Anteseden dan Konsekuensi Pengelolaan Keuangan UMKM di Kota Jayapura

Randa Layuk, Selvi Yanti; Pangayow, Bill J. C.; Matani, Cornelia D.; Siahay, Adolf Z. D; Bleskadit, Novalia H.; Salle, Hesty Theresia

doi:10.52062/jaked.v20i1.4609

Open access Jurnal

Anteseden dan Konsekuensi Pengelolaan Keuangan UMKM di Kota Jayapura

JURNAL AKUNTANSI DAN KEUANGAN DAERAH · Vol. 20 No. 1 (2025) · pp. 74–90

DOI: 10.52062/jaked.v20i1.4609
ISSN: 2621-6787, 1978-4848
Published: 2025-04-24
Publisher: Jurusan Akuntansi Fakultas Ekonomi dan Bisnis Universitas Cenderawasih
Language: eng
License: creativecommons.org/licenses/by-sa/4.0

Abstract

This research is a quantitative study which aims to examine the Antecedents and Consequences of MSME Financial Management in Jayapura City. This research used a sample of 99 respondents who were MSMEs in Jayapura City. The data analysis technique used in this research is analysis with the Structural Equation Modeling (SEM) model that will be used in this research is Partial Least Square (PLS) which consists of 2 stages of testing the PLS Measurement Model, namely the Structural Model and the Measurement Model. The tools used are SmartPLS 4.0 and SPSS programs. The test results obtained in this research are: (1) financial inclusion has a significant and positive effect on the financial management of MSMEs in Jayapura City; (2) financial literacy has a significant and positive effect on the financial management of MSMEs in Jayapura City; (3) financial management has a significant effect on the performance of MSMEs in Jayapura City; (4) financial inclusion has a significant and positive effect on the performance of MSMEs through financial management in Jayapura City; (5) financial literacy has a significant and positive effect on the performance of MSMEs through financial management in Jayapura City.Keywords: financial inclusion, financial literacy, msme performance, financial management

Collaboration network of the authors

40 authors · 131 co-authorship links · showing the 40 most connected

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Co-author	Organisation	Joint articles
Syaikhul Falah	Affiliation unknown	9
Meinarni Asnawi	Affiliation unknown	8
Agustinus Salle	Affiliation unknown	7
Klara Wonar	Affiliation unknown	4
Siti Rofingatun	Affiliation unknown	4
Maylen K.P. Kambuaya	Affiliation unknown	4
Anthonius H.C. Wijaya	Affiliation unknown	3
Sylvia Christina Daat	Affiliation unknown	2
Theo Allolayuk	Affiliation unknown	2
Ulfah Rizky Muslimin	Affiliation unknown	2
Cornelia Desiana Matani	Affiliation unknown	2
Novalia Herlina Bleskadit	Affiliation unknown	2
Sara Marlyn Paru	Affiliation unknown	2
Paulus K. Allo Layuk	Affiliation unknown	2
Kurniawan Patma	Affiliation unknown	2
Aaron M.A. Simanjuntak	Affiliation unknown	2
Paulus K. Allolayuk	Affiliation unknown	2
Pascalina Van Sweet Sesa	Affiliation unknown	2
Agustina Pairingan	Affiliation unknown	1
Jefri Imbiri	Affiliation unknown	1
Edwin Umbora	Affiliation unknown	1
Irmawati Tangko	Affiliation unknown	1
Lynda Lynda	Affiliation unknown	1
Hastutie Noor Andriati	Affiliation unknown	1
Dein S Marandof	Affiliation unknown	1
Fushy D.S Rumsarwir	Affiliation unknown	1
Bill J.C Pangayou	Affiliation unknown	1
Bill Pangayow	Affiliation unknown	1
Irene Baho	Affiliation unknown	1
Agung Irjayanto Hasanudin	Affiliation unknown	1
Yuli Kurniawati	Affiliation unknown	1
Prihatining Tyas Dwi	Affiliation unknown	1
Dewi Rasmi	Affiliation unknown	1
Maria Cristine Andiko	Affiliation unknown	1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://ejournal.uncen.ac.id/index.php/JAKED/oai, first harvested 1 Nov 2026, last seen 1 Nov 2026.

Original metadata (oai_dc)

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	<dc:title xml:lang="en-US">Anteseden dan Konsekuensi Pengelolaan Keuangan UMKM di Kota Jayapura</dc:title>
	<dc:creator>Randa Layuk, Selvi Yanti</dc:creator>
	<dc:creator>Pangayow, Bill J. C.</dc:creator>
	<dc:creator>Matani, Cornelia D.</dc:creator>
	<dc:creator>Siahay, Adolf Z. D</dc:creator>
	<dc:creator>Bleskadit, Novalia H.</dc:creator>
	<dc:creator>Salle, Hesty Theresia</dc:creator>
	<dc:description xml:lang="en-US">This research is a quantitative study which aims to examine the Antecedents and Consequences of MSME Financial Management in Jayapura City. This research used a sample of 99 respondents who were MSMEs in Jayapura City. The data analysis technique used in this research is analysis with the Structural Equation Modeling (SEM) model that will be used in this research is Partial Least Square (PLS) which consists of 2 stages of testing the PLS Measurement Model, namely the Structural Model and the Measurement Model. The tools used are SmartPLS 4.0 and SPSS programs. The test results obtained in this research are: (1) financial inclusion has a significant and positive effect on the financial management of MSMEs in Jayapura City; (2) financial literacy has a significant and positive effect on the financial management of MSMEs in Jayapura City; (3) financial management has a significant effect on the performance of MSMEs in Jayapura City; (4) financial inclusion has a significant and positive effect on the performance of MSMEs through financial management in Jayapura City; (5) financial literacy has a significant and positive effect on the performance of MSMEs through financial management in Jayapura City.Keywords: financial inclusion, financial literacy, msme performance, financial management</dc:description>
	<dc:publisher xml:lang="en-US">Jurusan Akuntansi Fakultas Ekonomi dan Bisnis Universitas Cenderawasih</dc:publisher>
	<dc:date>2025-04-24</dc:date>
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	<dc:identifier>https://ejournal.uncen.ac.id/index.php/JAKED/article/view/4609</dc:identifier>
	<dc:identifier>10.52062/jaked.v20i1.4609</dc:identifier>
	<dc:source xml:lang="en-US">JURNAL AKUNTANSI DAN KEUANGAN DAERAH; Vol. 20 No. 1 (2025): Mei; 74-90</dc:source>
	<dc:source xml:lang="id-ID">JURNAL AKUNTANSI DAN KEUANGAN DAERAH; Vol 20 No 1 (2025): Mei; 74-90</dc:source>
	<dc:source>2621-6787</dc:source>
	<dc:source>1978-4848</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://ejournal.uncen.ac.id/index.php/JAKED/article/view/4609/3129</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2025 JURNAL AKUNTANSI DAN KEUANGAN DAERAH</dc:rights>
	<dc:rights xml:lang="en-US">https://creativecommons.org/licenses/by-sa/4.0</dc:rights>
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