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The Impact of Financial Literacy, Emotional Intelligence, and Peer Conformity through Money Attitudes on Consumptive Behavior

Journal of Economic Education · Vol. 11 No. 1 (2023) · hlm. 190–197

DOI
10.15294/jeec.v11i1.68622
ISSN
2301-7341
Terbit
2023-05-12
Penerbit
Universitas Negeri Semarang
Bahasa
eng

Abstrak

This research examines students' consumptive behavior by presenting money attitude as an intervening variable mediated by the relationship between financial literacy and the purpose of emotional intelligence and peer conformity. In addition, ten hypotheses were proposed to ascertain whether the independent variables of financial literacy directly influence each other, emotional intelligence, and peer conformity, through the intervening variable of money attitude on the dependent variable consumptive behavior. The population in the quantitative research was 340 students. A sample of 170 respondents from SMA Negeri in Semarang City was selected using the cluster proportional random sampling method. Data collection using questionnaires, analysis of descriptive statistical data, and path analysis. The results shows: (1) financial literacy does not have a positive and insignificant direct impact on consumptive behavior, (2) a direct effect of emotional intelligence on consumptive behavior in a negative and significant way, (3) a direct impact of peer conformity on consumptive behavior significantly positive and significant, (4) the direct impact of money attitude on consumptive behavior is positive and significant, (5) the direct impact of financial literacy on money attitude is positive and significant, (6) the direct impact of emotional intelligence on money attitude is positive and significant, ( 7) the direct impact of peer conformity on money attitude is positive and significant, (8) the direct impact of financial literacy on consumptive behavior through money attitude is positive and significant, (9) the impact of emotional intelligence on consumptive behavior through money attitude is positive and significant, (10) direct impact peer conformity on consumptive behavior through money attitude in a positive and significant way.

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  • State University of Semarang
  • Universitas Media Nusantara Citra
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  • Organisasi berbeda
  • Organisasi sama
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Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Agus WahyudinAfiliasi tidak diketahui4
Widiyanto WidiyantoAfiliasi tidak diketahui3
Rusdarti RusdartiAfiliasi tidak diketahui3
Amin PujiatiAfiliasi tidak diketahui3
Indah AnisykurlillahAfiliasi tidak diketahui2
Linda AgustinaAfiliasi tidak diketahui2
Joko WidodoAfiliasi tidak diketahui2
Achmad SlametAfiliasi tidak diketahui2
Arief YuliantoUniversitas Media Nusantara Citra2
Sucihatiningsih DWPAfiliasi tidak diketahui2
Zaenuri ZaenuriState University of Semarang1
Fathur RokhmanState University of Semarang1
Arief RohmanAfiliasi tidak diketahui1
Ellianawati EllianawatiState University of Semarang1
Decky AvriliandaState University of Semarang1
Faricha Putri Alif ViaAfiliasi tidak diketahui1
Noviana Bekti LestariAfiliasi tidak diketahui1
Niswatun HasanahAfiliasi tidak diketahui1
Abiprayasa Kawiswara Weko HartoyoAfiliasi tidak diketahui1
Rida AndriyaniAfiliasi tidak diketahui1
Eloking Surya Sekar MahardikaAfiliasi tidak diketahui1
Fani KarinaAfiliasi tidak diketahui1
Ria AniktiaAfiliasi tidak diketahui1
Umi HanifahAfiliasi tidak diketahui1
Lucky Tio MonikaAfiliasi tidak diketahui1
Eko Marliyana MarliyanaAfiliasi tidak diketahui1
Yanuar Dwi PurnomoAfiliasi tidak diketahui1
Ade Dwi SuryaniAfiliasi tidak diketahui1
Atiyah Nima FaradisaAfiliasi tidak diketahui1
Eka Deny PrihastomoAfiliasi tidak diketahui1
Fita Kartika BuanaAfiliasi tidak diketahui1
Ulfi Nihayah FitriyaniAfiliasi tidak diketahui1
Hidayatul KhasanahAfiliasi tidak diketahui1
Milla SeptianaAfiliasi tidak diketahui1
Devi SoniaAfiliasi tidak diketahui1
Vivi Ayuning TyasAfiliasi tidak diketahui1
Siska Puji LestariAfiliasi tidak diketahui1

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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/sju/index.php/jeec/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 6 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en-US">The Impact of Financial Literacy, Emotional Intelligence, and Peer Conformity through Money Attitudes on Consumptive Behavior</dc:title>
	<dc:creator>Khasanah, Atik Mufridatul</dc:creator>
	<dc:creator>Khafid, Muhammad</dc:creator>
	<dc:creator>Santoso, Jarot Tri Bowo</dc:creator>
	<dc:description xml:lang="en-US">This research examines students' consumptive behavior by presenting money attitude as an intervening variable mediated by the relationship between financial literacy and the purpose of emotional intelligence and peer conformity. In addition, ten hypotheses were proposed to ascertain whether the independent variables of financial literacy directly influence each other, emotional intelligence, and peer conformity, through the intervening variable of money attitude on the dependent variable consumptive behavior. The population in the quantitative research was 340 students. A sample of 170 respondents from SMA Negeri in Semarang City was selected using the cluster proportional random sampling method. Data collection using questionnaires, analysis of descriptive statistical data, and path analysis. The results shows: (1) financial literacy does not have a positive and insignificant direct impact on consumptive behavior, (2) a direct effect of emotional intelligence on consumptive behavior in a negative and significant way, (3) a direct impact of peer conformity on consumptive behavior significantly positive and significant, (4) the direct impact of money attitude on consumptive behavior is positive and significant, (5) the direct impact of financial literacy on money attitude is positive and significant, (6) the direct impact of emotional intelligence on money attitude is positive and significant, ( 7) the direct impact of peer conformity on money attitude is positive and significant, (8) the direct impact of financial literacy on consumptive behavior through money attitude is positive and significant, (9) the impact of emotional intelligence on consumptive behavior through money attitude is positive and significant, (10) direct impact peer conformity on consumptive behavior through money attitude in a positive and significant way.</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2023-05-12</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/sju/jeec/article/view/68622</dc:identifier>
	<dc:identifier>10.15294/jeec.v11i1.68622</dc:identifier>
	<dc:source xml:lang="en-US">Journal of Economic Education; Vol 11 No 1 (2022): June 2022; 190-197</dc:source>
	<dc:source>2301-7341</dc:source>
	<dc:source>10.15294/jeec.v11i1</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/sju/jeec/article/view/68622/24249</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2023 Journal of Economic Education</dc:rights>
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