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The Position of Property Rights over Flats as Collateral for Debts Charged with Dependent Rights in Semarang City: Kedudukan Hak Milik Atas Satuan Rumah Susun Sebagai Jaminan Hutang Yang Dibebankan dengan Hak Tanggungan di Kota Semarang

Annual Review of Legal Studies · Vol. 1 No. 3 (2024) · hlm. 593–608

DOI
10.15294/arls.vol1i3.4085
ISSN
3047-7875, 3047-7581
Terbit
2024-07-31
Penerbit
Faculty of Law, Universitas Negeri Semarang
Bahasa
eng
Lisensi
creativecommons.org/licenses/by-sa/4.0

Abstrak

As the owner of the ownership rights to an apartment unit whose ownership is proven by a Certificate of Ownership of the Apartment, the owner of the apartment can apply for credit by using the Certificate of Ownership Rights for the apartment unit he owns as collateral for credit at the bank. With the imposition of mortgage rights on the ownership rights of apartment units in Semarang Tengah District, Kembangsari Village, Semarang City. Taking the problem formulation: (1) Why is the ownership right to the flat unit Kel. Kembangsari, District. Central Semarang, Semarang City used as debt collateral? and (2) What is the procedure for imposing an ownership certificate on an apartment unit, Ex. Kembangsari, District. Central Semarang, Semarang City, burdened with mortgage rights? The method used is a qualitative descriptive legal research method with a sociological juridical approach. The data collected is primary data and secondary data. Data validity using source triangulation techniques. The research results show: (1) Requirements and procedures for guaranteeing ownership certificates for condominium units, Kel. Kembangsari, District. Central Semarang, Semarang City as collateral in a banking credit agreement, namely a certificate of ownership of an apartment unit must meet the requirements for economic value and juridical value. Meanwhile, the procedures in SHMSRS guarantee are stages that have been determined in an organized manner and must be fulfilled for the sake of smoothness and security between debtors and creditors, consisting of the credit application stage, data analysis stage, credit implementation stage, guarantee stage, and credit expiration stage. In these stages, there are several parties who have roles and duties to ensure that the credit is implemented properly, including the bank, the notary/PPAT, and the Land Office. (2) Procedure for Imposing Ownership Certificates on Flat Units in Kel. Kembangsari, District. Central Semarang, Semarang City is closely related to agreements or contracts between legal subjects, namely creditors and debtors regarding debt agreements in the form of, for example, bank credit, with the Ownership Certificate being used as collateral for the debt with the consequence that if the debtor breaks his promise or defaults, then the guarantee is can be executed to take repayment of the debt. The encumbrance procedure is related to the registration mechanism, making Certificates of Ownership Rights for Flats in Kel. Kembangsari, District. Central Semarang, Semarang City, Power of Attorney to Encumber Mortgage Rights, and others.

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  • Universitas Halu Oleo
  • State University of Semarang
  • Afiliasi tidak diketahui
  • Organisasi berbeda
  • Organisasi sama
  • Afiliasi tidak diketahui
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Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Dani MuhtadaAfiliasi tidak diketahui5
Asmarani RamliAfiliasi tidak diketahui5
Nani YuniarUniversitas Halu Oleo4
Nurmaladewi NurmaladewiUniversitas Halu Oleo4
Asnia ZainuddinUniversitas Halu Oleo4
Ruslan MajidAfiliasi tidak diketahui4
La Ode Muhammad SetyAfiliasi tidak diketahui4
Rofi WahanisaAfiliasi tidak diketahui4
Ramadhan TosepuUniversitas Halu Oleo3
Jusniar Rusli AfaUniversitas Halu Oleo3
Fithria FithriaUniversitas Halu Oleo3
La Ode Muhamad SetyUniversitas Halu Oleo3
Yasnani YasnaniUniversitas Halu Oleo3
Lisnawaty LisnawatyAfiliasi tidak diketahui3
Rodiyah RodiyahAfiliasi tidak diketahui3
Aprila NiravitaAfiliasi tidak diketahui3
Jafriati JafriatiUniversitas Halu Oleo2
Yusuf SabiluUniversitas Halu Oleo2
Lymbran TinaAfiliasi tidak diketahui2
La Ode Ahmad SaktiansyahUniversitas Halu Oleo2
Syawal Kamiluddin SaptaputraAfiliasi tidak diketahui2
La Ode Muh SetyAfiliasi tidak diketahui2
Sartiah YusranAfiliasi tidak diketahui2
Junaid JunaidAfiliasi tidak diketahui2
Nelini NeliniAfiliasi tidak diketahui2
Cahya WulandariState University of Semarang2
Sudijono SastroatmodjoAfiliasi tidak diketahui2
TRI ANDARI DAHLANAfiliasi tidak diketahui2
Rahayu Fery AnitasariAfiliasi tidak diketahui2
Bayangsari WedhatamiAfiliasi tidak diketahui2
Jamiatul Khairunnisa PutriAfiliasi tidak diketahui2
Sarnilawati SarnilawatiAfiliasi tidak diketahui1
Kadek Dwi SuciasihAfiliasi tidak diketahui1
devi savitry effendiAfiliasi tidak diketahui1
Wa Ode SalmiatiAfiliasi tidak diketahui1
Heni WulandariAfiliasi tidak diketahui1
Irmayanti IrmayantiAfiliasi tidak diketahui1
Rahman RahmanAfiliasi tidak diketahui1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/journals/arls/oai, pertama di-harvest 5 Nov 2026, terakhir terlihat 5 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">The Position of Property Rights over Flats as Collateral for Debts Charged with Dependent Rights in Semarang City: Kedudukan Hak Milik Atas Satuan Rumah Susun Sebagai Jaminan Hutang Yang Dibebankan dengan Hak Tanggungan di Kota Semarang</dc:title>
	<dc:creator xml:lang="en">Diwasasri, Muhammad Titan </dc:creator>
	<dc:creator xml:lang="en">Suhadi, Suhadi</dc:creator>
	<dc:subject xml:lang="en">Property Rights</dc:subject>
	<dc:subject xml:lang="en">Flats</dc:subject>
	<dc:subject xml:lang="en">Mortgage Rights</dc:subject>
	<dc:subject xml:lang="en">Semarang City</dc:subject>
	<dc:description xml:lang="en">As the owner of the ownership rights to an apartment unit whose ownership is proven by a Certificate of Ownership of the Apartment, the owner of the apartment can apply for credit by using the Certificate of Ownership Rights for the apartment unit he owns as collateral for credit at the bank. With the imposition of mortgage rights on the ownership rights of apartment units in Semarang Tengah District, Kembangsari Village, Semarang City. Taking the problem formulation: (1) Why is the ownership right to the flat unit Kel. Kembangsari, District. Central Semarang, Semarang City used as debt collateral? and (2) What is the procedure for imposing an ownership certificate on an apartment unit, Ex. Kembangsari, District. Central Semarang, Semarang City, burdened with mortgage rights? The method used is a qualitative descriptive legal research method with a sociological juridical approach. The data collected is primary data and secondary data. Data validity using source triangulation techniques. The research results show: (1) Requirements and procedures for guaranteeing ownership certificates for condominium units, Kel. Kembangsari, District. Central Semarang, Semarang City as collateral in a banking credit agreement, namely a certificate of ownership of an apartment unit must meet the requirements for economic value and juridical value. Meanwhile, the procedures in SHMSRS guarantee are stages that have been determined in an organized manner and must be fulfilled for the sake of smoothness and security between debtors and creditors, consisting of the credit application stage, data analysis stage, credit implementation stage, guarantee stage, and credit expiration stage. In these stages, there are several parties who have roles and duties to ensure that the credit is implemented properly, including the bank, the notary/PPAT, and the Land Office. (2) Procedure for Imposing Ownership Certificates on Flat Units in Kel. Kembangsari, District. Central Semarang, Semarang City is closely related to agreements or contracts between legal subjects, namely creditors and debtors regarding debt agreements in the form of, for example, bank credit, with the Ownership Certificate being used as collateral for the debt with the consequence that if the debtor breaks his promise or defaults, then the guarantee is can be executed to take repayment of the debt. The encumbrance procedure is related to the registration mechanism, making Certificates of Ownership Rights for Flats in Kel. Kembangsari, District. Central Semarang, Semarang City, Power of Attorney to Encumber Mortgage Rights, and others.</dc:description>
	<dc:publisher xml:lang="en">Faculty of Law, Universitas Negeri Semarang</dc:publisher>
	<dc:date>2024-07-31</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/journals/arls/article/view/4085</dc:identifier>
	<dc:identifier>10.15294/arls.vol1i3.4085</dc:identifier>
	<dc:source xml:lang="en">Annual Review of Legal Studies; Vol. 1 No. 3 (2024); 593-608</dc:source>
	<dc:source>3047-7875</dc:source>
	<dc:source>3047-7581</dc:source>
	<dc:source>10.15294/arls.vol1i3.%a</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/journals/arls/article/view/4085/1843</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2024 Muhammad Titan  Diwasasri, Suhadi Suhadi (Author)</dc:rights>
	<dc:rights xml:lang="en">https://creativecommons.org/licenses/by-sa/4.0</dc:rights>
</oai_dc:dc>