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Faktor-Faktor yang Mempengaruhi Literasi Keuangan Syariah pada Santri dengan Pendidikan Keuangan Keluarga sebagai Variabel Moderasi

Business and Accounting Education Journal · Vol. 3 No. 2 (2022) · hlm. 302–313

DOI
10.15294/baej.v3i2.62486
ISSN
2723-4487, 2723-4495
Terbit
2022-08-31
Penerbit
Universitas Negeri Semarang
Bahasa
eng

Abstrak

The purpose of this study was to determine the effect of financial attitudes, socioeconomic status, gender, and education level on Islamic financial literacy with family finance education as a moderating variable (Empirical Study at As Salafy Al Asror Islamic Boarding School). The population in this study was the students of the As Salafy Islamic Boarding School Al Asror Patemon Gunungpati, Semarang City. The research sample was 213 Santri Pondok Pesantren As Salafy Al Asror which was determined by the sampling technique, namely purposive sampling. The data analysis method used is descriptive analysis, and inferential analysis. The results of the descriptive analysis showed that Islamic financial literacy, financial attitudes, socioeconomic status, and family financial education were in the medium category. The results of this study indicate that financial attitudes have a positive and significant influence on Islamic financial literacy. Socio-economic status and education level do not have a significant influence on Islamic financial literacy. Other results indicate that family financial education significantly moderates the effect of financial attitudes and social status on Islamic financial literacy. Family financial education does not significantly moderate the effect of education level on Islamic financial literacy.

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  • Universitas Airlangga
  • Universitas Islam Nusantara
  • State University of Semarang
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Rekan penulisOrganisasiArtikel bersama
Pertiwi Mega WeningAfiliasi tidak diketahui1
Ayu ApriyantiAfiliasi tidak diketahui1
Destiya Laelatul AzizahAfiliasi tidak diketahui1
Selawati SeptianingtyasAfiliasi tidak diketahui1
Subkhan SubkhanAfiliasi tidak diketahui1
Narendra Utama WAfiliasi tidak diketahui1
Ilma AnisaturizqiAfiliasi tidak diketahui1
Sifa FaridaAfiliasi tidak diketahui1
Bangkit Candra BiramaAfiliasi tidak diketahui1
Risnaeni RisnaeniAfiliasi tidak diketahui1
Siti NurdiantiAfiliasi tidak diketahui1
Shahtaz Twanneke Henga PutriAfiliasi tidak diketahui1
Winda Nurul MaulidaAfiliasi tidak diketahui1
Setiawati SetiawatiAfiliasi tidak diketahui1
Anisatul MunirahAfiliasi tidak diketahui1
Afri SubarkahAfiliasi tidak diketahui1
Umi Thoifah AmaliaAfiliasi tidak diketahui1
Diyah SafitriAfiliasi tidak diketahui1
Aditya Surya NugrohoAfiliasi tidak diketahui1
Fatimah FatimahUniversitas Airlangga1
Widiyanto WidiyantoState University of Semarang1
Muhsin MuhsinUniversitas Islam Nusantara1
Fachrurrozie FachrurrozieAfiliasi tidak diketahui1
Jarot Tri Bowo SantosoAfiliasi tidak diketahui1
Harsono HarsonoAfiliasi tidak diketahui1

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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/sju/index.php/baej/oai, pertama di-harvest 5 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en-US">Faktor-Faktor yang Mempengaruhi Literasi Keuangan Syariah pada Santri dengan Pendidikan Keuangan Keluarga sebagai Variabel Moderasi</dc:title>
	<dc:creator>Rahmawati, Sintaria</dc:creator>
	<dc:creator>Nurkhin, Ahmad</dc:creator>
	<dc:description xml:lang="en-US">The purpose of this study was to determine the effect of financial attitudes, socioeconomic status, gender, and education level on Islamic financial literacy with family finance education as a moderating variable (Empirical Study at As Salafy Al Asror Islamic Boarding School). The population in this study was the students of the As Salafy Islamic Boarding School Al Asror Patemon Gunungpati, Semarang City. The research sample was 213 Santri Pondok Pesantren As Salafy Al Asror which was determined by the sampling technique, namely purposive sampling. The data analysis method used is descriptive analysis, and inferential analysis. The results of the descriptive analysis showed that Islamic financial literacy, financial attitudes, socioeconomic status, and family financial education were in the medium category. The results of this study indicate that financial attitudes have a positive and significant influence on Islamic financial literacy. Socio-economic status and education level do not have a significant influence on Islamic financial literacy. Other results indicate that family financial education significantly moderates the effect of financial attitudes and social status on Islamic financial literacy. Family financial education does not significantly moderate the effect of education level on Islamic financial literacy.</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2022-08-31</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/sju/baej/article/view/62486</dc:identifier>
	<dc:identifier>10.15294/baej.v3i2.62486</dc:identifier>
	<dc:source xml:lang="en-US">Business and Accounting Education Journal; Vol 3 No 2 (2022): Business and Accounting Education Journal; 302 -  313</dc:source>
	<dc:source>2723-4487</dc:source>
	<dc:source>2723-4495</dc:source>
	<dc:source>10.15294/baej.v3i2</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/sju/baej/article/view/62486/23186</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2022 Business and Accounting Education Journal</dc:rights>
</oai_dc:dc>