The Influence of Financial Literacy and Financial Behavior on Financial Well-being Moderated by Family Economic Education

Aliffansyah, Dhani; Sudarno; Sabandi, Muhammad

doi:10.15294/dykkaa86

Jurnal

The Influence of Financial Literacy and Financial Behavior on Financial Well-being Moderated by Family Economic Education

Economic Education Analysis Journal · Vol. 13 No. 3 (2024) · hlm. 253–261

DOI: 10.15294/dykkaa86
ISSN: 2502-356X, 2252-6544
Terbit: 2024-10-24
Penerbit: Universitas Negeri Semarang
Bahasa: eng

Abstrak

This study aims to (1) the effect of financial literacy on financial well-being of UNS students; (2) the effect of financial behavior on financial well-being of UNS students; (3) the effect of family economics education in strengthening financial literacy and financial behavior on financial well-being of UNS students. This research was quantitative research with a population of UNS students. This study used 269 samples by using probably sampling technique. The data collection technique was used a Likert scale of 1-5 points and a dummy variable which was distributed directly via the Google form. Test the validity of the instrument using Confirmatory Factor Analysis (CFA) and test the reliability using Cronbach Alpha. The research hypothesis was tested using Moderated Regression Analysis (MRA) after descriptive statistical tests and analysis prerequisite tests were carried out and processed with SPSS 24 software. This study gave the results that (1) there was a positive and significant effect of financial literacy on the financial well-being of UNS students; (2) there was a positive and significant influence of financial behavior on financial well-being of UNS students; (3) family economic education moderates the relationship between financial literacy and financial behavior on the financial well-being of UNS students.

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Institut Teknologi Sepuluh Nopember
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Tampilkan sebagai tabel

Rekan penulis	Organisasi	Artikel bersama
Dini Octoria	Afiliasi tidak diketahui	2
Titis Rena Siwi Pambudi	Afiliasi tidak diketahui	2
Muhammad Said Karim	Afiliasi tidak diketahui	1
Fadilah Mutia Latifah	Afiliasi tidak diketahui	1
Indah Warih Yanti	Afiliasi tidak diketahui	1
Sudarno Sudarno	Afiliasi tidak diketahui	1
Nugraheni Ramadhona	Afiliasi tidak diketahui	1
Hasna Nur Faramida	Afiliasi tidak diketahui	1
Lukman Hakim	Institut Teknologi Sepuluh Nopember	1
Saringatun Mudrikah	Afiliasi tidak diketahui	1
Mintasih Indriayu	Afiliasi tidak diketahui	1
Andika Yudha Tiyasa	Afiliasi tidak diketahui	1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/journals/eeaj/oai, pertama di-harvest 5 Nov 2026, terakhir terlihat 5 Nov 2026.

Metadata asli (oai_dc)

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	<dc:title xml:lang="en">The Influence of Financial Literacy and Financial Behavior on Financial Well-being Moderated by Family Economic Education</dc:title>
	<dc:creator xml:lang="en">Aliffansyah, Dhani </dc:creator>
	<dc:creator xml:lang="en">Sudarno</dc:creator>
	<dc:creator xml:lang="en">Sabandi, Muhammad </dc:creator>
	<dc:subject xml:lang="en">Family Economics Education</dc:subject>
	<dc:subject xml:lang="en">Financial Behavior</dc:subject>
	<dc:subject xml:lang="en">Financial Literacy</dc:subject>
	<dc:subject xml:lang="en">Financial Well-being</dc:subject>
	<dc:description xml:lang="en">This study aims to (1) the effect of financial literacy on financial well-being of UNS students; (2) the effect of financial behavior on financial well-being of UNS students; (3) the effect of family economics education in strengthening financial literacy and financial behavior on financial well-being of UNS students. This research was quantitative research with a population of UNS students. This study used 269 samples by using probably sampling technique. The data collection technique was used a Likert scale of 1-5 points and a dummy variable which was distributed directly via the Google form. Test the validity of the instrument using Confirmatory Factor Analysis (CFA) and test the reliability using Cronbach Alpha. The research hypothesis was tested using Moderated Regression Analysis (MRA) after descriptive statistical tests and analysis prerequisite tests were carried out and processed with SPSS 24 software. This study gave the results that (1) there was a positive and significant effect of financial literacy on the financial well-being of UNS students; (2) there was a positive and significant influence of financial behavior on financial well-being of UNS students; (3) family economic education moderates the relationship between financial literacy and financial behavior on the financial well-being of UNS students.</dc:description>
	<dc:publisher xml:lang="en">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2024-10-24</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/journals/eeaj/article/view/13942</dc:identifier>
	<dc:identifier>10.15294/dykkaa86</dc:identifier>
	<dc:source xml:lang="en">Economic Education Analysis Journal; Vol. 13 No. 3 (2024): Economic Education Analysis Journal; 253-261</dc:source>
	<dc:source>2502-356X</dc:source>
	<dc:source>2252-6544</dc:source>
	<dc:source>10.15294/t03tdx10</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/journals/eeaj/article/view/13942/1766</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2024 Economic Education Analysis Journal</dc:rights>
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