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Pengaturan Parate Eksekusi Objek Jaminan Fidusia Pasca Putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019

Recital Review · Vol. 7 No. 1 (2025) · hlm. 30–46

DOI
10.22437/rr.v7i1.39352
ISSN
2623-2928, 2622-5891
Terbit
2025-09-03
Penerbit
Magister Kenotariatan, Universitas Jambi
Bahasa
en
Lisensi
creativecommons.org/licenses/by/4.0

Abstrak

This article aims to analyze the provisions on parate execution of fiduciary guarantees and their legal consequences following Constitutional Court Decision Number 18/PUU-XVII/2019. Prior to this decision, creditors had the authority to execute fiduciary guarantees directly without going through the courts when the debtor defaulted. However, the Constitutional Court emphasized that parate execution can no longer be carried out unilaterally, but must be based on an agreement regarding the default or through a court order. The research method used is normative juridical with a statutory, conceptual, and case approach, with legal materials in the form of regulations, literature, and court decisions analyzed qualitatively. The results show that this decision provides greater protection for debtors because execution can no longer be carried out without judicial oversight. On the other hand, creditors lose the certainty of automatic execution, which implies increased financing risks, additional costs, and potential delays in the execution process. This condition affects the policies of financial institutions in disbursing fiduciary-based credit. Thus, this decision emphasizes the need for a balance between protecting debtors' rights and legal certainty for creditors, while also encouraging the existence of derivative regulations and technical guidelines so that the implementation of fiduciary execution following the Constitutional Court's decision can be effective, fair, and provide legal certainty.

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  • Universitas Jambi
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Rekan penulisOrganisasiArtikel bersama
Yetniwati YetniwatiUniversitas Jambi5
Pahlefi PahlefiUniversitas Jambi3
Dwi SuryahartatiUniversitas Jambi2
Diana AmirUniversitas Jambi2
Arsyad ArsyadUniversitas Jambi2
Muskibah MuskibahUniversitas Jambi2
Sasmiar SasmiarUniversitas Jambi2
Suhermi SuhermiUniversitas Jambi2
Yulia MonitaUniversitas Jambi1
Andi NajemiUniversitas Jambi1
Ivan Fauzani RaharjaUniversitas Jambi1
Sukamto SatotoUniversitas Jambi1
Windarto WindartoAfiliasi tidak diketahui1
Usman UsmanAfiliasi tidak diketahui1
Sahuri LasmadiUniversitas Jambi1
Elly SudartiUniversitas Jambi1
Isran IdrisUniversitas Jambi1
Tri Imam MunandarUniversitas Jambi1
Vevi MelionaUniversitas Jambi1
Prayogi YulistiAfiliasi tidak diketahui1
Dion PandiaAfiliasi tidak diketahui1
M. Amin QodriUniversitas Jambi1
Yosep Musa NainggolanUniversitas Jambi1
Permono PermonoUniversitas Jambi1
Lolanda SinagaUniversitas Jambi1
Joko LelonoUniversitas Jambi1
Pinni Okta PiyerdaUniversitas Jambi1
Nabilla Clasrissa Sasqia PutriUniversitas Jambi1
Muhammad Amin QodriUniversitas Jambi1
Refo AfdhalUniversitas Jambi1
Dinda Ediningsih Dwi UtamiUniversitas Jambi1
Firya OktaviarniUniversitas Jambi1
Affa SjamUniversitas Jambi1
Ageng Triganda SayutiUniversitas Jambi1
Aprilia Pitri NRUniversitas Jambi1
Lili Naili HidayahUniversitas Jambi1
Erda SaputriUniversitas Jambi1

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Sumber metadata: OAI-PMH (metadata jurnal) https://online-journal.unja.ac.id/index.php/RR/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Pengaturan Parate Eksekusi Objek Jaminan Fidusia Pasca Putusan  Mahkamah Konstitusi Nomor 18/PUU-XVII/2019</dc:title>
	<dc:creator xml:lang="en">Sinta Bella, Devi</dc:creator>
	<dc:creator xml:lang="en">Yahya, Taufik</dc:creator>
	<dc:creator xml:lang="en">Hasan, Umar</dc:creator>
	<dc:subject xml:lang="en">Parate Execution</dc:subject>
	<dc:subject xml:lang="en">Fiduciary Guarantee</dc:subject>
	<dc:subject xml:lang="en">Constitutional Court Decision</dc:subject>
	<dc:description xml:lang="en">This article aims to analyze the provisions on parate execution of fiduciary guarantees and their legal consequences following Constitutional Court Decision Number 18/PUU-XVII/2019. Prior to this decision, creditors had the authority to execute fiduciary guarantees directly without going through the courts when the debtor defaulted. However, the Constitutional Court emphasized that parate execution can no longer be carried out unilaterally, but must be based on an agreement regarding the default or through a court order. The research method used is normative juridical with a statutory, conceptual, and case approach, with legal materials in the form of regulations, literature, and court decisions analyzed qualitatively. The results show that this decision provides greater protection for debtors because execution can no longer be carried out without judicial oversight. On the other hand, creditors lose the certainty of automatic execution, which implies increased financing risks, additional costs, and potential delays in the execution process. This condition affects the policies of financial institutions in disbursing fiduciary-based credit. Thus, this decision emphasizes the need for a balance between protecting debtors' rights and legal certainty for creditors, while also encouraging the existence of derivative regulations and technical guidelines so that the implementation of fiduciary execution following the Constitutional Court's decision can be effective, fair, and provide legal certainty.</dc:description>
	<dc:publisher xml:lang="en">Magister Kenotariatan, Universitas Jambi</dc:publisher>
	<dc:date>2025-09-03</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://online-journal.unja.ac.id/RR/article/view/39352</dc:identifier>
	<dc:identifier>10.22437/rr.v7i1.39352</dc:identifier>
	<dc:source xml:lang="en">Recital Review; Vol. 7 No. 1 (2025): Volume 7 Nomor 1 Januari 2025; 30-46</dc:source>
	<dc:source>2623-2928</dc:source>
	<dc:source>2622-5891</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://online-journal.unja.ac.id/RR/article/view/39352/22032</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2025 Devi Sinta Bella, Taufik Yahya, Umar Hasan</dc:rights>
	<dc:rights xml:lang="en">https://creativecommons.org/licenses/by/4.0</dc:rights>
</oai_dc:dc>