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Pengaruh Jumlah Kredit dan Suku Bunga Terhadap Pendapatan Usaha Mikro di BRI Unit Kabila

Jurnal Perspektif Pembiayaan dan Pembangunan Daerah · Vol. 1 No. 3 (2014)

DOI
10.22437/ppd.v1i3.1546
ISSN
2355-8520, 2338-4603
Terbit
2014-03-18
Penerbit
Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi
Bahasa
en
Lisensi
creativecommons.org/licenses/by/4.0

Abstrak

This study aims to determine the development of the customer (Micro KUR and significant effect between credit amount and the interest rate on the income customers at BRI Unit Micro Kabila. Kind of research used in this study is a survey method. Data used are primary data interviews with customer respondents micro and secondary data from the BRI unit Kabila, the sampling method used was purposive sample, data collection techniques are methods of documentation and interviews. Data analysis technique used is multiple regression analysis and usingdescriptive statistics. Results from this research showed revenue that micro (Y) 63,7% total affected by credit (X1) and interest rate, while the remaining 36,3 %affected by other factors. R value of 0,798 means that income by the number of loans and interest ratest have a very strong positive relationship. T-test showed that the significant amount of credit, because the value is significantly smaller than the value 0,05 (0,000), while the interest rate effect is not real, because the value is significantly smaller than the value of 0,05 (0,874). For the development of the number of credits and the number of clients small loans (KUR) have increased and decreased each year. Keywords: Economic, credit, interest rates, UKM, income

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  • State University of Gorontalo
  • Hasanuddin University
  • Afiliasi tidak diketahui
  • Organisasi berbeda
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Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Echan AdamState University of Gorontalo2
Amelia MurtisariState University of Gorontalo2
Yuliana BakariState University of Gorontalo2
Sri Fatmawati IsiniState University of Gorontalo1
Ramlan MustafaState University of Gorontalo1
Novaldy I. NadiState University of Gorontalo1
Chusnul Islamiyati JusufState University of Gorontalo1
Merlin MohaState University of Gorontalo1
St. Aisyah RState University of Gorontalo1
Afriyanto SalehState University of Gorontalo1
Mohammad Zubair HippyState University of Gorontalo1
Rayan SahariState University of Gorontalo1
Andi Nixia TenriawaruHasanuddin University1
Yunus MusaHasanuddin University1
Rahim DarmaHasanuddin University1
N M ViantikaState University of Gorontalo1
Ria IndrianiAfiliasi tidak diketahui1
Yuliana BakariAfiliasi tidak diketahui1
Nur Rahmi SuudAfiliasi tidak diketahui1
Nur Rahmi SuudAfiliasi tidak diketahui1
Ilin AbuyaState University of Gorontalo1
Aguswanto AguswantoState University of Gorontalo1
Irawati AbdulState University of Gorontalo1
Mohammad Ikbal BahuwaState University of Gorontalo1
Zainudin AntuliState University of Gorontalo1
Yuriko BoekoesoeState University of Gorontalo1
Ratna MohuneState University of Gorontalo1
Yanti SalehState University of Gorontalo1
Rifni MobiState University of Gorontalo1
Muhammad MuhtarState University of Gorontalo1
Sri Yusnani MokodompitAfiliasi tidak diketahui1
Syarwani CanonState University of Gorontalo1
Fanny DaudState University of Gorontalo1
Heldy Vanni AlamState University of Gorontalo1
Mohamad Hamdi H. PayuyuState University of Gorontalo1
Muh. Amir ArchamState University of Gorontalo1
Sri Astuti ManoppoState University of Gorontalo1

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Sumber metadata: OAI-PMH (metadata jurnal) https://online-journal.unja.ac.id/index.php/JES/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Pengaruh Jumlah Kredit dan Suku Bunga Terhadap Pendapatan Usaha Mikro di BRI Unit Kabila</dc:title>
	<dc:creator xml:lang="en">Halid, Amir</dc:creator>
	<dc:creator xml:lang="en">Indriani, Ria</dc:creator>
	<dc:creator xml:lang="en">Suleman, Delvi</dc:creator>
	<dc:description xml:lang="en">This study aims to determine the development of the customer (Micro KUR and significant effect between credit amount and the interest rate on the income customers at BRI Unit Micro Kabila. Kind of research used in this study is a survey method. Data used are primary data interviews with customer respondents micro and secondary data from the BRI unit Kabila, the sampling method used was purposive sample, data collection techniques are methods of documentation and interviews. Data analysis technique used is multiple regression analysis and usingdescriptive statistics. Results from this research showed revenue that micro (Y) 63,7% total affected by credit (X1) and interest rate, while the remaining 36,3 %affected by other factors. R value of 0,798 means that income by the number of loans and interest ratest have a very strong positive relationship. T-test showed that the significant amount of credit, because the value is significantly smaller than the value 0,05 (0,000), while the interest rate effect is not real, because the value is significantly smaller than the value of 0,05 (0,874). For the development of the number of credits and the number of clients small loans (KUR) have increased and decreased each year.  Keywords: Economic, credit, interest rates, UKM, income</dc:description>
	<dc:publisher xml:lang="en">Program Magister Ilmu Ekonomi  Pascasarjana Universitas Jambi</dc:publisher>
	<dc:date>2014-03-18</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://online-journal.unja.ac.id/JES/article/view/1546</dc:identifier>
	<dc:identifier>10.22437/ppd.v1i3.1546</dc:identifier>
	<dc:source xml:lang="en">Jurnal Perspektif Pembiayaan dan Pembangunan Daerah; Vol. 1 No. 3 (2014): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah; 137</dc:source>
	<dc:source>2355-8520</dc:source>
	<dc:source>2338-4603</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://online-journal.unja.ac.id/JES/article/view/1546/6369</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2014 Amir Halid, Ria Indriani, Delvi Suleman</dc:rights>
	<dc:rights xml:lang="en">https://creativecommons.org/licenses/by/4.0</dc:rights>
</oai_dc:dc>