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The Impact of Good Corporate Governance and Financial Technology Innovation on Indonesian Bank Financial Performance

Jurnal Dinamika Akuntansi · Vol. 16 No. 2 (2024) · hlm. 215–231

DOI
10.15294/jda.v16i2.10599
ISSN
2502-6224, 2085-4277
Terbit
2024-11-08
Penerbit
Universitas Negeri Semarang
Bahasa
eng

Abstrak

Purposes: This study intends to explore the influence of Good Corporate Governance (GCG) and financial technology innovation on the financial performance of the banking sector in Indonesia. The existence of the board of directors and board of commissioners measures GCG. The extent to which the digital services provided by banks to customers will measure financial technology innovation. Methods: This study intends to explore the influence of Good Corporate Governance (GCG) and financial technology innovation on the financial performance of the banking sector in Indonesia. The existence of the board of directors and board of commissioners measures GCG. The extent to which the digital services provided by banks to customers will measure financial technology innovation. Findings: The findings demonstrate that the composition of the independent board of commissioners can play a significant role in the financial performance of Indonesian banks, particularly in terms of Return on Assets (ROA) and Return on Equity (ROE). Financial technology innovation can determine ROE significantly, even in a negative direction. In addition, the size of the bank can determine ROA and ROE significantly and positively. The implications of the study show that the role of GCG mechanisms still has not had a significant impact on the financial performance of banks in Indonesia. Therefore, the role and function of GCG will be optimized for implementation. Likewise, financial technology innovation still cannot play a significant role in the short term. Novelty: The novel aspect of this study is the inclusion of financial technology innovation as a variable, which is crucial for banks to sustain performance during the pandemic and navigate the rapid advancements in financial technology. Banks must deliver quick and accurate services to their customers.

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  • State University of Semarang
  • Diponegoro University
  • State University of Jakarta
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Rekan penulisOrganisasiArtikel bersama
S. MartonoState University of Semarang8
Muhsin MuhsinState University of Semarang5
Indah AnisykurlillahState University of Semarang4
Kusumantoro KusumantoroState University of Semarang4
Indah Fajarini Sri WahyuningrumState University of Semarang3
Satsya Yoga BaswaraState University of Semarang3
Kardoyo KardoyoState University of Semarang3
KardoyoAfiliasi tidak diketahui3
Khasan SetiajiState University of Semarang2
Iwan Hardi SaputroState University of Semarang2
Algifari AlgifariAfiliasi tidak diketahui2
Prabowo Yudo JayantoState University of Semarang2
Tri Jatmiko Wahyu PrabowoDiponegoro University2
KusumantoroState University of Semarang2
WidiyantoState University of Semarang2
Teguh Hardi RaharjoState University of Semarang2
Nurdian SusilowatiState University of Semarang2
Amir MahmudState University of Semarang2
Mendi Sri HartatiState University of Semarang1
Neni UciatiState University of Semarang1
Ria Astuti SafitriState University of Semarang1
Abdul RohmanDiponegoro University1
Bayu Bagas HapsoroState University of Semarang1
KusumantoroState University of Semarang1
Ngabiyanto NgabiyantoState University of Semarang1
Yozi Aulia RahmanState University of Semarang1
Ahmad Syahrul FauziState University of Semarang1
Puji Ayu LestariState University of Semarang1
Dadi HartantoState University of Semarang1
Hamzah Fahreza GymnastiarState University of Semarang1
Raka Rizky AditamaState University of Semarang1
Sri RokhaniAfiliasi tidak diketahui1
Duwi SeptianaState University of Semarang1
Sutikno SutiknoState University of Semarang1
Minkhatul FikriyahState University of Semarang1

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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/journals/jda/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">The Impact of Good Corporate Governance and Financial Technology Innovation on Indonesian Bank Financial Performance</dc:title>
	<dc:creator xml:lang="en">Fachrurrozie</dc:creator>
	<dc:creator xml:lang="en">Nurkhin, Ahmad</dc:creator>
	<dc:creator xml:lang="en">Mukhibad, Hasan</dc:creator>
	<dc:creator xml:lang="en">Rohman, Abdul</dc:creator>
	<dc:creator xml:lang="en">Wolor, Christian Wiradendi</dc:creator>
	<dc:subject xml:lang="en">Bank Financial  Performance</dc:subject>
	<dc:subject xml:lang="en">Bank  Size</dc:subject>
	<dc:subject xml:lang="en">Financial  Technology  Innovation</dc:subject>
	<dc:subject xml:lang="en">Good Corporate Governance</dc:subject>
	<dc:description xml:lang="en">Purposes: This study intends to explore the influence of Good Corporate Governance (GCG) and financial technology innovation on the financial performance of the banking sector in Indonesia. The existence of the board of directors and board of commissioners measures GCG. The extent to which the digital services provided by banks to customers will measure financial technology innovation.
Methods: This study intends to explore the influence of Good Corporate Governance (GCG) and financial technology innovation on the financial performance of the banking sector in Indonesia. The existence of the board of directors and board of commissioners measures GCG. The extent to which the digital services provided by banks to customers will measure financial technology innovation.
Findings: The findings demonstrate that the composition of the independent board of commissioners can play a significant role in the financial performance of Indonesian banks, particularly in terms of Return on Assets (ROA) and Return on Equity (ROE). Financial technology innovation can determine ROE significantly, even in a negative direction. In addition, the size of the bank can determine ROA and ROE significantly and positively. The implications of the study show that the role of GCG mechanisms still has not had a significant impact on the financial performance of banks in Indonesia. Therefore, the role and function of GCG will be optimized for implementation. Likewise, financial technology innovation still cannot play a significant role in the short term.
Novelty: The novel aspect of this study is the inclusion of financial technology innovation as a variable, which is crucial for banks to sustain performance during the pandemic and navigate the rapid advancements in financial technology. Banks must deliver quick and accurate services to their customers.</dc:description>
	<dc:publisher xml:lang="en">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2024-11-08</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/journals/jda/article/view/10599</dc:identifier>
	<dc:identifier>10.15294/jda.v16i2.10599</dc:identifier>
	<dc:source xml:lang="en">Jurnal Dinamika Akuntansi; Vol. 16 No. 2 (2024); 215-231</dc:source>
	<dc:source>2502-6224</dc:source>
	<dc:source>2085-4277</dc:source>
	<dc:source>10.15294/jda.v16i2</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/journals/jda/article/view/10599/2098</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2024 Jurnal Dinamika Akuntansi</dc:rights>
</oai_dc:dc>