Jurnal
Investment Decision: The Role of Financial Literacy and Financial Technology (Fintech)
Economic Education Analysis Journal
ISSN 2502-356X, 2252-6544
Terbit 2024-10-24
Penerbit Universitas Negeri Semarang
Bahasa eng
Abstrak
The purpose of investing is to make a profit. The millennial generation is a generation that knows a lot about finance and tends to be good at managing their money and can anticipate financial problems in the future. This study aims to see how financial literacy and financial technology affect a person's investment decisions, especially an employee in determining the form of investment. The population used is all employees in the Bekasi area. The data source for this study uses primary data obtained from the results of distributing questionnaires using Google Form. The sampling technique using the Lemeshow formula on the millennial generation in the Bekasi area received 192 questionnaires with Linkert scale measurements. The research conducted by the researcher is to measure the positive influence of several indicators on each variable in it using a statistical test tool with Partial Least Square (PLS) using SmartPLS software. The results of the research conducted show that the financial literacy variable is a factor that significantly influences individual investment decisions, in addition, the financial technology variable also influences individual decisions to invest.
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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/journals/eeaj/oai, pertama di-harvest 5 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc)
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<dc:title xml:lang="en">Investment Decision: The Role of Financial Literacy and Financial Technology (Fintech)</dc:title>
<dc:creator xml:lang="en">Zakiatul Hidayah, Zulfa</dc:creator>
<dc:creator xml:lang="en">Latif, Abdul</dc:creator>
<dc:creator xml:lang="en">Meirani, Nadia</dc:creator>
<dc:subject xml:lang="en">Financial Literacy</dc:subject>
<dc:subject xml:lang="en">Financial Technology</dc:subject>
<dc:subject xml:lang="en">Investment Decision</dc:subject>
<dc:subject xml:lang="en">Millennial Generation</dc:subject>
<dc:description xml:lang="en">The purpose of investing is to make a profit. The millennial generation is a generation that knows a lot about finance and tends to be good at managing their money and can anticipate financial problems in the future. This study aims to see how financial literacy and financial technology affect a person's investment decisions, especially an employee in determining the form of investment. The population used is all employees in the Bekasi area. The data source for this study uses primary data obtained from the results of distributing questionnaires using Google Form. The sampling technique using the Lemeshow formula on the millennial generation in the Bekasi area received 192 questionnaires with Linkert scale measurements. The research conducted by the researcher is to measure the positive influence of several indicators on each variable in it using a statistical test tool with Partial Least Square (PLS) using SmartPLS software. The results of the research conducted show that the financial literacy variable is a factor that significantly influences individual investment decisions, in addition, the financial technology variable also influences individual decisions to invest.</dc:description>
<dc:publisher xml:lang="en">Universitas Negeri Semarang</dc:publisher>
<dc:date>2024-10-24</dc:date>
<dc:type>info:eu-repo/semantics/article</dc:type>
<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
<dc:format>application/pdf</dc:format>
<dc:identifier>https://journal.unnes.ac.id/journals/eeaj/article/view/13413</dc:identifier>
<dc:identifier>10.15294/n09pa454</dc:identifier>
<dc:source xml:lang="en">Economic Education Analysis Journal; Vol. 13 No. 3 (2024): Economic Education Analysis Journal; 245-252</dc:source>
<dc:source>2502-356X</dc:source>
<dc:source>2252-6544</dc:source>
<dc:source>10.15294/t03tdx10</dc:source>
<dc:language>eng</dc:language>
<dc:relation>https://journal.unnes.ac.id/journals/eeaj/article/view/13413/1765</dc:relation>
<dc:rights xml:lang="en">Copyright (c) 2024 Economic Education Analysis Journal</dc:rights>
</oai_dc:dc>
Sitasi dan pengindeksan
Jumlah menurut tiap indeks pada 13 Nov 2026; setiap indeks menghitung sitasi dengan cara berbeda.
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Sitasi artikel ini
APA 7
Zakiatul Hidayah, Z., Latif, A., & Meirani, N. (2024). Investment Decision: The Role of Financial Literacy and Financial Technology (Fintech). Economic Education Analysis Journal, 13(3), 245–252. https://doi.org/10.15294/n09pa454
Salin
IEEE
Z. Zakiatul Hidayah, A. Latif, and N. Meirani, “Investment Decision: The Role of Financial Literacy and Financial Technology (Fintech),” Economic Education Analysis Journal, vol. 13, no. 3, pp. 245–252, 2024, doi: 10.15294/n09pa454.
Salin
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