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Open access Jurnal

MEKANISME PEMBERIAN KREDIT MODAL KERJA PADA PD. BPR. BAHTERAMAS KENDARI

Business UHO: Jurnal Administrasi Bisnis · Vol. 2 No. 1 (2017) · pp. 1–15

DOI
10.52423/bujab.v2i1.9471
ISSN
2503-1406
Published
2017-01-10
Publisher
Universitas Halu Oleo
Language
eng
License
creativecommons.org/licenses/by/4.0

Abstract

Banks have a very important role in terms of processing funds or allocating public funds to provide funds to the public in the form of credit. Credit control plays a very important role. Therefore, in granting credit must be with caution and with a credit control system that is good and right. This study aims to find out how to analyze the system and procedures for granting working capital loans applied by PD. BPR. Bahteramas Kendari. This type of research used by the author is descriptive research with a qualitative approach.From the results of the study, the authors know several weaknesses in the procedure for granting working capital loans and credit control as in the stage of credit analysis that there are still double tasks. In addition, in controlling credit there are also some deficiencies that may need to be corrected, such as the documents that are used inappropriately, and process improvements that are easier to understand from the time of credit application until the time of credit disbursement. Suggestions that can be given are the separation of tasks for the assessment of collateral or collateral and credit analysis assessment, there is a register of prospective customer forms at the time of the credit application contained in the identity of the prospective debtor to minimize fraud in the loan application.

Keywords

Collaboration network of the authors

40 authors · 115 co-authorship links · 12 across different organisations · showing the 40 most connected

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • Universitas Halu Oleo
  • Universitas Muhammadiyah Parepare
  • Institut Agama Islam Negeri Kendari
  • Jenderal Soedirman University
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Liwaul LiwaulUniversitas Halu Oleo9
Muh. YusufUniversitas Halu Oleo5
Mustakim MustakimUniversitas Muhammadiyah Parepare5
Arifin UthaUniversitas Halu Oleo4
Akhyar AbdullahUniversitas Halu Oleo4
Candra Puspita NingtyasAffiliation unknown4
Ninik Endang PurwatiAffiliation unknown4
Jamal BakeAffiliation unknown3
Asriani AsrianiUniversitas Halu Oleo2
Nurjannah NurjannahInstitut Agama Islam Negeri Kendari2
Gunawan GunawanAffiliation unknown2
Muhammad AmirUniversitas Halu Oleo2
Muh AmirUniversitas Halu Oleo2
Riskha Amalia BaharAffiliation unknown2
Risky RiswanaAffiliation unknown2
Rahman RahmanAffiliation unknown2
Adelisna AdelisnaUniversitas Halu Oleo1
Muh NasirUniversitas Halu Oleo1
Rekha Adji PratamaAffiliation unknown1
Kartika Dwi SuryaningrumAffiliation unknown1
Faturachman Alputra SudirmanUniversitas Halu Oleo1
Muhammad Nikmat JoharAffiliation unknown1
Wa Ode SrijunaAffiliation unknown1
La Ode JamilAffiliation unknown1
Aprilia WulandariAffiliation unknown1
La Ode Muhammad ElwanUniversitas Halu Oleo1
YUDISTA SURYADIRTA TAUFIQAffiliation unknown1
Siti NurhayatiJenderal Soedirman University1
Nyoman Ningsih UtamiAffiliation unknown1
Fitriana FitrianaAffiliation unknown1
La Ode SukdiAffiliation unknown1
Suci Yanti Ramadani AnwarAffiliation unknown1
Natalya NatalyaAffiliation unknown1
andi nurhidayatAffiliation unknown1
chandra ningtyasAffiliation unknown1
Muhammad Andika Putra AbdussamadAffiliation unknown1
yuli dian nastitiAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://ojs.uho.ac.id/index.php/BUSSINESUHO/oai, first harvested 31 Okt 2026, last seen 31 Okt 2026.
Original metadata (oai_dc) 
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	<dc:title xml:lang="en-US">MEKANISME PEMBERIAN KREDIT MODAL KERJA PADA PD. BPR. BAHTERAMAS KENDARI</dc:title>
	<dc:creator>imran, laode</dc:creator>
	<dc:creator>kambolong, makmur</dc:creator>
	<dc:creator>sahrun, sahrun</dc:creator>
	<dc:subject xml:lang="en-US">Administrasi Bisnis</dc:subject>
	<dc:subject xml:lang="en-US">System and procedure analysis; working capital credit; credit control</dc:subject>
	<dc:description xml:lang="en-US">Banks have a very important role in terms of processing funds or allocating public funds to provide funds to the public in the form of credit. Credit control plays a very important role. Therefore, in granting credit must be with caution and with a credit control system that is good and right. This study aims to find out how to analyze the system and procedures for granting working capital loans applied by PD. BPR. Bahteramas Kendari. This type of research used by the author is descriptive research with a qualitative approach.From the results of the study, the authors know several weaknesses in the procedure for granting working capital loans and credit control as in the stage of credit analysis that there are still double tasks. In addition, in controlling credit there are also some deficiencies that may need to be corrected, such as the documents that are used inappropriately, and process improvements that are easier to understand from the time of credit application until the time of credit disbursement. Suggestions that can be given are the separation of tasks for the assessment of collateral or collateral and credit analysis assessment, there is a register of prospective customer forms at the time of the credit application contained in the identity of the prospective debtor to minimize fraud in the loan application.</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Halu Oleo</dc:publisher>
	<dc:contributor xml:lang="en-US"></dc:contributor>
	<dc:date>2017-01-10</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
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	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:type xml:lang="en-US">Qualytative</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://ojs.uho.ac.id/index.php/BUSSINESUHO/article/view/9471</dc:identifier>
	<dc:identifier>10.52423/bujab.v2i1.9471</dc:identifier>
	<dc:source xml:lang="en-US">Business UHO: Jurnal Administrasi Bisnis; Vol 2, No 1 (2017): Business UHO: Jurnal Administrasi Bisnis; 1-15</dc:source>
	<dc:source>2503-1406</dc:source>
	<dc:source>10.52423/bujab.v2i1</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://ojs.uho.ac.id/index.php/BUSSINESUHO/article/view/9471/6687</dc:relation>
	<dc:coverage xml:lang="en-US"></dc:coverage>
	<dc:coverage xml:lang="en-US"></dc:coverage>
	<dc:coverage xml:lang="en-US"></dc:coverage>
	<dc:rights xml:lang="en-US">Copyright (c) 2017 laode imran, makmur kambolong, sahrun sahrun</dc:rights>
	<dc:rights xml:lang="en-US">http://creativecommons.org/licenses/by/4.0</dc:rights>
</oai_dc:dc>