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Brand Trust versus Satisfaction in Driving Islamic Bank Loyalty: The Moderating Role of Religious Moderation

Jurnal Ilmiah Islam Futura · Vol. 26 No. 1 (2026) · hlm. 190–222

DOI
10.22373/jiif.v261.33793
ISSN
2407-7542, 1412-1190
Terbit
2026-02-27
Penerbit
Universitas Islam Negeri Ar-Raniry
Bahasa
eng
Lisensi
creativecommons.org/licenses/by-nc/4.0

Abstrak

The customer loyalty of Islamic banks in Indonesia is quite high, despite their market share being only 7.72%. It implies that allegiance is not solely based on religious matching. The purpose of this research is to analyze the effect of religious moderation as inclusive religiosity, service quality, social value, and price on customer loyalty mediated by brand trust and satisfaction which are formulated in ten hypotheses. Yes, it fills some gaps: in previous studies, the geographical range has been quite narrow, they have depended on stringent religiosity measures, and few of them provided systematic evidence for their conclusion that Islamic religious college lecturers shape opinion. Employing a quantitative methodology and conducting structural equation modeling analysis on 257 faculty from representative universities in eight provinces, the findings reveal that brand trust is much more than satisfaction, as it constitutes loyalty. More surprisingly, this research found that religious moderation has very little positive effect on brand trust and also a negative impact in relation to satisfaction. Whereas price, service quality, and social value have a positive effect on both mediation variables. These findings reaffirm the distinct power of deep brand trust over any one boilerplate religious strategy or price war.

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23 penulis · 57 tautan kepenulisan bersama · 41 lintas organisasi

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  • Institut Agama Islam Negeri Syaikh Abdurrahman Siddik Bangka Belitung
  • Institut Agama Islam Negeri Kerinci
  • Institut Agama Islam Negeri Kendari
  • Universitas Islam Negeri Sultan Syarif Kasim Riau
  • Mindanao State University
  • Sekolah Tinggi Agama Islam Negeri Sultan Abdurrahman Kepulauan Riau
  • Walisongo State Islamic University
  • Organisasi lain
  • Organisasi berbeda
  • Organisasi sama
  • Afiliasi tidak diketahui
  • Garis lebih tebal = lebih banyak artikel bersama · lingkaran lebih besar = lebih banyak artikel
Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Asrizal SaiinSekolah Tinggi Agama Islam Negeri Sultan Abdurrahman Kepulauan Riau2
Tauratiya TauratiyaInstitut Agama Islam Negeri Syaikh Abdurrahman Siddik Bangka Belitung2
Reno IsmantoInstitut Agama Islam Negeri Syaikh Abdurrahman Siddik Bangka Belitung2
Zufriani ZufrianiInstitut Agama Islam Negeri Kerinci1
Arzam ArzamInstitut Agama Islam Negeri Kerinci1
Jamal MirdadInstitut Agama Islam Negeri Kerinci1
Ahmad IzuddinWalisongo State Islamic University1
AsaÔÇÖari AsaÔÇÖariInstitut Agama Islam Negeri Kerinci1
Wahyudin MaguniInstitut Agama Islam Negeri Kendari1
Muhammad HadiInstitut Agama Islam Negeri Kendari1
Jalaluddin RumInstitut Agama Islam Negeri Kendari1
Firdaus FirdausNational Research and Innovation Agency1
Muchimah MuchimahSyarif Hidayatullah State Islamic University Jakarta1
Supani SupaniUniversitas Islam Negeri Profesor Kiai Haji Saifuddin Zuhri Purwokerto1
Maulana YusufUniversitas Islam Negeri Sulthan Thaha Saifuddin Jambi1
Ali SodiqinSunan Kalijaga State Islamic University Yogyakarta1
Kemas Muhammad GemilangUniversitas Islam Negeri Sultan Syarif Kasim Riau1
Kholidah KholidahUniversitas Islam Negeri Imam Bonjol Padang1
Zulfahmi ZulfahmiUniversitas Islam Negeri Sultan Syarif Kasim Riau1

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Sumber metadata: OAI-PMH (metadata jurnal) https://jurnal.ar-raniry.ac.id/index.php/islamfutura/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc)
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	<dc:title xml:lang="en">Brand Trust versus Satisfaction in Driving Islamic Bank Loyalty: The Moderating Role of Religious Moderation</dc:title>
	<dc:creator xml:lang="en">Cipta, Hendra</dc:creator>
	<dc:creator xml:lang="en">Ulyah, Himmatul</dc:creator>
	<dc:creator xml:lang="en">Destiana, Yolanda</dc:creator>
	<dc:creator xml:lang="en">Radiamoda, Anwar</dc:creator>
	<dc:subject xml:lang="en">Customer Loyalty</dc:subject>
	<dc:subject xml:lang="en">Brand Trust</dc:subject>
	<dc:subject xml:lang="en">Satisfaction</dc:subject>
	<dc:subject xml:lang="en">PLS-SEM</dc:subject>
	<dc:subject xml:lang="en">PTKI Lecturer</dc:subject>
	<dc:description xml:lang="en">The customer loyalty of Islamic banks in Indonesia is quite high, despite their market share being only 7.72%. It implies that allegiance is not solely based on religious matching. The purpose of this research is to analyze the effect of religious moderation as inclusive religiosity, service quality, social value, and price on customer loyalty mediated by brand trust and satisfaction which are formulated in ten hypotheses. Yes, it fills some gaps: in previous studies, the geographical range has been quite narrow, they have depended on stringent religiosity measures, and few of them provided systematic evidence for their conclusion that Islamic religious college lecturers shape opinion. Employing a quantitative methodology and conducting structural equation modeling analysis on 257 faculty from representative universities in eight provinces, the findings reveal that brand trust is much more than satisfaction, as it constitutes loyalty. More surprisingly, this research found that religious moderation has very little positive effect on brand trust and also a negative impact in relation to satisfaction. Whereas price, service quality, and social value have a positive effect on both mediation variables. These findings reaffirm the distinct power of deep brand trust over any one boilerplate religious strategy or price war.</dc:description>
	<dc:publisher xml:lang="en">Universitas Islam Negeri Ar-Raniry</dc:publisher>
	<dc:date>2026-02-27</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://jurnal.ar-raniry.ac.id/index.php/islamfutura/article/view/33793</dc:identifier>
	<dc:identifier>10.22373/jiif.v261.33793</dc:identifier>
	<dc:source xml:lang="en">Jurnal Ilmiah Islam Futura; Vol. 26 No. 1 (2026): Jurnal Ilmiah Islam Futura; 190-222</dc:source>
	<dc:source xml:lang="id">Islam Futura; Vol 26 No 1 (2026): Jurnal Ilmiah Islam Futura; 190-222</dc:source>
	<dc:source>2407-7542</dc:source>
	<dc:source>1412-1190</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/islamfutura/article/view/33793/13222</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2026 Hendra Cipta, Himmatul Ulyah, Yolanda Destiana, Anwar Radiamoda</dc:rights>
	<dc:rights xml:lang="en">https://creativecommons.org/licenses/by-nc/4.0</dc:rights>
</oai_dc:dc>