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THE EFFECT OF FINANCIAL LITERACY AND FINANCIAL TECHNOLOGY ON MICRO-BUSINESS PERFORMANCE MEDIATED BY FINANCIAL INCLUSION (CASE STUDY OF MICRO-BUSINESSES IN MUARA BULIAN DISTRICT)

Journal of Business Studies and Management Review · Vol. 6 No. 2 (2023) · hlm. 253–258

DOI
10.22437/jbsmr.v6i2.29795
ISSN
2597-6265, 2597-369X
Terbit
2023-06-20
Penerbit
Management Department, Faculty of Economics and Business, Universitas Jambi
Bahasa
en
Lisensi
creativecommons.org/licenses/by/4.0

Abstrak

This study aims to the Effect of Financial Literacy and Financial Technology on business performance through Financial Inclusion mediation in the subdistrict Muara Bulian. This research is quantitative and the research data used are primary and secondary. The sample is in the subdistrict Muara Bulian, totalling 93 actors. Data collection was carried out by distributing questionnaires with a Likert scale. Data testing techniques use the Validity Test and Reliability Test, R-Square test and Hypothesis Test with Bootstrapping using SmartPLS 3.0 Software. The results showed that Financial Literacy had a positive significant effect on Business Performance, Financial Technology had a positive significant effect on Business Performance, Financial Literacy had a positive significant effect on Financial Inclusion, Financial Technology had a positive significant effect on Financial Inclusion, Financial Inclusion had a positive significant effect on Bussiness Performance, Financial Literacy had a positive significant effect on Business Performance with Financial Inclusion mediation, Financial Technology had a positive significant effect on Business Performance with Financial Inclusion mediation.

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  • Universitas Jambi
  • Universitas Pendidikan Ganesha
  • Telkom University
  • Universitas Baiturrahim Jambi
  • Bina Bangsa Getsempena University
  • Binus University
  • Diponegoro University
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Rekan penulisOrganisasiArtikel bersama
Asep MachpudinUniversitas Jambi7
Zulfina AdrianiUniversitas Jambi5
Shofia AminUniversitas Jambi2
Ulfan NurkhalifaAfiliasi tidak diketahui2
Risa LiskaAfiliasi tidak diketahui2
Ringga Putra PamungkasUniversitas Jambi2
Ni Made SuciUniversitas Pendidikan Ganesha2
Agus SolikhinUniversitas Jambi2
M. A. AnthonyAfiliasi tidak diketahui2
Heriberta HeribertaUniversitas Jambi1
Zulfanetti ZulfanettiUniversitas Jambi1
Fajra OctrinaTelkom University1
Fathur AfiatUniversitas Jambi1
Lucky Enggrani FitriUniversitas Jambi1
Fitriati FitriatiBina Bangsa Getsempena University1
Puja FirmasariUniversitas Baiturrahim Jambi1
Hendra HendraBinus University1
Firmansyah FirmansyahDiponegoro University1
Ruli Amanda PutraUniversitas Jambi1
Rike SetiawatiAfiliasi tidak diketahui1
Fatih Luthfi AnanAfiliasi tidak diketahui1
Tona Aurora LubisUniversitas Jambi1
Fatih Luthfi AnanUniversitas Jambi1
Djodi AryajatiUniversitas Jambi1
Ade Perdana SiregarUniversitas Jambi1
Duadja Given Jay Dev SimatupangUniversitas Jambi1
Fitriaty FitriatyUniversitas Jambi1
Andika Dwi LarecsaAfiliasi tidak diketahui1
Ulan Sri WahyuniAfiliasi tidak diketahui1
Novita SariAfiliasi tidak diketahui1
Hidayati HidayatiAfiliasi tidak diketahui1
Meriyanti MeriyantiAfiliasi tidak diketahui1
Ida MasrianiUniversitas Jambi1
Dava Aulia Hady PutriAfiliasi tidak diketahui1
Regina LastriUniversitas Jambi1
Jumianis YantiUniversitas Jambi1

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Sumber metadata: OAI-PMH (metadata jurnal) https://online-journal.unja.ac.id/index.php/jbsmr/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">THE EFFECT OF FINANCIAL LITERACY AND FINANCIAL TECHNOLOGY ON MICRO-BUSINESS PERFORMANCE MEDIATED BY FINANCIAL INCLUSION (CASE STUDY OF MICRO-BUSINESSES IN MUARA BULIAN DISTRICT)</dc:title>
	<dc:creator xml:lang="en">Kusumardiyani, Hesti Nila</dc:creator>
	<dc:creator xml:lang="en">Setiawati, Rike</dc:creator>
	<dc:creator xml:lang="en">Wediawati, Besse </dc:creator>
	<dc:creator xml:lang="en">Hasanah, Uswatun </dc:creator>
	<dc:subject xml:lang="en">Financial Literacy</dc:subject>
	<dc:subject xml:lang="en">Financial Technology</dc:subject>
	<dc:subject xml:lang="en">Business Perfomance</dc:subject>
	<dc:subject xml:lang="en">Financial Inclusion</dc:subject>
	<dc:description xml:lang="en">This study aims to the Effect of Financial Literacy and Financial Technology on business performance through Financial Inclusion mediation in the subdistrict Muara Bulian. This research is quantitative and the research data used are primary and secondary. The sample is in the subdistrict Muara Bulian, totalling 93 actors. Data collection was carried out by distributing questionnaires with a Likert scale. Data testing techniques use the Validity Test and Reliability Test, R-Square test and Hypothesis Test with Bootstrapping using SmartPLS 3.0 Software. The results showed that Financial Literacy had a positive significant effect on Business Performance, Financial Technology had a positive significant effect on Business Performance, Financial Literacy had a positive significant effect on Financial Inclusion, Financial Technology had a positive significant effect on Financial Inclusion, Financial Inclusion had a positive significant effect on Bussiness Performance, Financial Literacy had a positive significant effect on Business Performance with Financial Inclusion mediation, Financial Technology had a positive significant effect on Business Performance with Financial Inclusion mediation.</dc:description>
	<dc:publisher xml:lang="en">Management Department, Faculty of Economics and Business, Universitas Jambi</dc:publisher>
	<dc:date>2023-06-20</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://online-journal.unja.ac.id/jbsmr/article/view/29795</dc:identifier>
	<dc:identifier>10.22437/jbsmr.v6i2.29795</dc:identifier>
	<dc:source xml:lang="en">Journal of Business Studies and Management Review; Vol. 6 No. 2 (2023): JBSMR, Vol. 6 No.2, June 2023; 253-258</dc:source>
	<dc:source>2597-6265</dc:source>
	<dc:source>2597-369X</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://online-journal.unja.ac.id/jbsmr/article/view/29795/16972</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2023 Hesti Nila Kusumardiyani, Rieke Setyawati, Besse  Wediawati, Uswatun Hasanah Hasanah</dc:rights>
	<dc:rights xml:lang="en">https://creativecommons.org/licenses/by/4.0</dc:rights>
</oai_dc:dc>