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Digital Revolution in Land Affairs: Transformation of Land Certificates Through Electronic Mortgage Service

The Indonesian Journal of International Clinical Legal Education · Vol. 6 No. 4 (2025) · hlm. 551–580

DOI
10.15294/iccle.v6i4.18929
ISSN
2721-8368
Terbit
2025-01-01
Penerbit
Universitas Negeri Semarang
Bahasa
eng
Lisensi
creativecommons.org/licenses/by-sa/4.0

Abstrak

This study analyzes the digital transformation of Indonesia’s land administration through the implementation of the Electronic Mortgage (HT-el) system, which replaces conventional mortgage registration with a fully online process. Using a normative legal research method supported by deductive qualitative analysis, this research examines the regulatory, technical, and institutional challenges faced by Land Deed Officials (PPAT) in adapting to the digital environment. Findings reveal that the transition to electronic land certificates encounters multiple obstacles, including insufficient infrastructure, inconsistent data integration, limited digital literacy, and ambiguities in legal accountability between PPAT and other stakeholders. Despite these challenges, the HT-el system enhances transparency, reduces document falsification risks, and accelerates service delivery. However, its long-term success depends on strengthening legal frameworks, improving human resource capacity, ensuring cybersecurity, and fostering public digital inclusion. This study contributes to the discourse on e-governance and legal modernization by highlighting how technological adaptation reshapes legal certainty and administrative justice within Indonesia’s agrarian reform.

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8 penulis · 10 tautan kepenulisan bersama · 6 lintas organisasi

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  • Diponegoro University
  • Bowen University
  • University of Essex
  • University of Portsmouth
  • Organisasi berbeda
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Rekan penulisOrganisasiArtikel bersama
Septhian Eka AdiyatmaDiponegoro University1
Dorcas Adesola ThanniBowen University1
Sekar Arum RahmawatiDiponegoro University1
Gassa HadibrotoUniversity of Essex1
Ristiva Putri DirmaningrumDiponegoro University1
Hasma Alfa Ali AkbarUniversity of Portsmouth1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/journals/iccle/oai, pertama di-harvest 5 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Digital Revolution in Land Affairs: Transformation of Land Certificates Through Electronic Mortgage Service</dc:title>
	<dc:creator xml:lang="en">Clarabella Marella</dc:creator>
	<dc:creator xml:lang="en">Ana Silviana</dc:creator>
	<dc:subject xml:lang="en">HT-el</dc:subject>
	<dc:subject xml:lang="en">Land Registration</dc:subject>
	<dc:subject xml:lang="en">Digital Transformation</dc:subject>
	<dc:subject xml:lang="en">ATR/BPN</dc:subject>
	<dc:subject xml:lang="en">Legal Certainty</dc:subject>
	<dc:subject xml:lang="en">Land Deed Official (PPAT)</dc:subject>
	<dc:description xml:lang="en">This study analyzes the digital transformation of Indonesia’s land administration through the implementation of the Electronic Mortgage (HT-el) system, which replaces conventional mortgage registration with a fully online process. Using a normative legal research method supported by deductive qualitative analysis, this research examines the regulatory, technical, and institutional challenges faced by Land Deed Officials (PPAT) in adapting to the digital environment. Findings reveal that the transition to electronic land certificates encounters multiple obstacles, including insufficient infrastructure, inconsistent data integration, limited digital literacy, and ambiguities in legal accountability between PPAT and other stakeholders. Despite these challenges, the HT-el system enhances transparency, reduces document falsification risks, and accelerates service delivery. However, its long-term success depends on strengthening legal frameworks, improving human resource capacity, ensuring cybersecurity, and fostering public digital inclusion. This study contributes to the discourse on e-governance and legal modernization by highlighting how technological adaptation reshapes legal certainty and administrative justice within Indonesia’s agrarian reform.</dc:description>
	<dc:publisher xml:lang="en">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2025-01-01</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/journals/iccle/article/view/18929</dc:identifier>
	<dc:identifier>10.15294/iccle.v6i4.18929</dc:identifier>
	<dc:source xml:lang="en">The Indonesian Journal of International Clinical Legal Education; Vol. 6 No. 4 (2024): December; 551-580</dc:source>
	<dc:source>2721-8368</dc:source>
	<dc:source>10.15294/iccle.v6i4</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/journals/iccle/article/view/18929/6380</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2024 The Indonesian Journal of International Clinical Legal Education</dc:rights>
	<dc:rights xml:lang="en">https://creativecommons.org/licenses/by-sa/4.0</dc:rights>
</oai_dc:dc>