Melola Discovery

← Melola Discovery

Jurnal

Optimization of Logistic Regression Algorithm Using Grey Wolf Optimizer for Credit Card Fraud Detection

Scientific Journal of Informatics · Vol. 12 No. 4 (2025) · hlm. 673–684

DOI
10.15294/sji.v12i4.26807
ISSN
2407-7658, 2460-0040
Terbit
2025-12-31
Penerbit
Universitas Negeri Semarang
Bahasa
eng

Abstrak

Purpose: The advancement of digital technology has significantly changed the financial transaction system, but has also led to an increase in cybercrime, especially credit card fraud. This crime poses a significant financial threat, with reported losses reaching hundreds of millions of dollars annually. This study aims to improve the effectiveness of fraud detection using the Logistic Regression (LR) algorithm, which although widely used in binary classification, is still vulnerable to challenges with imbalanced data. The goal is to optimize LR using the Grey Wolf Optimizer (GWO) to improve accuracy and reliability. Methods: This research implements a Logistic Regression (LR) model whose hyperparameters are optimized using Grey Wolf Optimizer (GWO) algorithm. The model was trained and tested on a public Kaggle dataset containing 284,807 credit card transactions. Data preprocessing includes handling outliers using Interquartile Range (IQR) method and handling class imbalance using KMeansSMOTE. Evaluation metrics include accuracy, precision, recall, f1-score, and specificity based on confusion matrix. Result: The baseline LR model achieved 99.92% accuracy, 75.18% precision, 74.73% recall, 75.45% F1-score, and 99.96% specificity. After GWO optimization, the model improved to 99.94% accuracy, 85.96% precision, 83.08% recall, 84.01% F1-score, and 99.97% specificity, showing a significant performance boost. This represents a notable improvement in key metrics for fraud detection, with an increase of 14.3% in precision, 11.2% in recall, and 11.3% in the F1-score, demonstrating a more robust model. Novelty: This study proposed the application of the Grey Wolf Optimizer (GWO) for hyperparameter tuning of a Logistic Regression model in the context of fraud detection. Unlike conventional optimization techniques that can be computationally expensive, our GWO-based approach offers an efficient and effective method for discovering optimal model settings. The optimized model not only outperforms the baseline LR but also presents a scalable and powerful solution for financial institutions to improve the accuracy of their fraud detection systems.

Kata kunci

Jaringan kolaborasi para penulis

21 penulis · 74 tautan kepenulisan bersama

Arahkan kursor atau ketuk sebuah nama untuk menyorot rekan penulisnya. Klik dua kali untuk membuka halaman penulis.

  • State University of Semarang
  • Afiliasi tidak diketahui
  • Organisasi berbeda
  • Organisasi sama
  • Afiliasi tidak diketahui
  • Garis lebih tebal = lebih banyak artikel bersama · lingkaran lebih besar = lebih banyak artikel
Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Bambang Eko SusiloState University of Semarang2
Trida Ridho FarizState University of Semarang2
Sri SukaesihState University of Semarang2
Aditya MariantiState University of Semarang2
Siti WahyuniState University of Semarang2
Virgania SariState University of Semarang2
Ahmad Bagas Aditya IlhamAfiliasi tidak diketahui1
Reiki Aziz Yoga UtamaState University of Semarang1
Nuni WidiartiState University of Semarang1
Nafa FajriatiState University of Semarang1
Rizka Nur PratamaState University of Semarang1
Faith Miftah MaulanaState University of Semarang1
Nuni WidiartiState University of Semarang1
Karista Gadis SetiyandaState University of Semarang1
Much Aziz MuslimState University of Semarang1
Jumanto UnjungAfiliasi tidak diketahui1
Maylinna Rahayu NingsihState University of Semarang1
Yopi Julia NurriskiState University of Semarang1
Fathimah Az Zahra SanjaniState University of Semarang1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/journals/sji/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc)
<oai_dc:dc xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/  http://www.openarchives.org/OAI/2.0/oai_dc.xsd">
	<dc:title xml:lang="en">Optimization of Logistic Regression Algorithm Using Grey Wolf Optimizer for Credit Card Fraud Detection</dc:title>
	<dc:creator xml:lang="en">Puspita, Wiyanda</dc:creator>
	<dc:creator xml:lang="en">Hakim, M. Faris Al</dc:creator>
	<dc:subject xml:lang="en">Fraud detection</dc:subject>
	<dc:subject xml:lang="en">Grey wolf optimizer</dc:subject>
	<dc:subject xml:lang="en">Logistic regression</dc:subject>
	<dc:subject xml:lang="en">Optimization</dc:subject>
	<dc:description xml:lang="en">Purpose: The advancement of digital technology has significantly changed the financial transaction system, but has also led to an increase in cybercrime, especially credit card fraud. This crime poses a significant financial threat, with reported losses reaching hundreds of millions of dollars annually. This study aims to improve the effectiveness of fraud detection using the Logistic Regression (LR) algorithm, which although widely used in binary classification, is still vulnerable to challenges with imbalanced data. The goal is to optimize LR using the Grey Wolf Optimizer (GWO) to improve accuracy and reliability.
Methods: This research implements a Logistic Regression (LR) model whose hyperparameters are optimized using Grey Wolf Optimizer (GWO) algorithm. The model was trained and tested on a public Kaggle dataset containing 284,807 credit card transactions. Data preprocessing includes handling outliers using Interquartile Range (IQR) method and handling class imbalance using KMeansSMOTE. Evaluation metrics include accuracy, precision, recall, f1-score, and specificity based on confusion matrix. 
Result: The baseline LR model achieved 99.92% accuracy, 75.18% precision, 74.73% recall, 75.45% F1-score, and 99.96% specificity. After GWO optimization, the model improved to 99.94% accuracy, 85.96% precision, 83.08% recall, 84.01% F1-score, and 99.97% specificity, showing a significant performance boost. This represents a notable improvement in key metrics for fraud detection, with an increase of 14.3% in precision, 11.2% in recall, and 11.3% in the F1-score, demonstrating a more robust model.
Novelty: This study proposed the application of the Grey Wolf Optimizer (GWO) for hyperparameter tuning of a Logistic Regression model in the context of fraud detection. Unlike conventional optimization techniques that can be computationally expensive, our GWO-based approach offers an efficient and effective method for discovering optimal model settings. The optimized model not only outperforms the baseline LR but also presents a scalable and powerful solution for financial institutions to improve the accuracy of their fraud detection systems.</dc:description>
	<dc:publisher xml:lang="en">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2025-12-31</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/journals/sji/article/view/26807</dc:identifier>
	<dc:identifier>10.15294/sji.v12i4.26807</dc:identifier>
	<dc:source xml:lang="en">Scientific Journal of Informatics; Vol. 12 No. 4: Special Issue; 673-684</dc:source>
	<dc:source>2407-7658</dc:source>
	<dc:source>2460-0040</dc:source>
	<dc:source>10.15294/sji.v12i4</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/journals/sji/article/view/26807/7966</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2025 Scientific Journal of Informatics</dc:rights>
</oai_dc:dc>