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The Influence of Family Finance Socialization and Financial Technology Literacy on Financial Behavior

Economic Education Analysis Journal · Vol. 12 No. 2 (2023) · hlm. 73–82

DOI
10.15294/eeaj.v12i2.70269
ISSN
2502-356X, 2252-6544
Terbit
2023-06-30
Penerbit
Universitas Negeri Semarang
Bahasa
eng

Abstrak

This study aims to determine the effect of financial socialization and financial technology literacy on financial behavior moderated by financial education in students of the Faculty of Teacher Training and Education UNS. This study used a quantitative research type with a population of Faculty of Teacher Training and Education UNS students. The sample was determined as many as 160 samples were taken using a non-sampling technique. The data collection technique uses a five-point Likert scale of 1-5 points distributed via Google Forms. Test the validity of the instrument using Confirmatory Factor Analysis (CFA) and test the reliability using Cronbach Alpha. The hypothesis is tested through Moderated Regression Analysis (MRA) after performing descriptive statistical tests and analysis prerequisite tests. All data was processed using SPSS 25 software. The results of the study proved that there was a significant and positive socialization of family finance and financial technology literacy on the financial behavior of Faculty of Teacher Training and Education UNS students and that financial education could not moderate the socialization of family finance and financial technology literacy on the financial behavior of Faculty of Teacher Training and Education UNS students.

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  • Universitas Halu Oleo
  • State University of Semarang
  • Institut Teknologi Sepuluh Nopember
  • Afiliasi tidak diketahui
  • Organisasi berbeda
  • Organisasi sama
  • Afiliasi tidak diketahui
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Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
SudarnoAfiliasi tidak diketahui2
Dini OctoriaAfiliasi tidak diketahui2
Asriyana AsriyanaUniversitas Halu Oleo1
Hasnia AramiUniversitas Halu Oleo1
Wijanarka WijanarkaAfiliasi tidak diketahui1
Novi A. PratamaAfiliasi tidak diketahui1
Sukadi SukadiAfiliasi tidak diketahui1
Setiyo Daru CahyonoAfiliasi tidak diketahui1
Tomi TristonoAfiliasi tidak diketahui1
Seno AjiAfiliasi tidak diketahui1
Joko TrionoAfiliasi tidak diketahui1
Mochamad SidqonAfiliasi tidak diketahui1
Titis Rena Siwi PambudiAfiliasi tidak diketahui1
Dhani AliffansyahAfiliasi tidak diketahui1
Fadilah Mutia LatifahAfiliasi tidak diketahui1
Indah Warih YantiAfiliasi tidak diketahui1
Yahya Nur IfrizaState University of Semarang1
Hasna Nur FaramidaAfiliasi tidak diketahui1
Lukman HakimInstitut Teknologi Sepuluh Nopember1
Saringatun MudrikahAfiliasi tidak diketahui1
Mintasih IndriayuAfiliasi tidak diketahui1
Andika Yudha TiyasaAfiliasi tidak diketahui1

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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/sju/index.php/eeaj/oai, pertama di-harvest 5 Nov 2026, terakhir terlihat 5 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en-US">The Influence of Family Finance Socialization and Financial Technology Literacy on Financial Behavior</dc:title>
	<dc:creator>Ramadhona, Nugraheni</dc:creator>
	<dc:creator>Sudarno, Sudarno</dc:creator>
	<dc:creator>Sabandi, Muhammad</dc:creator>
	<dc:description xml:lang="en-US">This study aims to determine the effect of financial socialization and financial technology literacy on financial behavior moderated by financial education in students of the Faculty of Teacher Training and Education UNS. This study used a quantitative research type with a population of Faculty of Teacher Training and Education UNS students. The sample was determined as many as 160 samples were taken using a non-sampling technique. The data collection technique uses a five-point Likert scale of 1-5 points distributed via Google Forms. Test the validity of the instrument using Confirmatory Factor Analysis (CFA) and test the reliability using Cronbach Alpha. The hypothesis is tested through Moderated Regression Analysis (MRA) after performing descriptive statistical tests and analysis prerequisite tests. All data was processed using SPSS 25 software. The results of the study proved that there was a significant and positive socialization of family finance and financial technology literacy on the financial behavior of Faculty of Teacher Training and Education UNS students and that financial education could not moderate the socialization of family finance and financial technology literacy on the financial behavior of Faculty of Teacher Training and Education UNS students.</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2023-06-30</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/sju/eeaj/article/view/70269</dc:identifier>
	<dc:identifier>10.15294/eeaj.v12i2.70269</dc:identifier>
	<dc:source xml:lang="en-US">Economic Education Analysis Journal; Vol 12 No 2 (2023): Economic Education Analysis Journal; 73-82</dc:source>
	<dc:source>2502-356X</dc:source>
	<dc:source>2252-6544</dc:source>
	<dc:source>10.15294/eeaj.v12i2</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/sju/eeaj/article/view/70269/24653</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2023 Economic Education Analysis Journal</dc:rights>
</oai_dc:dc>