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Illegal Online Loans in Indonesia: Between the Law Enforcement and Protection of Victim

Lex Scientia Law Review · Vol. 7 No. 1 (2023) · hlm. 119–178

DOI
10.15294/lesrev.v7i1.67558
ISSN
2598-9685, 2598-9677
Terbit
2023-05-30
Penerbit
Universitas Negeri Semarang
Bahasa
eng
Lisensi
creativecommons.org/licenses/by-nc-sa/4.0

Abstrak

The phenomenon of online loans in Indonesia is becoming increasingly prevalent, accompanied by the proliferation of online loan provider services. However, this growth has also led to numerous instances of fraudulent practices within the online lending sector. This study aims to analyze the effectiveness of law enforcement and victim protection in cases of illegal online lending in Indonesia by comparing relevant laws and regulations. The findings of this study reveal that illegal online loans have severe consequences, resulting in victims suffering from material loss, psychological distress, physical harm, and social ramifications. Unfortunately, the current state of law enforcement falls short of delivering justice to the victims, as evidenced by the leniency of sentences imposed on offenders.

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40 penulis · 89 tautan kepenulisan bersama · 58 lintas organisasi

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  • Jenderal Soedirman University
  • Hasanuddin University
  • State University of Semarang
  • Universitas Pamulang
  • Sekolah Tinggi Ilmu Hukum Sumpah Pemuda
  • Lampung University
  • Sekolah Tinggi Ilmu Hukum Manokwari
  • Organisasi lain
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  • Organisasi berbeda
  • Organisasi sama
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Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Rani HendrianaJenderal Soedirman University5
Khudzaifah DimyatiMuhammadiyah University of Surakarta1
Farida PatittingiHasanuddin University1
Andi Pangerang MoentaHasanuddin University1
Achmad RuslanHasanuddin University1
Achmad Irwan HamzaniUniversitas Pancasakti Tegal1
Loso LosoUniversitas Pekalongan1
Firman Freaddy BusrohSekolah Tinggi Ilmu Hukum Sumpah Pemuda1
Fatria KhairoSekolah Tinggi Ilmu Hukum Sumpah Pemuda1
Aprila NiravitaState University of Semarang1
Suhadi SuhadiState University of Semarang1
Aldehita Purnasanti MaulidaState University of Semarang1
Abu Bakar MunirUniversity of Malaya1
Muhamad IqbalUniversitas Pamulang1
Iin IndrianiUniversitas Pamulang1
SusantoUniversitas Pamulang1
Setya WahyudiJenderal Soedirman University1
Dwiki OktobrianJenderal Soedirman University1
Amad SudiroTarumanagara University1
Hamja HamjaUniversitas Wiralodra1
Dey RavenaBandung Islamic University1
Maya ShafiraLampung University1
Erna DewiLampung University1
Hariyanto HariyantoUniversitas Islam Negeri Profesor Kiai Haji Saifuddin Zuhri Purwokerto1
Riris ArdhanariswariJenderal Soedirman University1
Abdul Aziz NasihuddinJenderal Soedirman University1
Muhammad FauzanJenderal Soedirman University1
Imam AsmarudinJenderal Soedirman University1
RosmanilaAfiliasi tidak diketahui1
Zico Junius FernandoUniversity of Bengkulu1
Achmad CholidinUniversitas Muhammadiyah Jakarta1
Laily RatnaUniversitas Prof. Dr. Hazairin SH.1
Budiyono BudiyonoJenderal Soedirman University1
Kuat Puji PrayitnoJenderal Soedirman University1
Bambang PrayitnoJenderal Soedirman University1
Mohd Shafiee Bin HamzahSultan Zainal Abidin University1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/sju/index.php/lslr/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 6 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en-US">Illegal Online Loans in Indonesia: Between the Law Enforcement and Protection of Victim</dc:title>
	<dc:creator>Angkasa, Angkasa</dc:creator>
	<dc:creator>Wamafma, Filep</dc:creator>
	<dc:creator>Juanda, Ogiandhafiz</dc:creator>
	<dc:creator>Nunna, Bhanu Prakash</dc:creator>
	<dc:description xml:lang="en-US">The phenomenon of online loans in Indonesia is becoming increasingly prevalent, accompanied by the proliferation of online loan provider services. However, this growth has also led to numerous instances of fraudulent practices within the online lending sector. This study aims to analyze the effectiveness of law enforcement and victim protection in cases of illegal online lending in Indonesia by comparing relevant laws and regulations. The findings of this study reveal that illegal online loans have severe consequences, resulting in victims suffering from material loss, psychological distress, physical harm, and social ramifications. Unfortunately, the current state of law enforcement falls short of delivering justice to the victims, as evidenced by the leniency of sentences imposed on offenders.</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2023-05-30</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/sju/lslr/article/view/67558</dc:identifier>
	<dc:identifier>10.15294/lesrev.v7i1.67558</dc:identifier>
	<dc:source xml:lang="en-US">Lex Scientia Law Review; Vol 7 No 1 (2023): Law, Justice, and Development: Theories and Practices in Indonesia and Global Context; 119-178</dc:source>
	<dc:source>2598-9685</dc:source>
	<dc:source>2598-9677</dc:source>
	<dc:source>10.15294/lesrev.v7i1</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/sju/lslr/article/view/67558/24424</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2023 Angkasa Angkasa, Filep Wamafma, Ogiandhafiz Juanda, Bhanu Prakash Nunna</dc:rights>
	<dc:rights xml:lang="en-US">http://creativecommons.org/licenses/by-nc-sa/4.0</dc:rights>
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