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Understanding the Role of Economic Education on Generation Z's Lifestyle and Interest in Saving: Why Do Financial Literacy and Circle of Friends Matter?

Dinamika Pendidikan · Vol. 19 No. 1 (2024) · hlm. 45–61

DOI
10.15294/dp.v19i1.5459
ISSN
2502-5074, 1907-3720
Terbit
2024-07-16
Penerbit
Economics Education Department Universitas Negeri Semarang
Bahasa
eng

Abstrak

The lifestyle of the people of a country can also be an illustration of how that country will experience growth in the economic sector. An individual's lifestyle and interest in saving must, of course, be accompanied by knowledge and literacy that can control this. This research aims to determine the influence of economic education on the generation's lifestyle and interest in saving, which is mediated by financial literacy and a circle of friends. The population in this study is generation Z, who live in Petasia District. The sampling technique used the Limeshow equation formula with a determined sample size of 700 respondents. The data collection method uses a questionnaire. The data analysis technique is partial least squares structural equation modeling (PLS-SEM) analysis. The results of this research show that economic education (X) has a positive and significant influence on Generation Z's lifestyle and interest in saving. Then, financial literacy and a circle of friends are able to mediate the influence between economic education and Generation Z's interest in saving. These findings encourage generation Z to optimize economic education, both formal and informal, as well as increase financial literacy, in order to maintain their lifestyle. It is also necessary to optimize learning access and provide great opportunities for Generation Z to increase their financial literacy.

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  • University of Brawijaya
  • State University of Makassar
  • Universitas Halu Oleo
  • Poltekkes Kemenkes Kendari
  • Universitas Islam Negeri Sumatera Utara
  • State University of Jakarta
  • Indonesia University of Education
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Rekan penulisOrganisasiArtikel bersama
Solimun SolimunUniversity of Brawijaya3
Taamu TaamuPoltekkes Kemenkes Kendari2
Abd. Syukur BauPoltekkes Kemenkes Kendari2
La BanudiPoltekkes Kemenkes Kendari2
Rahman RahmanUniversitas Halu Oleo1
Silvy Kusmiranty NurUniversitas Halu Oleo1
Sarini YusufUniversitas Halu Oleo1
Naslina AliminaUniversitas Halu Oleo1
Alimuddin AliState University of Makassar1
Herlina RanteHasanuddin University1
Muhammad JundaAfiliasi tidak diketahui1
Muhiddin PalennariState University of Makassar1
M. Fikar PapaliaUniversity of Brawijaya1
Rindu HardiantiUniversity of Brawijaya1
Ni Wayan Surya WardhaniUniversity of Brawijaya1
Adji Achmad Rinaldo FernandesUniversity of Brawijaya1
Yossy Maynaldi PratamaUniversity of Brawijaya1
Suci AstutikUniversity of Brawijaya1
Darmanto DarmantoSebelas Maret University1
Diego IrsandyUniversity of Brawijaya1
İsnani DartiUniversity of Brawijaya1
Muhammad Hisyam LeeUniversity of Technology Malaysia1
Rismania Hartanti Putri Yulianing DamayantiUniversity of Brawijaya1
Rima ApriliaUniversitas Islam Negeri Sumatera Utara1
Hendra CiptaUniversitas Islam Negeri Sumatera Utara1
Muhammad Ilyas Thamrin TahirState University of Makassar1
Riska Dami RistantoState University of Semarang1
Arif DwinantoState University of Gorontalo1
Nawassyarif NawassyarifUniversitas Teknologi Sumbawa1
Peggy NirwanjantiState University of Jakarta1
Ratu HusmiatiState University of Jakarta1
Rahmadeni RahmadeniUniversitas Islam Negeri Sultan Syarif Kasim Riau1
Moh. FadliUniversity of Brawijaya1
Adi KusumaningrumUniversity of Brawijaya1
M. Rifqinizamy KarsayudaLambung Mangkurat University1

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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/journals/DP/oai, pertama di-harvest 5 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Understanding the Role of Economic Education on Generation Z's Lifestyle and Interest in Saving: Why Do Financial Literacy and Circle of Friends Matter?</dc:title>
	<dc:creator xml:lang="en">Hasan, Muhammad</dc:creator>
	<dc:creator xml:lang="en">Kurniawati, Kurniawati</dc:creator>
	<dc:creator xml:lang="en">Nurdiana, Nurdiana</dc:creator>
	<dc:creator xml:lang="en">Nurjannah, Nurjannah</dc:creator>
	<dc:creator xml:lang="en">To Tadampali, Andi Caezar </dc:creator>
	<dc:subject xml:lang="en">Circle of Friends</dc:subject>
	<dc:subject xml:lang="en">Economic Education</dc:subject>
	<dc:subject xml:lang="en">Interest in Saving</dc:subject>
	<dc:subject xml:lang="en">Financial Literacy</dc:subject>
	<dc:subject xml:lang="en">Generation Z</dc:subject>
	<dc:subject xml:lang="en">Lifestyle</dc:subject>
	<dc:description xml:lang="en">The lifestyle of the people of a country can also be an illustration of how that country will experience growth in the economic sector. An individual's lifestyle and interest in saving must, of course, be accompanied by knowledge and literacy that can control this. This research aims to determine the influence of economic education on the generation's lifestyle and interest in saving, which is mediated by financial literacy and a circle of friends. The population in this study is generation Z, who live in Petasia District. The sampling technique used the Limeshow equation formula with a determined sample size of 700 respondents. The data collection method uses a questionnaire. The data analysis technique is partial least squares structural equation modeling (PLS-SEM) analysis. The results of this research show that economic education (X) has a positive and significant influence on Generation Z's lifestyle and interest in saving. Then, financial literacy and a circle of friends are able to mediate the influence between economic education and Generation Z's interest in saving. These findings encourage generation Z to optimize economic education, both formal and informal, as well as increase financial literacy, in order to maintain their lifestyle. It is also necessary to optimize learning access and provide great opportunities for Generation Z to increase their financial literacy.</dc:description>
	<dc:publisher xml:lang="en">Economics Education Department Universitas Negeri Semarang</dc:publisher>
	<dc:date>2024-07-16</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/journals/DP/article/view/5459</dc:identifier>
	<dc:identifier>10.15294/dp.v19i1.5459</dc:identifier>
	<dc:source xml:lang="en">Dinamika Pendidikan; Vol. 19 No. 1 (2024); 45-61</dc:source>
	<dc:source>2502-5074</dc:source>
	<dc:source>1907-3720</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/journals/DP/article/view/5459/986</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2024 Dinamika Pendidikan</dc:rights>
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