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Economic Empowerment of Indonesian Migrant Workers in South Korea Through Digital-Based Financial Literacy

Jurnal Abdimas · Vol. 29 No. 1 (2025) · hlm. 168–175

DOI
10.15294/abdimas.v29i1.31052
ISSN
2503-1252, 1410-2765
Terbit
2025-07-25
Penerbit
Universitas Negeri Semarang
Bahasa
eng

Abstrak

Indonesian Migrant Workers (PMI) contribute significantly to the national economy through remittances, but still face challenges in managing their finances wisely. The low level of financial literacy and limited utilization of digital financial services cause many PMIs to have difficulties in long-term financial planning. This service program aims to empower Indonesian migrant workers in South Korea through digital-based financial literacy training using the Design Thinking approach. Five stages in this method: Empathize, Define, Ideate, Prototype, and Test, are used to design learning media that suits user needs. The results of the activity showed that the developed media, in the form of online modules, leaflets, and training videos, were rated as excellent by experts and migrant practitioners with an average score of 3.71 on a scale of 4. The evaluation also showed that this media is easy to understand, relevant to the needs of migrant workers, and has the potential to be developed sustainably. This service not only improves the financial literacy of migrant workers, but also opens up opportunities for program replication in other migrant communities.

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  • State University of Semarang
  • State University of Malang
  • Indonesia Open University
  • National Research and Innovation Agency
  • Universitas Nurul Huda
  • Sebelas Maret University
  • Organisasi berbeda
  • Organisasi sama
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Rekan penulisOrganisasiArtikel bersama
Talitha WidiatningrumState University of Semarang4
Etty Puji LestariIndonesia Open University3
Edi KurniawanState University of Semarang3
Shanty OktaviliaState University of Semarang3
Etty SoesilowatiState University of Semarang2
R. Benny RiyantoState University of Semarang2
Widiyanto WidiyantoState University of Semarang2
Fauzul AdzimState University of Semarang2
Amin PujiatiState University of Semarang2
Dhea Rizky AmeliaState University of Semarang2
Christina LitaayNational Research and Innovation Agency2
Subiyanto SubiyantoState University of Semarang1
Nur Azis SalimState University of Semarang1
Setya Budi Arif PrabowoState University of Semarang1
Deyndrawan SutrisnoState University of Semarang1
Andika AnantyoState University of Semarang1
Dewi AnggrianiState University of Semarang1
Nana Kariada Tri MartutiState University of Semarang1
Widya Hary CahyatiState University of Semarang1
Natalia Desy PutriningtyasState University of Semarang1
Arief YuliantoState University of Semarang1
Margareta RahayuningsihState University of Semarang1
S. MartonoState University of Semarang1
Aji Prasetya WibawaState University of Malang1
Mutiara KiranawatiState University of Malang1
Lukluk Ul MuyassarohState University of Malang1
Said Nur OctaviantoState University of Semarang1
Sri Eka WulandariState University of Semarang1
Widiyanto WidiyantoSebelas Maret University1
Khafid IsmailUniversitas Nurul Huda1
Kardoyo KardoyoState University of Semarang1
Yuan Fence IralaState University of Semarang1
Retno GinanjarState University of Semarang1
Murtaziqotul KhoirohState University of Semarang1
Siti EhaState University of Semarang1

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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/journals/abdimas/oai, pertama di-harvest 5 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Economic Empowerment of Indonesian Migrant Workers in South Korea Through Digital-Based Financial Literacy</dc:title>
	<dc:creator xml:lang="en">Prajanti, Sucihatiningsih Dian Wisika </dc:creator>
	<dc:creator xml:lang="en">Bahatmaka, Aldias </dc:creator>
	<dc:creator xml:lang="en">Diantoro, Markus </dc:creator>
	<dc:creator xml:lang="en">Pujiarti, Herlin </dc:creator>
	<dc:creator xml:lang="en">Retnaningsih, Prihatini </dc:creator>
	<dc:subject xml:lang="en">community service, design thinking, digital media, financial literacy, migrant workers </dc:subject>
	<dc:description xml:lang="en">Indonesian Migrant Workers (PMI) contribute significantly to the national economy through remittances, but still face challenges in managing their finances wisely. The low level of financial literacy and limited utilization of digital financial services cause many PMIs to have difficulties in long-term financial planning. This service program aims to empower Indonesian migrant workers in South Korea through digital-based financial literacy training using the Design Thinking approach. Five stages in this method: Empathize, Define, Ideate, Prototype, and Test, are used to design learning media that suits user needs. The results of the activity showed that the developed media, in the form of online modules, leaflets, and training videos, were rated as excellent by experts and migrant practitioners with an average score of 3.71 on a scale of 4. The evaluation also showed that this media is easy to understand, relevant to the needs of migrant workers, and has the potential to be developed sustainably. This service not only improves the financial literacy of migrant workers, but also opens up opportunities for program replication in other migrant communities.</dc:description>
	<dc:publisher xml:lang="en">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2025-07-25</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/journals/abdimas/article/view/31052</dc:identifier>
	<dc:identifier>10.15294/abdimas.v29i1.31052</dc:identifier>
	<dc:source xml:lang="en">Jurnal Abdimas; Vol. 29 No. 1 (2025): June 2025; 168-175</dc:source>
	<dc:source>2503-1252</dc:source>
	<dc:source>1410-2765</dc:source>
	<dc:source>10.15294/8yh6yg19</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/journals/abdimas/article/view/31052/5159</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2025 Jurnal Abdimas</dc:rights>
</oai_dc:dc>