Melola Discovery

← Melola Discovery

Jurnal

Impact of Inflation, Interest Rates, And Money Supply on Deposit Funds

Economics Development Analysis Journal · Vol. 13 No. 4 (2025)

DOI
10.15294/edaj.v13i4.13910
ISSN
2502-2725, 2252-6560
Terbit
2025-01-21
Penerbit
Universitas Negeri Semarang
Bahasa
eng

Abstrak

Deposits are straightforward investment instruments that offer fixed interest over a specified period, serving as a profitable product for banks. They play a crucial role in supporting banking operations, particularly within the internal scope of the institution. This study aims to examine the causal relationships between deposit interest rates, inflation, and money supply on the total deposits held by banks. A Vector Error Correction Model (VECM) is employed to investigate these relationships in both the short and long term. The analysis reveals that inflation and money supply significantly influence the volume of deposits in the short term. Conversely, deposit interest rates do not exhibit a substantial short-term impact on the total funds deposited. In the long term, all independent variables—deposit interest rates, inflation, and money supply—demonstrate a considerable effect on the amount of deposited funds. These findings provide valuable insights for banks, enabling them to optimize their funding strategies through deposit products while addressing challenges posed by macroeconomic fluctuations

Kata kunci

Jaringan kolaborasi para penulis

40 penulis · 126 tautan kepenulisan bersama · 16 lintas organisasi · menampilkan 40 yang paling banyak terhubung

Arahkan kursor atau ketuk sebuah nama untuk menyorot rekan penulisnya. Klik dua kali untuk membuka halaman penulis.

  • UIN Sunan Ampel Surabaya
  • Badan Pusat Statistik
  • Meteorological, Climatological, And Geophysical Agency
  • Universiti Teknologi MARA
  • Afiliasi tidak diketahui
  • Organisasi berbeda
  • Organisasi sama
  • Afiliasi tidak diketahui
  • Garis lebih tebal = lebih banyak artikel bersama · lingkaran lebih besar = lebih banyak artikel
Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Dian Candra Rini NovitasariUIN Sunan Ampel Surabaya8
Putroue Keumala IntanUIN Sunan Ampel Surabaya5
Achmad Teguh WibowoUIN Sunan Ampel Surabaya4
Wika Dianita UtamiUIN Sunan Ampel Surabaya4
Nurissaidah UlinnuhaUIN Sunan Ampel Surabaya4
Abdulloh HamidUIN Sunan Ampel Surabaya3
Yahya Vigo Tri SaputraUIN Sunan Ampel Surabaya3
Silvia Kartika SariUIN Sunan Ampel Surabaya2
Latifatun Nadya DesinainiUIN Sunan Ampel Surabaya2
Ida PurwantiUIN Sunan Ampel Surabaya2
Muhammad ImronUIN Sunan Ampel Surabaya2
Diah Devi PramestiUIN Sunan Ampel Surabaya2
Mayandah FarmitaUIN Sunan Ampel Surabaya2
Fery FirmansyahAfiliasi tidak diketahui2
Unix Izyah ArfiantiUIN Sunan Ampel Surabaya1
Nanang WidodoAfiliasi tidak diketahui1
Ghina Salsabila FirdausUIN Sunan Ampel Surabaya1
Ahmad Teguh WibowoAfiliasi tidak diketahui1
Husna Nur LailiUIN Sunan Ampel Surabaya1
Aris FananiUIN Sunan Ampel Surabaya1
Luluk WulandariUIN Sunan Ampel Surabaya1
Nanida Jenahara ZaenUIN Sunan Ampel Surabaya1
Ilmiatul MardiyahUIN Sunan Ampel Surabaya1
Dewi SulistiyawatiBadan Pusat Statistik1
Dian YuliatiUIN Sunan Ampel Surabaya1
Suyesti YusiUIN Sunan Ampel Surabaya1
Fajar SetiawanMeteorological, Climatological, And Geophysical Agency1
Firman ArmunantoBadan Pusat Statistik1
Diva Ayu SNMUIN Sunan Ampel Surabaya1
Jauharotul InayahUIN Sunan Ampel Surabaya1
Eka Eliyana SUIN Sunan Ampel Surabaya1
Fadjar SuhaeriBadan Pusat Statistik1
Shukor Sanim Mohd FauziUniversiti Teknologi MARA1
Maunah SetyawatiUIN Sunan Ampel Surabaya1
Jeneiro MaulanaAfiliasi tidak diketahui1
Achmad Fachril Yusuf AbabilUIN Sunan Ampel Surabaya1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/journals/edaj/oai, pertama di-harvest 5 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
<oai_dc:dc xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/  http://www.openarchives.org/OAI/2.0/oai_dc.xsd">
	<dc:title xml:lang="en">Impact of Inflation, Interest Rates, And Money Supply on Deposit Funds</dc:title>
	<dc:creator xml:lang="en">Yayan Luthfi Khoirina</dc:creator>
	<dc:creator xml:lang="en">Yuniar Farida</dc:creator>
	<dc:creator xml:lang="en">Moh. Hafiyusholeh</dc:creator>
	<dc:creator xml:lang="en">Hani Khaulasari</dc:creator>
	<dc:subject xml:lang="en">Deposit</dc:subject>
	<dc:subject xml:lang="en">Deposit Interest Rate</dc:subject>
	<dc:subject xml:lang="en">Inflation</dc:subject>
	<dc:subject xml:lang="en">Money Supply</dc:subject>
	<dc:subject xml:lang="en">Deposit Funds</dc:subject>
	<dc:subject xml:lang="en">Vector Error Correction Model</dc:subject>
	<dc:subject xml:lang="en">VECM</dc:subject>
	<dc:description xml:lang="en">Deposits are straightforward investment instruments that offer fixed interest over a specified period, serving as a profitable product for banks. They play a crucial role in supporting banking operations, particularly within the internal scope of the institution. This study aims to examine the causal relationships between deposit interest rates, inflation, and money supply on the total deposits held by banks. A Vector Error Correction Model (VECM) is employed to investigate these relationships in both the short and long term. The analysis reveals that inflation and money supply significantly influence the volume of deposits in the short term. Conversely, deposit interest rates do not exhibit a substantial short-term impact on the total funds deposited. In the long term, all independent variables—deposit interest rates, inflation, and money supply—demonstrate a considerable effect on the amount of deposited funds. These findings provide valuable insights for banks, enabling them to optimize their funding strategies through deposit products while addressing challenges posed by macroeconomic fluctuations</dc:description>
	<dc:publisher xml:lang="en">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2025-01-21</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/journals/edaj/article/view/13910</dc:identifier>
	<dc:identifier>10.15294/edaj.v13i4.13910</dc:identifier>
	<dc:source xml:lang="en">Economics Development Analysis Journal; Vol. 13 No. 4 (2024): Economics Development Analysis Journal</dc:source>
	<dc:source>2502-2725</dc:source>
	<dc:source>2252-6560</dc:source>
	<dc:source>10.15294/edaj.v13i4</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/journals/edaj/article/view/13910/3347</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2025 Economics Development Analysis Journal</dc:rights>
</oai_dc:dc>