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STUDI IDENTIFIKASI KESESUAIAN PENGELOLAAN DANA BPJS KESEHATAN DENGAN PRINSIP SYARIAH

JEP (Jurnal Ekonomi Pembangunan) · Vol. 8 No. 2 (2019) · pp. 272–288

DOI
10.57206/jep_uho.v8i2.6125
ISSN
2503-2089, 1979-231X
Published
2019-04-06
Publisher
Universitas Halu Oleo
Language
eng
License
creativecommons.org/licenses/by-sa/4.0

Abstract

This study aims to determine the level of suitability of BPJS Health fund management with sharia principles. The design of the study is qualitative descriptive. Data collection is done using interview guide lists. In this study, the informants were 1 person BPJS Health leader, 3 staff employees, 2 directors, and 4 Kendari Health BPJS insurance participants. This study uses descriptive analysis. The results showed that the management of health BPJS insurance funds was known to contain elements of usury. It is said to contain elements of usury because every month the contribution funds that enter the BPJS account are of course certainly getting ziyadah or additional funds as conventional banks in general. The premium system run by BPJS contains things that contain elements of gharar seen from unclear agreements used between participants and the BPJS, containing elements of uncertainty (gambling / maysir) in premium payments and the amount obtained and there are elements of injustice to participants who die the world whose premiums are said to be non-refundable (forfeited), as well as the separation between the poor, middle and upper classes in the facility

Keywords

Collaboration network of the authors

40 authors · 89 co-authorship links · showing the 40 most connected

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • Universitas Halu Oleo
  • Institut Agama Islam Negeri Kendari
  • Politeknik Negeri Ujung Pandang
  • Universitas Muhammadiyah Parepare
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Adiansyah AdiansyahAffiliation unknown2
Rosnawintang RosnawintangAffiliation unknown2
Natalis RansiUniversitas Halu Oleo2
Fistarisma IshakAffiliation unknown1
Rostin RostinAffiliation unknown1
Yusnaini YusnainiUniversitas Halu Oleo1
La SaraUniversitas Halu Oleo1
Edy KarnoUniversitas Halu Oleo1
RAMLY RAMLYAffiliation unknown1
Muh Festuka IslambayAffiliation unknown1
La Tondi La TondiAffiliation unknown1
Ernawati ErnawatiInstitut Agama Islam Negeri Kendari1
Muhammad Yusril Ersya RamadhaniAffiliation unknown1
Muh. RafiyAffiliation unknown1
Afrizal AfrizalAffiliation unknown1
Muhammad Nur AfiatAffiliation unknown1
Devi LestariAffiliation unknown1
Baheri BaheriAffiliation unknown1
Al HikmahAffiliation unknown1
Wali Aya RumbiaAffiliation unknown1
Fajar SarananiAffiliation unknown1
La Ode Muhammad HarafahAffiliation unknown1
Arfian ArfianUniversitas Halu Oleo1
Muhammah Yani BalakaAffiliation unknown1
Gamsir GamsirAffiliation unknown1
Nursaban NursabanAffiliation unknown1
Indra NolaInstitut Agama Islam Negeri Kendari1
Gamsir BachmidAffiliation unknown1
Marwan MarwanPoliteknik Negeri Ujung Pandang1
La Ode SuriadiAffiliation unknown1
Heppi MilliaAffiliation unknown1
M. NatsirAffiliation unknown1
Pasrun AdamAffiliation unknown1
Petrus MannaAffiliation unknown1
Tajuddin TajuddinUniversitas Muhammadiyah Parepare1
Irmawatty P. TamburakaAffiliation unknown1
La Ode ZainuddinAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://ojs.uho.ac.id/index.php/JEP/oai, first harvested 30 Okt 2026, last seen 1 Nov 2026.
Original metadata (oai_dc) 
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	<dc:title xml:lang="en-US">STUDI IDENTIFIKASI KESESUAIAN PENGELOLAAN DANA BPJS KESEHATAN DENGAN PRINSIP SYARIAH</dc:title>
	<dc:creator>Rosmiati, Rosmiati</dc:creator>
	<dc:creator>Aedy, Hasan</dc:creator>
	<dc:creator>Nusantara, Ambo Wonua</dc:creator>
	<dc:subject xml:lang="en-US">Economics</dc:subject>
	<dc:subject xml:lang="en-US">BPJS Health Fund Management, Sharia Principle</dc:subject>
	<dc:subject xml:lang="en-US">C54; H41; I13</dc:subject>
	<dc:description xml:lang="en-US">This study aims to determine the level of suitability of BPJS Health fund management with sharia principles. The design of the study is qualitative descriptive. Data collection is done using interview guide lists. In this study, the informants were 1 person BPJS Health leader, 3 staff employees, 2 directors, and 4 Kendari Health BPJS insurance participants. This study uses descriptive analysis. The results showed that the management of health BPJS insurance funds was known to contain elements of usury. It is said to contain elements of usury because every month the contribution funds that enter the BPJS account are of course certainly getting ziyadah or additional funds as conventional banks in general. The premium system run by BPJS contains things that contain elements of gharar seen from unclear agreements used between participants and the BPJS, containing elements of uncertainty (gambling / maysir) in premium payments and the amount obtained and there are elements of injustice to participants who die the world whose premiums are said to be non-refundable (forfeited), as well as the separation between the poor, middle and upper classes in the facility</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Halu Oleo</dc:publisher>
	<dc:contributor xml:lang="en-US"></dc:contributor>
	<dc:date>2019-04-06</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
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	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://ojs.uho.ac.id/index.php/JEP/article/view/6125</dc:identifier>
	<dc:identifier>10.57206/jep_uho.v8i2.6125</dc:identifier>
	<dc:identifier>urn:nbn:de:10.57206jep_uho.v8i2.61254</dc:identifier>
	<dc:source xml:lang="en-US">JEP (Jurnal Ekonomi Pembangunan); Vol 8, No 2 (2018): JEP (Jurnal Ekonomi Pembangunan); 272-288</dc:source>
	<dc:source>2503-2089</dc:source>
	<dc:source>1979-231X</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://ojs.uho.ac.id/index.php/JEP/article/view/6125/4512</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2019 Rosmiati Rosmiati, Hasan Aedy, Ambo Wonua Nusantara</dc:rights>
	<dc:rights xml:lang="en-US">http://creativecommons.org/licenses/by-sa/4.0</dc:rights>
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