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Aplikasi Money Manager sebagai Technology-Enhanced Learning Tool dalam Pembelajaran Ekonomi Digital: Studi Kasus Perubahan Perilaku Kedisiplinan Keuangan Mahasiswa

Journal of Economic Education · Vol. 4 No. 2 (2025) · hlm. 148–157

DOI
10.22437/jeec.v4i2.52215
ISSN
2964-559X
Terbit
2025-12-31
Penerbit
Fakultas Keguruan dan Ilmu Pendidikan Universitas Jambi
Bahasa
en

Abstrak

This qualitative case study research aims to analyze the mechanism and effectiveness of the Money Manager Application as a Technology-Enhanced Learning Tool (T-E Learning Tool) in fostering Financial Discipline among 6 students of the Economics Education Study Program at Jambi University, emphasizing its relevance within Digital-Based Economics Learning. The research procedure involved three phases: Pre Intervention, 14-day Intervention, and Post Intervention. Data were collected primarily through in-depth interviews and observational documentation, and subsequently analyzed using Descriptive Content Analysis to identify narrative findings. The results indicate that the Money Manager Application effectively overcame student behavioral barriers (such as laziness and inconvenience) and served as a practical learning tool that facilitated the comprehension of financial management concepts. The key finding resides in the mechanism of Instant Visual Feedback provided by the application; this feature triggered self-evaluation and accountability, thus significantly improving students' control and allocation of financial resources. It is concluded that this digital application is a powerful catalyst in achieving the goals of Digital-Based Economics Learning concerning Financial Discipline formation. Formal integration of similar digital tools into the curriculum is recommended, along with necessary technical improvements and minimization of disruptions (advertisements) to maximize its pedagogical potential.

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  • Universitas Jambi
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Rekan penulisOrganisasiArtikel bersama
Ririn ZarastriUniversitas Jambi1
Chairunnisa ChairunnisaUniversitas Jambi1
Deliana ArdhaniUniversitas Jambi1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://online-journal.unja.ac.id/index.php/JEec/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Aplikasi Money Manager sebagai Technology-Enhanced Learning Tool dalam Pembelajaran Ekonomi Digital: Studi Kasus Perubahan Perilaku Kedisiplinan Keuangan Mahasiswa</dc:title>
	<dc:creator xml:lang="en">Wahyuni, Sri</dc:creator>
	<dc:creator xml:lang="en">Ulfah, Fadilla</dc:creator>
	<dc:creator xml:lang="en">Siregar, Dwi Rayana</dc:creator>
	<dc:creator xml:lang="en">Supriadi, Sudawan</dc:creator>
	<dc:creator xml:lang="en">Sri Susanti, Roza</dc:creator>
	<dc:subject xml:lang="en">Financial Discipline</dc:subject>
	<dc:subject xml:lang="en">Digital-Based Economics Learning</dc:subject>
	<dc:subject xml:lang="en">Qualitative Case Study</dc:subject>
	<dc:subject xml:lang="en">Technology-Enhanced Learning Tool</dc:subject>
	<dc:subject xml:lang="en">Money Manager Application</dc:subject>
	<dc:description xml:lang="en">This qualitative case study research aims to analyze the mechanism and effectiveness of the Money Manager Application as a Technology-Enhanced Learning Tool (T-E Learning Tool) in fostering Financial Discipline among 6 students of the Economics Education Study Program at Jambi University, emphasizing its relevance within Digital-Based Economics Learning. The research procedure involved three phases: Pre Intervention, 14-day Intervention, and Post Intervention. Data were collected primarily through in-depth interviews and observational documentation, and subsequently analyzed using Descriptive Content Analysis to identify narrative findings. The results indicate that the Money Manager Application effectively overcame student behavioral barriers (such as laziness and inconvenience) and served as a practical learning tool that facilitated the comprehension of financial management concepts. The key finding resides in the mechanism of Instant Visual Feedback provided by the application; this feature triggered self-evaluation and accountability, thus significantly improving students' control and allocation of financial resources. It is concluded that this digital application is a powerful catalyst in achieving the goals of Digital-Based Economics Learning concerning Financial Discipline formation. Formal integration of similar digital tools into the curriculum is recommended, along with necessary technical improvements and minimization of disruptions (advertisements) to maximize its pedagogical potential.</dc:description>
	<dc:publisher xml:lang="en">Fakultas Keguruan dan Ilmu Pendidikan Universitas Jambi</dc:publisher>
	<dc:date>2025-12-31</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://online-journal.unja.ac.id/JEec/article/view/52215</dc:identifier>
	<dc:identifier>10.22437/jeec.v4i2.52215</dc:identifier>
	<dc:source xml:lang="en">Journal of Economic Education; Vol. 4 No. 2 (2025): Desember; 148-157</dc:source>
	<dc:source xml:lang="id">Jurnal Pendidikan Ekonomi; Vol 4 No 2 (2025): Desember; 148-157</dc:source>
	<dc:source>2964-559X</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://online-journal.unja.ac.id/JEec/article/view/52215/23044</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2025 Journal of Economic Education</dc:rights>
</oai_dc:dc>