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Integration of Blockchain-Based Smart Contracts as a Solution for Automation and Sharia Compliance in Islamic Banking Products

Law Research Review Quarterly · Vol. 11 No. 1 (2025)

DOI
10.15294/llrq.v11i1.22661
ISSN
2716-3415
Terbit
2025-07-25
Penerbit
Universitas Negeri Semarang
Bahasa
eng

Abstrak

The integration of blockchain-based smart contracts technology has emerged as an innovative solution in banking. The utilization of blockchain technology and smart contracts offers great potential in improving operational efficiency and compliance with Shariah principles in Islamic banking products. Overall, blockchain-based smart contracts have the potential to overhaul the traditional way of providing Islamic banking services, by providing more efficient, transparent, and inclusive solutions. This research emphasizes the need for technological readiness and supportive policies for the successful implementation of this technology in the Islamic banking sector. This article discusses the potential use of smart contracts in strengthening automation and sharia compliance in Islamic banking products, focusing on the role smart contracts can play in increasing Islamic financial inclusion and expanding access to Islamic banking services and how prepared Islamic financial institutions are to adopt blockchain technology and smart contracts. That way, the utilization of blockchain-based smart contracts integration can be seen as better to bring significant changes in the Islamic banking sector, both in terms of increasing efficiency and in strengthening sharia principles which are the main foundation of the Islamic financial system.

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  • State University of Semarang
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Rekan penulisOrganisasiArtikel bersama
Ratih DamayantiState University of Semarang2
Hani Fasatun Hasanah HasanahState University of Semarang1
Odesduto SimamoraState University of Semarang1
Tahta PerjalananState University of Semarang1
Rahma AliaState University of Semarang1
Fara Diva Arrum Clarisa PutriAfiliasi tidak diketahui1

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Sumber metadata: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/journals/snh/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Integration of Blockchain-Based Smart Contracts as a Solution for Automation and Sharia Compliance in Islamic Banking Products</dc:title>
	<dc:creator xml:lang="en">Cahyani, Adinda Intan</dc:creator>
	<dc:creator xml:lang="en">Baidhowi</dc:creator>
	<dc:subject xml:lang="en">Blockchain </dc:subject>
	<dc:subject xml:lang="en">smart contracts</dc:subject>
	<dc:subject xml:lang="en">Islamic banking</dc:subject>
	<dc:subject xml:lang="en">Shariah compliance</dc:subject>
	<dc:description xml:lang="en">The integration of blockchain-based smart contracts technology has emerged as an innovative solution in banking. The utilization of blockchain technology and smart contracts offers great potential in improving operational efficiency and compliance with Shariah principles in Islamic banking products. Overall, blockchain-based smart contracts have the potential to overhaul the traditional way of providing Islamic banking services, by providing more efficient, transparent, and inclusive solutions. This research emphasizes the need for technological readiness and supportive policies for the successful implementation of this technology in the Islamic banking sector. This article discusses the potential use of smart contracts in strengthening automation and sharia compliance in Islamic banking products, focusing on the role smart contracts can play in increasing Islamic financial inclusion and expanding access to Islamic banking services and how prepared Islamic financial institutions are to adopt blockchain technology and smart contracts. That way, the utilization of blockchain-based smart contracts integration can be seen as better to bring significant changes in the Islamic banking sector, both in terms of increasing efficiency and in strengthening sharia principles which are the main foundation of the Islamic financial system.</dc:description>
	<dc:publisher xml:lang="en">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2025-07-25</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/journals/snh/article/view/22661</dc:identifier>
	<dc:identifier>10.15294/llrq.v11i1.22661</dc:identifier>
	<dc:source xml:lang="en">Law Research Review Quarterly; Vol. 11 No. 1 (2025): Justice, Crime, and Law Enforcement in Various Contexts</dc:source>
	<dc:source>2716-3415</dc:source>
	<dc:source>10.15294/llrq.v11i1</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/journals/snh/article/view/22661/5166</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2025 Law Research Review Quarterly</dc:rights>
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