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Differences in Characteristics of Farmers who Adopt and Who Do not Adopt a Cattle Business Insurance Program

Hasanuddin Journal of Animal Science (HAJAS) · Vol. 1 No. 2 (2019) · pp. 15–21

DOI
10.20956/hajas.v1i2.7208
ISSN
2621-9190, 2621-9182
Published
2019-11-12
Publisher
Faculty of Animal Science, Hasanuddin University, Makassar, Indonesia
Language
en
License
creativecommons.org/licenses/by-nc/4.0

Abstract

One government program through the Ministry of Agriculture of the Republic of Indonesia is insurance for cattle business as a manifestation of the government's partisanship in an effort to protect cattle farmers from the risk of death and loss of cattle. To support the program, Gowa Regency has implemented a cattle business insurance program. Farmers are a very influential factor in the adoption of cattle business insurance programs that have different characteristics to adopt so as to minimize the risk of their livestock business.This study aims to determine the differences in characteristics of farmers who adopt and who do not adopt a cattle business insurance program. This research was conducted in Bungaya District, Gowa Regency from February to March 2019. The method used is descriptive research using 98 farmers as a sample consisting of 63 people who adopted and 35 people who did not adopt, data collected through interviews and analyzed descriptively statistically. The results showed that differences in the characteristics of farmers who adopted and did not adopt a cattle business insurance program consisting of:(a) the age of farmers is mostly 38 to 54 years with those adopting 35 people and those who do not adopt 16 people; (b) most of them are male, where 51 farmers adopt and 28 farmers who do not adopt; (c) the last level of education of the farmer is mostly elementary school/equivalent who adopted as many as 25 people and those who did not adopt 14 people; (d) the total number of family members of farmers is 4 to 6 in which 29 people adopt and 22 people do not adopt; (e) the scale of the business of most 1 to 7 cattle owned by farmers as many as 54 people who adopted and 32 people who did not adopt; and (f) the experience of raising is mostly in the range of 10 to 23 years where those who adopt as many as 40 people and those who do not adopt 24 people.

Keywords

Collaboration network of the authors

30 authors · 91 co-authorship links

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  • Universitas Handayani Makassar
  • Affiliation unknown
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Co-authorOrganisationJoint articles
Ahmad Ramadhan SiregarAffiliation unknown3
Aslina AsnawiAffiliation unknown2
Siti NurlaelahAffiliation unknown2
Retno FitriantyAffiliation unknown2
Abdel Razzaq Al-TawahaAffiliation unknown2
Asmuddin NatsirAffiliation unknown1
Fatma FatmaAffiliation unknown1
Izdin IdrusAffiliation unknown1
Jasmal Ahmari SyamsuAffiliation unknown1
Daeva Mubarika RaisaAffiliation unknown1
Wahyu DarsonoAffiliation unknown1
Nursyam A SyarifuddinAffiliation unknown1
Ilham SyarifAffiliation unknown1
Siti Nurani SirajuddinAffiliation unknown1
Arizal Arizal MangkaAffiliation unknown1
Andi Amidah AmrawatiAffiliation unknown1
Muhammad RisalUniversitas Handayani Makassar1
Hendra HendraAffiliation unknown1
Hastang HastangAffiliation unknown1
Muhammad Andi Ihsan DagongAffiliation unknown1
Indrawirawan IndrawirawanAffiliation unknown1
Aulia Uswa Noor KhasanahAffiliation unknown1
Sitti SohrahAffiliation unknown1
Iin Mulyawati DariyatmoAffiliation unknown1
Firdayanti FirdayantiAffiliation unknown1
Aulisani AnnisaAffiliation unknown1
Nitty Hirawaty KamarulzamanAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://journal.unhas.ac.id/index.php/hajas/oai, first harvested 2 Nov 2026, last seen 2 Nov 2026.
Original metadata (oai_dc)
<oai_dc:dc xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/  http://www.openarchives.org/OAI/2.0/oai_dc.xsd">
	<dc:title xml:lang="en">Differences in Characteristics of Farmers who Adopt and Who Do not Adopt a Cattle Business Insurance Program</dc:title>
	<dc:creator xml:lang="en">Riana, Ica Azisah</dc:creator>
	<dc:creator xml:lang="en">Baba, Syahdar</dc:creator>
	<dc:creator xml:lang="en">Sirajuddin, Sitti Nurani</dc:creator>
	<dc:subject xml:lang="en">Beef cattle</dc:subject>
	<dc:subject xml:lang="en">characteristics of farmers</dc:subject>
	<dc:subject xml:lang="en">cattle business insurance.</dc:subject>
	<dc:description xml:lang="en">One government program through the Ministry of Agriculture of the Republic of Indonesia is insurance for cattle business as a manifestation of the government's partisanship in an effort to protect cattle farmers from the risk of death and loss of cattle.  To support the program, Gowa Regency has implemented a cattle business insurance program.  Farmers are a very influential factor in the adoption of cattle business insurance programs that have different characteristics to adopt so as to minimize the risk of their livestock business.This study aims to determine the differences in characteristics of farmers who adopt and who do not adopt a cattle business insurance program.  This research was conducted in Bungaya District, Gowa Regency from February to March 2019. The method used is descriptive research using 98 farmers as a sample consisting of 63 people who adopted and 35 people who did not adopt, data collected through interviews and analyzed descriptively statistically.  The results showed that differences in the characteristics of farmers who adopted and did not adopt a cattle business insurance program consisting of:(a) the age of farmers is mostly 38 to 54 years with those adopting 35 people and those who do not adopt 16 people; (b) most of them are male, where 51 farmers adopt and 28 farmers who do not adopt; (c) the last level of education of the farmer is mostly elementary school/equivalent who adopted as many as 25 people and those who did not adopt 14 people; (d) the total number of family members of farmers is 4 to 6 in which 29 people adopt and 22 people do not adopt; (e) the scale of the business of most 1 to 7 cattle owned by farmers as many as 54 people who adopted and 32 people who did not adopt; and (f) the experience of raising is mostly in the range of 10 to 23 years where those who adopt as many as 40 people and those who do not adopt 24 people. </dc:description>
	<dc:publisher xml:lang="en">Faculty of Animal Science, Hasanuddin University, Makassar, Indonesia</dc:publisher>
	<dc:date>2019-11-12</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unhas.ac.id/index.php/hajas/article/view/7208</dc:identifier>
	<dc:identifier>10.20956/hajas.v1i2.7208</dc:identifier>
	<dc:source xml:lang="en">Hasanuddin Journal of Animal Science (HAJAS); Vol. 1, No. 2 (2019); 15-21</dc:source>
	<dc:source>2621-9190</dc:source>
	<dc:source>2621-9182</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://journal.unhas.ac.id/index.php/hajas/article/view/7208/4782</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2020 Hasanuddin Journal of Animal Science (HAJAS)</dc:rights>
	<dc:rights xml:lang="en">http://creativecommons.org/licenses/by-nc/4.0</dc:rights>
</oai_dc:dc>