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PENGARUH CAPITAL ADEQUACY RATIO (CAR), BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO), NON PERFORMING LOAN(NPL), NET INTEREST MARGIN (NIM) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSET (ROA) BANK SULTRA

Jurnal Manajemen, Bisnis dan Organisasi (JUMBO) · Vol. 1 No. 1 (2017) · pp. 09–21

DOI
10.33772/jumbo.v1i1.6763
ISSN
2502-4175
Published
2017-03-03
Publisher
Pascasarjana Universitas Halu Oleo
Language
eng

Abstract

Ainul Hasyim (G2 D1 15105). Influence of Capital Adequacy Ratio (CAR), Operational Income Operating Expense (BOPO), Non Performing Loan (NPL), Net Interest Margin (NIM) and Loan to Deposit Ratio (LDR) on Return on Asset (ROA ) Bank Sultra. Guided by: 1) Ibn Hajar, 2) La Utu.This study aims to examine and analyze the effects of simultaneous and partial Capital Adequacy Ratio (CAR), Operational Income Operating Cost (BOPO), Net Performing Loan (NPL), Net Interest Margin (NIM) and Loan to Deposit Ratio (LDR) Against Return On Asset (ROA) of Bank Sultra.This research data is quarterly report of Bank Sultra period 2006 - 2015 which amounted to 39 sample. The data in the study were analyzed by using multiple regression with SPSS ver. 20 software.Result of research: 1) simultaneously Capital Adequacy Ratio (CAR), Operational Operating Income (BOPO), Net Performing Loan (NPL), Net Interest Margin (NIM) and Loan to Deposit Ratio (LDR) have significant effect on ROA, 2) Capital Adequacy Ratio (CAR) has a significant positive effect on ROA, 3) Operational Cost of Operating Income (BOPO) has significant negative effect to ROA, 4) Net Performing Loan (NPL) has positive but not significant effect on ROA, 5) Net Interest Margin ) Have no significant positive effect on ROA, 6) Loan to Deposit Ratio (LDR) has negative but not significant effect on ROA.

Collaboration network of the authors

40 authors · 139 co-authorship links · 3 across different organisations · showing the 40 most connected

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • Universiti Teknologi MARA
  • Malaysian Nuclear Agency
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Salma SalehAffiliation unknown6
Buyung SaritaAffiliation unknown5
Dedy Takdir SyaifuddinAffiliation unknown4
Wahyuniati HamidAffiliation unknown4
Zaluddin ZaluddinAffiliation unknown4
Riski Amalia MadiAffiliation unknown3
Samdin SamdinAffiliation unknown3
Agustinus TangalayukAffiliation unknown2
Nuryamin BudiAffiliation unknown2
Zaludin ZaludinAffiliation unknown2
Fifi Nurfitria UmarAffiliation unknown2
Ansir AnsirAffiliation unknown2
Murizah Binti KassimUniversiti Teknologi MARA1
Mohd Sabri MinhatMalaysian Nuclear Agency1
Intan Nabina AzmiUniversiti Teknologi MARA1
Muh. Akbar MuktadirunAffiliation unknown1
Moh. AminAffiliation unknown1
Dewi Purnama SariAffiliation unknown1
Ade Rahayu NataliaAffiliation unknown1
MUHAMMAD TAUFIKAffiliation unknown1
Isalman IsalmanAffiliation unknown1
Dewi Asyifa MutmainaAffiliation unknown1
La HataniAffiliation unknown1
Faisal MaarifAffiliation unknown1
Kardita BasirAffiliation unknown1
La Ode Bahana AdamAffiliation unknown1
Imas Nevriyanti HadimanAffiliation unknown1
Tuty Hardiyanti NingsihAffiliation unknown1
La Hatani La HataniAffiliation unknown1
Andi FirayantiAffiliation unknown1
Norma WatiAffiliation unknown1
Titin Tri EgoAffiliation unknown1
Dedy T akdir SAffiliation unknown1
Valentinus AmstrongAffiliation unknown1
Adnan FikriAffiliation unknown1
Enny Wati Enny WatiAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://ojs.uho.ac.id/index.php/JUMBO/oai, first harvested 31 Okt 2026, last seen 31 Okt 2026.
Original metadata (oai_dc) 
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	<dc:title xml:lang="en-US">PENGARUH CAPITAL ADEQUACY RATIO (CAR), BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO), NON PERFORMING LOAN(NPL), NET INTEREST MARGIN (NIM) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSET (ROA) BANK SULTRA</dc:title>
	<dc:creator>Hasyim, Ainul</dc:creator>
	<dc:creator>Hajar, Ibnu</dc:creator>
	<dc:creator>Utu, La</dc:creator>
	<dc:creator>Sujono, Sujono</dc:creator>
	<dc:description xml:lang="en-US">Ainul Hasyim (G2 D1 15105). Influence of Capital Adequacy Ratio (CAR), Operational Income Operating Expense (BOPO), Non Performing Loan (NPL), Net Interest Margin (NIM) and Loan to Deposit Ratio (LDR) on Return on Asset (ROA ) Bank Sultra. Guided by: 1) Ibn Hajar, 2) La Utu.This study aims to examine and analyze the effects of simultaneous and partial Capital Adequacy Ratio (CAR), Operational Income Operating Cost (BOPO), Net Performing Loan (NPL), Net Interest Margin (NIM) and Loan to Deposit Ratio (LDR) Against Return On Asset (ROA) of Bank Sultra.This research data is quarterly report of Bank Sultra period 2006 - 2015 which amounted to 39 sample. The data in the study were analyzed by using multiple regression with SPSS ver. 20 software.Result of research: 1) simultaneously Capital Adequacy Ratio (CAR), Operational Operating Income (BOPO), Net Performing Loan (NPL), Net Interest Margin (NIM) and Loan to Deposit Ratio (LDR) have significant effect on ROA, 2) Capital Adequacy Ratio (CAR) has a significant positive effect on ROA, 3) Operational Cost of Operating Income (BOPO) has significant negative effect to ROA, 4) Net Performing Loan (NPL) has positive but not significant effect on ROA, 5) Net Interest Margin ) Have no significant positive effect on ROA, 6) Loan to Deposit Ratio (LDR) has negative but not significant effect on ROA. </dc:description>
	<dc:publisher xml:lang="en-US">Pascasarjana Universitas Halu Oleo</dc:publisher>
	<dc:contributor xml:lang="en-US"></dc:contributor>
	<dc:date>2017-03-03</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://ojs.uho.ac.id/index.php/JUMBO/article/view/6763</dc:identifier>
	<dc:identifier>10.33772/jumbo.v1i1.6763</dc:identifier>
	<dc:source xml:lang="en-US">Jurnal Manajemen, Bisnis dan Organisasi (JUMBO); Vol 1, No 1 (2017): Jurnal Jumbo Vol 1 No 1; 09-21</dc:source>
	<dc:source>2502-4175</dc:source>
	<dc:source>10.33772/jumbo.v1i1</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://ojs.uho.ac.id/index.php/JUMBO/article/view/6763/pdf</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2019 Jurnal Manajemen, Bisnis dan Organisasi (JUMBO)</dc:rights>
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