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Contribution of conventional bank lending for agricultural sector in Indonesia

Jurnal Perspektif Pembiayaan dan Pembangunan Daerah · Vol. 9 No. 4 (2021) · hlm. 331–342

DOI
10.22437/ppd.v9i4.13095
ISSN
2355-8520, 2338-4603
Terbit
2021-10-31
Penerbit
Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi
Bahasa
en
Lisensi
creativecommons.org/licenses/by/4.0

Abstrak

This study examines the determinant contribution of conventional bank lending for the agricultural sector in Indonesia. The analysis method used in this research is the Vector Correction Model (VECM). The results showed that in the short term, there was no significant effect of the Non-Performing Loan (LogNPL), GDP of Agricultural Sector (LogPDB), and Agricultural Sector Credit Interest Rates (SBK). However, there is an effect of the LogNPL and LogPDB on the conventional bank lending for the agricultural sector in the long term. The LogNPL has a significant positive effect on the contribution of conventional bank lending to the agricultural sector. While the LogPDB has a significant negative effect on the contribution of conventional bank lending for the agricultural sector. The Impulse Response Function (IRF) analysis results show that shocks to the LogNPL respond negatively in the long run, shocks to the LogPDB respond positively in the long run, and shocks to the SBK respond negatively in the long run by conventional bank lending for the agricultural sector. Through the analysis of FEVD (Forecast Error Variance Decomposition), it is known that the biggest contribution to conventional bank lending for the agricultural sector is agricultural credit and GDP.

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  • Universitas Negeri Padang
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Isra YeniUniversitas Negeri Padang3
Dwi Rani Puspa ArthaAfiliasi tidak diketahui2
Urmatul Uska AkbarUniversitas Negeri Padang2
Yollit Permata SariUniversitas Negeri Padang2
Idris IdrisUniversitas Negeri Padang1
Dewi Zaini PutriUniversitas Negeri Padang1
Joan MarthaUniversitas Negeri Padang1
Dewi PebriyaniUniversitas Negeri Padang1

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Sumber metadata: OAI-PMH (metadata jurnal) https://online-journal.unja.ac.id/index.php/JES/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Contribution of conventional bank lending for agricultural sector in Indonesia</dc:title>
	<dc:creator xml:lang="en">Putra, Hari Setia</dc:creator>
	<dc:creator xml:lang="en">Putri, Yunnise</dc:creator>
	<dc:creator xml:lang="en">Anis, Ali</dc:creator>
	<dc:creator xml:lang="en">Azhar, Zul</dc:creator>
	<dc:subject xml:lang="en">Agriculture lending</dc:subject>
	<dc:subject xml:lang="en">Credit interest rate</dc:subject>
	<dc:subject xml:lang="en">Non-performing loan</dc:subject>
	<dc:description xml:lang="en">This study examines the determinant contribution of conventional bank lending for the agricultural sector in Indonesia. The analysis method used in this research is the Vector Correction Model (VECM). The results showed that in the short term, there was no significant effect of the Non-Performing Loan (LogNPL), GDP of Agricultural Sector (LogPDB), and Agricultural Sector Credit Interest Rates (SBK). However, there is an effect of the LogNPL and LogPDB on the conventional bank lending for the agricultural sector in the long term. The LogNPL has a significant positive effect on the contribution of conventional bank lending to the agricultural sector. While the LogPDB has a significant negative effect on the contribution of conventional bank lending for the agricultural sector. The Impulse Response Function (IRF) analysis results show that shocks to the LogNPL respond negatively in the long run, shocks to the LogPDB respond positively in the long run, and shocks to the SBK respond negatively in the long run by conventional bank lending for the agricultural sector. Through the analysis of FEVD (Forecast Error Variance Decomposition), it is known that the biggest contribution to conventional bank lending for the agricultural sector is agricultural credit and GDP.</dc:description>
	<dc:publisher xml:lang="en">Program Magister Ilmu Ekonomi  Pascasarjana Universitas Jambi</dc:publisher>
	<dc:date>2021-10-31</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://online-journal.unja.ac.id/JES/article/view/13095</dc:identifier>
	<dc:identifier>10.22437/ppd.v9i4.13095</dc:identifier>
	<dc:source xml:lang="en">Jurnal Perspektif Pembiayaan dan Pembangunan Daerah; Vol. 9 No. 4 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah; 331 - 342</dc:source>
	<dc:source>2355-8520</dc:source>
	<dc:source>2338-4603</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://online-journal.unja.ac.id/JES/article/view/13095/12390</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2021 Hari Setia Putra, Yunnise Putri, Ali Anis, Zul Azhar</dc:rights>
	<dc:rights xml:lang="en">https://creativecommons.org/licenses/by/4.0</dc:rights>
</oai_dc:dc>