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The Influence of Financial Literacy and Financial Behavior on Financial Well-being Moderated by Family Economic Education

Economic Education Analysis Journal · Vol. 13 No. 3 (2024) · hlm. 253–261

DOI
10.15294/dykkaa86
ISSN
2502-356X, 2252-6544
Terbit
2024-10-24
Penerbit
Universitas Negeri Semarang
Bahasa
eng

Abstrak

This study aims to (1) the effect of financial literacy on financial well-being of UNS students; (2) the effect of financial behavior on financial well-being of UNS students; (3) the effect of family economics education in strengthening financial literacy and financial behavior on financial well-being of UNS students. This research was quantitative research with a population of UNS students. This study used 269 samples by using probably sampling technique. The data collection technique was used a Likert scale of 1-5 points and a dummy variable which was distributed directly via the Google form. Test the validity of the instrument using Confirmatory Factor Analysis (CFA) and test the reliability using Cronbach Alpha. The research hypothesis was tested using Moderated Regression Analysis (MRA) after descriptive statistical tests and analysis prerequisite tests were carried out and processed with SPSS 24 software. This study gave the results that (1) there was a positive and significant effect of financial literacy on the financial well-being of UNS students; (2) there was a positive and significant influence of financial behavior on financial well-being of UNS students; (3) family economic education moderates the relationship between financial literacy and financial behavior on the financial well-being of UNS students.

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Dini OctoriaSebelas Maret University1
Fadilah Mutia LatifahSebelas Maret University1

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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/journals/eeaj/oai, pertama di-harvest 5 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">The Influence of Financial Literacy and Financial Behavior on Financial Well-being Moderated by Family Economic Education</dc:title>
	<dc:creator xml:lang="en">Aliffansyah, Dhani </dc:creator>
	<dc:creator xml:lang="en">Sudarno</dc:creator>
	<dc:creator xml:lang="en">Sabandi, Muhammad </dc:creator>
	<dc:subject xml:lang="en">Family Economics Education</dc:subject>
	<dc:subject xml:lang="en">Financial Behavior</dc:subject>
	<dc:subject xml:lang="en">Financial Literacy</dc:subject>
	<dc:subject xml:lang="en">Financial Well-being</dc:subject>
	<dc:description xml:lang="en">This study aims to (1) the effect of financial literacy on financial well-being of UNS students; (2) the effect of financial behavior on financial well-being of UNS students; (3) the effect of family economics education in strengthening financial literacy and financial behavior on financial well-being of UNS students. This research was quantitative research with a population of UNS students. This study used 269 samples by using probably sampling technique. The data collection technique was used a Likert scale of 1-5 points and a dummy variable which was distributed directly via the Google form. Test the validity of the instrument using Confirmatory Factor Analysis (CFA) and test the reliability using Cronbach Alpha. The research hypothesis was tested using Moderated Regression Analysis (MRA) after descriptive statistical tests and analysis prerequisite tests were carried out and processed with SPSS 24 software. This study gave the results that (1) there was a positive and significant effect of financial literacy on the financial well-being of UNS students; (2) there was a positive and significant influence of financial behavior on financial well-being of UNS students; (3) family economic education moderates the relationship between financial literacy and financial behavior on the financial well-being of UNS students.</dc:description>
	<dc:publisher xml:lang="en">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2024-10-24</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/journals/eeaj/article/view/13942</dc:identifier>
	<dc:identifier>10.15294/dykkaa86</dc:identifier>
	<dc:source xml:lang="en">Economic Education Analysis Journal; Vol. 13 No. 3 (2024): Economic Education Analysis Journal; 253-261</dc:source>
	<dc:source>2502-356X</dc:source>
	<dc:source>2252-6544</dc:source>
	<dc:source>10.15294/t03tdx10</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/journals/eeaj/article/view/13942/1766</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2024 Economic Education Analysis Journal</dc:rights>
</oai_dc:dc>