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Analisis determinan keputusan nasabah menabung pada Bank Pembangunan Daerah Jambi (Studi kasus pegawai negeri sipil Kota Jambi)

e-Journal Perdagangan Industri dan Moneter · Vol. 9 No. 3 (2021) · hlm. 155–170

DOI
10.22437/pim.v9i3.13986
ISSN
2303-1204
Terbit
2021-10-08
Penerbit
Prodi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi
Bahasa
en
Lisensi
creativecommons.org/licenses/by-sa/4.0

Abstrak

This study aims to determine the characteristics of Jambi Regional Development Bank customers and to analyze the determinants of customer decisions to save at the Jambi Regional Development Bank, a case study of civil servants in Jambi City. This study uses data collection techniques through questionnaires distributed online, with a sampling technique that is simple random sampling with quantitative descriptive research methods and analyzed using binary logistic regression models through the SPSS program. The sample is Jambi city civil servants as many as 99 respondents. This study indicates that the variables of income and education have no positive and significant effect on the customer's decision to save. While the civil servant class variables were divided into two using a dummy variable namely, civil servant class III had no significant effect. In contrast, class IV civil servant had a positive and significant impact on customer saving decisions. And the age variable has a positive and significant impact, and the number of family dependents has a negative and significant effect on the customer's decision to save. Â Keywords: Customer decision, Age, Number of dependents

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39 penulis · 91 tautan kepenulisan bersama · 4 lintas organisasi

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  • Universitas Jambi
  • Universitas Halu Oleo
  • Badan Pusat Statistik
  • Afiliasi tidak diketahui
  • Organisasi berbeda
  • Organisasi sama
  • Afiliasi tidak diketahui
  • Garis lebih tebal = lebih banyak artikel bersama · lingkaran lebih besar = lebih banyak artikel
Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Candra MustikaUniversitas Jambi4
Zulfanetti ZulfanettiUniversitas Jambi2
Ade OctaviaUniversitas Jambi2
Yayuk SriayudhaUniversitas Jambi2
Syamsurijal TanUniversitas Jambi2
Yelinda NoradithaUniversitas Jambi2
Rike SetiawatiUniversitas Jambi1
Parmadi ParmadiUniversitas Jambi1
Rahma NurjanahUniversitas Jambi1
Erwanto ErwantoUniversitas Jambi1
Zulkifli AlamsyahUniversitas Jambi1
Aulia TasmanUniversitas Jambi1
Yanilia YaniliaUniversitas Jambi1
Syaparuddin SyaparuddinUniversitas Jambi1
Hajri Puja PratamaUniversitas Jambi1
Heppi MilliaUniversitas Halu Oleo1
Ernawati ErnawatiUniversitas Halu Oleo1
Etik UmiyatiUniversitas Jambi1
Jurnia MinatiUniversitas Jambi1
Erni AchmadUniversitas Jambi1
Siti HodijahUniversitas Jambi1
M. SyarifUniversitas Jambi1
Asrizal PaimanUniversitas Jambi1
Yulmardi YulmardiUniversitas Jambi1
Nursanti NursantiUniversitas Jambi1
Suswita RozaUniversitas Jambi1
Muslimin Andika PutraAfiliasi tidak diketahui1
Tri YudiartiBadan Pusat Statistik1
Liza AzizahUniversitas Jambi1
Haryadi HaryadiUniversitas Jambi1
Joventus Partogi Silaen JoventusUniversitas Jambi1
Yohanes Vyn AmzarUniversitas Jambi1
Iklima Raudatul JannahUniversitas Jambi1
Ade Nugraha PaerUniversitas Jambi1
Amril AmrilUniversitas Jambi1
Dian RomadhoniUniversitas Jambi1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://online-journal.unja.ac.id/index.php/pim/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Analisis determinan keputusan nasabah menabung pada Bank Pembangunan Daerah Jambi (Studi kasus pegawai negeri sipil Kota Jambi)</dc:title>
	<dc:creator xml:lang="en"> Lilia Sari Putri, Justia</dc:creator>
	<dc:creator xml:lang="en">Heriberta, Heriberta</dc:creator>
	<dc:creator xml:lang="en">Emilia, Emilia</dc:creator>
	<dc:description xml:lang="en">This study aims to determine the characteristics of Jambi Regional Development Bank customers and to analyze the determinants of customer decisions to save at the Jambi Regional Development Bank, a case study of civil servants in Jambi City. This study uses data collection techniques through questionnaires distributed online, with a sampling technique that is simple random sampling with quantitative descriptive research methods and analyzed using binary logistic regression models through the SPSS program. The sample is Jambi city civil servants as many as 99 respondents. This study indicates that the variables of income and education have no positive and significant effect on the customer's decision to save. While the civil servant class variables were divided into two using a dummy variable namely, civil servant class III had no significant effect. In contrast, class IV civil servant had a positive and significant impact on customer saving decisions. And the age variable has a positive and significant impact, and the number of family dependents has a negative and significant effect on the customer's decision to save.
 Keywords: Customer decision, Age, Number of dependents</dc:description>
	<dc:publisher xml:lang="en">Prodi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi</dc:publisher>
	<dc:date>2021-10-08</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://online-journal.unja.ac.id/pim/article/view/13986</dc:identifier>
	<dc:identifier>10.22437/pim.v9i3.13986</dc:identifier>
	<dc:source xml:lang="en">e-Journal Perdagangan Industri dan Moneter; Vol. 9 No. 3 (2021): e-Journal Perdagangan Industri dan Moneter; 155-170</dc:source>
	<dc:source>2303-1204</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://online-journal.unja.ac.id/pim/article/view/13986/12603</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2021 Justia  Lilia Sari Putri, Heriberta Heriberta, Emilia Emilia</dc:rights>
	<dc:rights xml:lang="en">https://creativecommons.org/licenses/by-sa/4.0</dc:rights>
</oai_dc:dc>