISSN
2541-6464, 2541-5298
Terbit
2024-07-31
Penerbit
Faculty of Law, Sriwijaya University, Indonesia
Bahasa
eng

Abstrak

Indonesia, as a country that adheres to the concept of a welfare state, seeks to achieve social welfare development by implementing a national social security system, particularly health insurance, managed by the Health Social Security Administration Agency (BPJS). It is regulated in Article 19, paragraph 1 of Law No. 40 of 2004 concerning the National Social Security System (SJSN). The fundamental principles of social insurance include mandatory participation, equitable health coverage, and contributions proportional to income. The philosophical issue at hand is whether implementing health insurance via the social insurance mechanism effectively guarantees the interests of the community while upholding the values of welfare and justice, as prescribed by the concept of the welfare state. This paper analyses the philosophical foundation underlying social insurance as a mechanism for implementing health insurance in Indonesia. This study employs normative research methods, utilising legislation as the analytical starting point. A philosophical examination is necessary to understand why, after a decade of implementing national health insurance, the state's goal of achieving welfare and social justice in health services for Indonesian citizens remains unmet. This analysis seeks to identify new mechanisms to fulfil the goals outlined in Law No. 40 of 2004.

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  • University of Brawijaya
  • University of Mataram
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Kukuh TejomurtiAfiliasi tidak diketahui4
Adi KusumaningrumAfiliasi tidak diketahui3
Dody Novizar MardyansyahAfiliasi tidak diketahui3
SITI HAMIDAHAfiliasi tidak diketahui1
Afrizal Mukti WibowoAfiliasi tidak diketahui1
Ranitya GanindhaAfiliasi tidak diketahui1
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Hanugrah Titi HabsariAfiliasi tidak diketahui1
Yudhi Tri PermonoAfiliasi tidak diketahui1
Wayan Firdaus MahmudyUniversity of Brawijaya1
Mohamad Rivaldi MohaAfiliasi tidak diketahui1
Afifah KusumadaraAfiliasi tidak diketahui1
Prija DjatmikaAfiliasi tidak diketahui1
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AHNIA SEPTYA KARINAAfiliasi tidak diketahui1
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Budi SantosoUniversity of Mataram1
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Sumber metadata: OAI-PMH (metadata jurnal) http://journal.fh.unsri.ac.id/index.php/sriwijayalawreview/oai, pertama di-harvest 10 Nov 2026, terakhir terlihat 10 Nov 2026.
Metadata asli (oai_dc)
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	<dc:title xml:lang="en-US">Philosophical Underpinnings of Social Insurance Mechanisms  within the Framework of Health Insurance</dc:title>
	<dc:creator>Murty, Theta</dc:creator>
	<dc:creator>Sukarmi, Sukarmi</dc:creator>
	<dc:creator>Widyanti, Yenny Eta</dc:creator>
	<dc:creator>Dewi, Amelia Sri Kusuma</dc:creator>
	<dc:subject xml:lang="en-US">Indonesian Health Insurance (BPJS)</dc:subject>
	<dc:subject xml:lang="en-US">Philosophical underpinnings</dc:subject>
	<dc:subject xml:lang="en-US">Social Insurance Mechanism.</dc:subject>
	<dc:description xml:lang="en-US">Indonesia, as a country that adheres to the concept of a welfare state, seeks to achieve social welfare development by implementing a national social security system, particularly health insurance, managed by the Health Social Security Administration Agency (BPJS). It is regulated in Article 19, paragraph 1 of Law No. 40 of 2004 concerning the National Social Security System (SJSN). The fundamental principles of social insurance include mandatory participation, equitable health coverage, and contributions proportional to income. The philosophical issue at hand is whether implementing health insurance via the social insurance mechanism effectively guarantees the interests of the community while upholding the values of welfare and justice, as prescribed by the concept of the welfare state. This paper analyses the philosophical foundation underlying social insurance as a mechanism for implementing health insurance in Indonesia. This study employs normative research methods, utilising legislation as the analytical starting point. A philosophical examination is necessary to understand why, after a decade of implementing national health insurance, the state's goal of achieving welfare and social justice in health services for Indonesian citizens remains unmet. This analysis seeks to identify new mechanisms to fulfil the goals outlined in Law No. 40 of 2004.</dc:description>
	<dc:publisher xml:lang="en-US">Faculty of Law, Sriwijaya University, Indonesia</dc:publisher>
	<dc:date>2024-07-31</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.fh.unsri.ac.id/index.php/sriwijayalawreview/article/view/3665</dc:identifier>
	<dc:identifier>10.28946/slrev.Vol8.Iss2.3665.pp303-317</dc:identifier>
	<dc:source xml:lang="en-US">Sriwijaya Law Review; Volume 8 Issue 2, July 2024; 303-317</dc:source>
	<dc:source>2541-6464</dc:source>
	<dc:source>2541-5298</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.fh.unsri.ac.id/index.php/sriwijayalawreview/article/view/3665/pdf</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2024 Sriwijaya Law Review</dc:rights>
</oai_dc:dc>