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The Demand of E-Money as a Source of Financial Growth

Hasanuddin Review on Sustainable Development · Vol. 1 No. 2 (2023) · pp. 1–19

ISSN
2986-4569, 2986-4569
Published
2023-11-01
Publisher
SDGs Center, Universitas Hasanuddin
Language
en

Abstract

This study aims to analyze the variables of income, administrative costs, age, length of time using E-Money, and gender on requests for using E-Money in Makassar City. The data used in this study is primary data obtained through a questionnaire survey given to E-Money users in Makassar City via the Internet in the form of a Google Form. The data analysis method used is multiple linear regression. Based on the results of this study, it appears that income has no significant effect on the demand for the use of E-Money in Makassar. Furthermore, the results of the research on administrative costs show a significant negative effect on the demand for the use of E-Money. Then, the results of the study of the age variable also showed a significant negative effect on the demand for the use of E-Money in Makassar City. The old variable of using E-Money showed a significant positive effect on the demand for the use of E-Money in Makassar City. Meanwhile, gender shows a significant negative effect on the demand for the use of E-Money in Makassar City.

Keywords

Collaboration network of the authors

40 authors · 97 co-authorship links · 1 across different organisations · showing the 40 most connected

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • Universitas Halu Oleo
  • IPB University
  • Universitas Nahdlatul Ulama Lampung
  • Universitas Airlangga
  • Institut Agama Islam Negeri Kendari
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Asnath Maria FuahAffiliation unknown2
Aswin BaharuddinAffiliation unknown2
Nursini NursiniAffiliation unknown2
Melati FajariniAffiliation unknown2
Cece SumantriIPB University1
Asep GunawanIPB University1
Ratna Sholatia HarahapIPB University1
Kasita ListyariniIPB University1
Salman YusufAffiliation unknown1
Luki AbdullahIPB University1
Rachmat SomanjayaAffiliation unknown1
Mohamad Agus SetiadiAffiliation unknown1
Agung Prastyo NugrohoAffiliation unknown1
Merryafinola IfaniAffiliation unknown1
Suhartati SuhartatiAffiliation unknown1
Anhar Faisal FananiUniversitas Nahdlatul Ulama Lampung1
Komang Gede WiryawanIPB University1
Salundik SalundikAffiliation unknown1
La Ode Safiun ArihiUniversitas Halu Oleo1
Hikmawati HikmawatiAffiliation unknown1
Arsy Aysyah AnasUniversitas Halu Oleo1
Sahta GintingUniversitas Halu Oleo1
Namriah NamriahUniversitas Halu Oleo1
Darwis DarwisUniversitas Halu Oleo1
Fransiscus Suramas RembonUniversitas Halu Oleo1
Ramadhan TosepuUniversitas Halu Oleo1
Dani SetiawanUniversitas Airlangga1
Irdam IrdamAffiliation unknown1
Fransiskus OdiAffiliation unknown1
Muhammad Firdaus Al MuntazarAffiliation unknown1
Fara Fahira Dwi FadzilaAffiliation unknown1
Muhammad Fikri HidayatAffiliation unknown1
Adelita LubisAffiliation unknown1
Mia Aulina LubisAffiliation unknown1
Nurul HikmahInstitut Agama Islam Negeri Kendari1
Muh. Mu'min MendongAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://journal.unhas.ac.id/index.php/hirosd/oai, first harvested 2 Nov 2026, last seen 2 Nov 2026.
Original metadata (oai_dc) 
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	<dc:title xml:lang="en">The Demand of E-Money as a Source of Financial Growth</dc:title>
	<dc:creator xml:lang="en">Sri Rahayu</dc:creator>
	<dc:creator xml:lang="en">Rahmatia, Rahmatia</dc:creator>
	<dc:creator xml:lang="en">Hamrullah, Hamrullah</dc:creator>
	<dc:creator xml:lang="en">Junior, Andi Arya Setiawan</dc:creator>
	<dc:subject xml:lang="en">demand</dc:subject>
	<dc:subject xml:lang="en">E-money</dc:subject>
	<dc:subject xml:lang="en">Income</dc:subject>
	<dc:subject xml:lang="en">Fees</dc:subject>
	<dc:subject xml:lang="en">Age</dc:subject>
	<dc:subject xml:lang="en">Gender</dc:subject>
	<dc:description xml:lang="en">This study aims to analyze the variables of income, administrative costs, age, length of time using E-Money, and gender on requests for using E-Money in Makassar City. The data used in this study is primary data obtained through a questionnaire survey given to E-Money users in Makassar City via the Internet in the form of a Google Form. The data analysis method used is multiple linear regression. Based on the results of this study, it appears that income has no significant effect on the demand for the use of E-Money in Makassar. Furthermore, the results of the research on administrative costs show a significant negative effect on the demand for the use of E-Money. Then, the results of the study of the age variable also showed a significant negative effect on the demand for the use of E-Money in Makassar City. The old variable of using E-Money showed a significant positive effect on the demand for the use of E-Money in Makassar City. Meanwhile, gender shows a significant negative effect on the demand for the use of E-Money in Makassar City.</dc:description>
	<dc:publisher xml:lang="en">SDGs Center, Universitas Hasanuddin</dc:publisher>
	<dc:date>2023-11-01</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unhas.ac.id/index.php/hirosd/article/view/30361</dc:identifier>
	<dc:source xml:lang="en">Hasanuddin Review on Sustainable Development; Vol. 1 No. 2 (2023): Hasanuddin Review on Sustainable Development; 1-19</dc:source>
	<dc:source>2986-4569</dc:source>
	<dc:source>2986-4569</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://journal.unhas.ac.id/index.php/hirosd/article/view/30361/10475</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2023 Hasanuddin Review on Sustainable Development</dc:rights>
</oai_dc:dc>